Here are the 9 best cash back apps that will save you money! Earning cash back on your purchases is a great way to make some extra money. Today, I’ll go over the most rewarding cash back apps that I find the best value in!
Cash Back Apps Overview
You probably got here by searching: “What are the best cash back apps?” or “Which cashback apps are legit?” on Google.
There are tons of ways to make some extra money online, but most of them involve so much time completing boring tasks and activities. It’s not for everyone.
Enter cash back apps.
Cash back apps are one of the few available ways to earn cash by doing something you do anyway: shopping.
Everyone needs to buy food, gas, and clothes. Maybe you’re heading to Home Depot for a renovation project or going to eat at a restaurant with friends.
No matter where you are in life, you’re buying stuff, even if it’s just the basics. When you think about how much you spend each month, earning as low as 1% of that through cash back would really add up over the course of a year – and many apps offer far more than 1%.
Even better, you can also combine these apps with conventional coupons and discounts to supercharge your savings.
So without further ado, here are the best cash back apps to save more of your hard earned money – right from the palm of your hand!
7 Best Cash Back Apps For 2022
1. Mr. Rebates
There are a lot of cash back shopping sites around. It’s hard to know which ones are real and which one are scams. I’ve been using Mr. Rebates since 2007 and consider it the best overall cash back shopping portal available.
Shop at your favorite retailers and earn a percentage of cash back on your purchase – all popular places including The Home Depot, Nike, Dell, Staples, and eBay are listed on Mr. Rebates!
You can withdraw your cash back balance through PayPal or request a paper check. This free way of saving money has given me back over $2,500+ so far!
Rakuten (formerly Ebates) is another cash back shopping site that earns real cash. Like Mr. Rebates, Rakuten will pay you via PayPal or a check. You’ll get a $10 bonus for signing up and spending $25 within the first 3 months as a member.
It’s worth having both Mr. Rebates and Rakuten installed on your phone. You can’t use both of them at the same time, but you can look and see which one is paying more cash back at the store you are buying things from.
As an example, if I’m making a purchase at Nike, Mr. Rebates is offering 5% back on my purchase whereas Rakuten is giving me 10%. Of course I’m going to use Rakuten in this instance. Other times, Mr. Rebates will earn more.
My advice is to check every time before you make a purchase.
3. Fetch Rewards
Earn cash back and rewards just by scanning your grocery receipts with Fetch Rewards.
You won’t be limited by just grocery stores – you’ll get cash back from convenience stores, drug stores, pharmacies, and liquor outlets too. In fact, Fetch Rewards just updated their app to allow rewards on every store. Simply scan all your receipts and earn!
The app also has a bonus section where you can get cash back and rewards faster by purchasing special offer products.
GetUpside is a legit app that offers real cash back on your gas purchases for simply taking a picture of your gas receipt.
The app lets you earn up to 25¢ cash back per gallon at over 12,107 gas stations across 40 different states (and parts of Canada). All you have to do is select the gas station you’re about to use in the app and then take a picture of your gas receipt afterwards.
Seated is the most generous restaurant reservation app, EVER.
The Seated app pays back up to 40% of your total restaurant bill; you’ll earn this whether you:
- dine in at the restaurant
- pick up from the establishment
- delivered to your home
In fact, if the app was available in more cities (currently available in Boston, New York City, Atlanta, Chicago, Dallas, and Philadelphia), I would’ve gave Seated the #1 spot on this “Best Cash Back Apps” list.
All you have to do is make a reservation or place an order on the app and then upload a picture of the receipt.
Once you upload your receipt, Seated will notify you how much you’ve earned for that order. The Seated app is so generous that earning a lot is not that hard. Date night? Corporate dinner event? Night out with friends? Put it on Seated.
Ibotta is a free mobile app that gives you cash back on things you buy every day at your favorite stores.
To earn real cash back, all you have to do is use the Ibotta app when you shop and provide proof of purchase by taking a picture of your receipt.
You’ll also save money because Ibotta offers exclusive coupons and savings just for users. They have a ton of offers whether you’re buying groceries, shopping for clothes, or ordering online.
Dosh is a cashback app that gives you automatic cashback at thousands of places when you shop, dine, or book hotels. You can earn up to 10% cash back at retailers and restaurants and up to 40% cash back at hotels that Dosh partners with.
I love that I don’t have to clip coupons or scan receipts with Dosh. Once you connect a credit card or debit card to it, the app will automatically give you cash back if you purchase something with one of their partners.
On a typical day, I get my morning coffee from Dunkin’ and earn 4% back with Dosh. Then, I take a short Uber to my office that earns 50¢ cashback per ride as an existing rider. If I order office supplies at Staples or Office Depot/OfficeMax, that’s another 2% I get back in cash.
Get Started: Download Dosh ($5 welcome bonus after your first use with Dosh referral code JOHNP159)
If you’re not in one of the cities that Seated is available in, then the Ritual app may be the answer. It’s available in 43 major cities:
- Atlanta, Austin, Boston, Brisbane, Calgary, Charlotte, Chicago, Cincinnati, Cleveland, Dallas, Denver, Detroit, Edmonton, Fort Worth, Halifax, Hamilton, Hong Kong, Houston, Indianapolis, London, Los Angeles, Melbourne, Miami, Milwaukee, Minneapolis, Montréal, New Orleans, New York, Ottawa, Philadelphia, Pittsburgh, Portland, Salt Lake City, San Diego, San Francisco, San Jose, Seattle, St. Louis, Sydney, Toronto, Vancouver, Washington DC, Waterloo
Ritual is a “social-ordering” app that allows users to place an order for a meal and have it ready to be picked up at a local restaurant. Not only will you skip the line and save time, you’ll also earn cash back points on each order.
While ordering food on your app in not new, what’s unique with Ritual is that it allows you to “piggyback” on other orders that are being placed around the time same time during the work week. That way, one person can head to the restaurant and bring back all the office’s orders at once.
Get Started: Download Ritual ($6 off your first order with referral code JOHN94703)
Do you use Uber or Lyft?
If so, then you can earn cash back with Freebird every time you use one of those ridesharing apps to get a ride.
The Freebird app doesn’t replace Uber or Lyft, you’ll still be using them as you normally would. Instead, Freebird just connects to those apps to allow you to take a ride on either through its own app.
The Bottom Line
I hope you’ve enjoyed reading this and see why those are the best cash back apps available.
There are so many other cash back apps that it’s impossible to cover all of them. I’m open to revising this list as time goes on, so I have a couple of questions to all The Money Ninja readers out there.
What am I missing? What should be included in future lists of the best cash back apps?
Let me know in the comments section below!