Aspiration $100 Checking Bonus (No Deposit Requirements)

Aspiration debit card

Aspiration, a socially responsible online bank, is offering customers a $100 checking bonus with no deposit requirements!

About Aspiration

Aspiration is an online financial institution based out of California that offers banking and investing products. It was started by two Harvard graduates in 2015 with the goal of making a socially conscious bank. Not only is the company totally legit, it’s different from other banks. Here’s what Aspiration has to say about their company:

Aspiration "Who We Are"
  • Built On Trust: We always put our customers first. You can be sure because we trust you to Pay What Is Fair – even if it is zero. That means we will always be working our hardest for you.
  • Here For Many, Not Just A Few: Big Banks and Wall Street work their hardest for the wealthiest few. At Aspiration, we work to bring the best financial solutions to everyone.
  • Make Money & Make A Difference: Aspiration offers socially-conscious and sustainable cash management services and investment products, so you can make money while making the world a better place. And, unlike the Big Banks, we don’t use your deposits to fund oil pipelines or turn your fees into campaign contributions to the politicians that work against you.
  • Committed To Giving: Aspiration donates 10% of every dollar our customers choose to pay us to charities helping struggling Americans build a better life. That makes us the financial industry’s leader in giving back.

Aspiration $100 Checking Bonus Offer

Direct Link

Aspiration $100 checking account bonus

Aspiration will give you a $100 bonus when you open up their Spend & Save checking account and complete the following requirements:

  • Open and fund a Spend & Save checking account with $10 or more
  • Use your Aspiration debit card to make at least $1,000 in cumulative transactions by 7/31/2020
Aspiration Spend & Save checking account

Availability: Nationwide
Expiration: Offer has been extended through 05/31/20
Household Limit: None (everyone in your family can get the bonus!)
Direct Deposit Required: None
Soft/Hard Pull: Soft
Early Account Termination Fee: None


Avoiding Fees

Monthly Fees

Aspiration is unique in that their Spend & Save checking account works on a “Pay What Is Fair” model. You can pay whatever you want between $0 and $20.

$100 Checking Bonus Terms & Conditions

  • Offer is only valid for customers who open a new Aspiration Spend & Save Account.
  • Secondary owner joining an already established account as a joint user does not qualify for promotion.
  • Customer must complete the following activities: (1) Between 12:01 a.m. Pacific Time 5/16/2020 and 11:59 p.m. Pacific Time 5/31/2020, open and fund an Aspiration Spend & Save Account with a deposit of $10 or more, and (2) by 11:59 Pacific Time on 7/31/2020, use your Aspiration debit card to make at least $1,000 worth of cumulative transactions. $1,000 transaction minimum refers to net purchases (purchases minus any credits or returns).
  • Allow up to August 14th, 2020 for the $100 offer credit to post to your Aspiration Spend & Save Account.
  • Aspiration Spend & Save Account must be open and in good standing, in the sole determination of Aspiration, through the date of the credit.

The Bottom Line

Aspiration has offered $100 bonuses in the past, but it required a direct deposit. This one requires $1,000 in total debit card transactions which should be easier for most people. Add the fact that there are no fees to worry about while working on the bonus, this is another bank bonus I recommend.



Please enter your comment!
Please enter your name here