Everyone needs a high interest savings account. It doesn’t matter if you’re in the middle class or very wealthy – you need a place for your emergency fund or short-term savings. A high yield savings account allows your money to make money until you need it. …
Here are the best cash back apps that will save you money! Get rewarded for purchases you’re already making with these rewards mobile apps. They’re a legit way to get a rebate on your spending. Today, I’ll go over the top cash back apps that I …
Finding the best CD rates provide a great way to grow your savings quickly and safely. You can expedite your savings with rates significantly higher than the national average from the list of banks and credit unions below. All the CDs mentioned are FDIC insured, have …
What’s better than a 401k? A IRA or ROTH IRA? It’s a little known secret called the Health Savings Account. The Health Savings Account (HSA) is the ultimate retirement account, even though it isn’t technically a retirement account. With its triple-tax advantage, here’s why the HSA …
I Bonds rates are expected to skyrocket when they adjust in May and it’s time to pay attention to them again. This is the single best investment you can make this year and safer than any other alternatives. Never heard of an I Bond before? Don’t …
Did you know there’s something called the American Express Corporate Advantage Program that gives you an annual credit of up to $150 on your personal AMEX cards? We’ll go over the program and tell you how to take advantage of this benefit! American Express Corporate Advantage …
401(k) and Individual Retirement Accounts (IRAs) plans are the two most common vehicles used to save for retirement. But what’s the difference? Which one is better for you? Overview Both 401(k) and IRA are tax-advantaged retirement accounts. The basic difference between the two is that employers …
Looking for ways to save on an Amazon Prime membership? You’re not alone. Amazon Prime is one of the most popular subscriptions available with over 150,000,000 paid Prime members, but it’s also quite expensive. I’ll go over my tips and tricks on how you can get …
Looking for a free membership to BJ’s Wholesale Club? You’re in the right spot as this post will share how to get a free BJ’s membership from 1-day shopping passes to 3-month free trials! Explore all the free membership offers below! Ninja Note 9/6/22: Added new …
A new reader of The Money Ninja sent an email to us that she is making $100,000 a year and still struggling to make ends meet. Here’s her story, what her expenses are, and what I recommend to her in order to get back on the …