Chase Bank Promotions for December 2021 (Up to $1,000!)

Here’s everything you need to know about Chase Bank promotions; how to qualify, best bonuses currently available, when the offers expire, and more!

Chase Bank is the largest bank in the U.S., with over $3.19 trillion in total assets. It’s my top pick for a national bank based on their competitive banking products. You’ll have access to more than 4,700 branches, 16,000 ATMs, and a top-notched mobile app.

Plus, Chase is known to have the best bank bonuses and coupon codes for new and existing customers. Like other banks, Chase tries to attract more people to their bank accounts by dangling promotional offers and sign-up bonuses.

When banks fight for your business, YOU WIN.

This post may contain affiliate links, meaning I get a commission at no cost to you if you decide to make a purchase through my links. Visit this page for more information. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

Current Chase Bank Promotions

Here are the best Chase bonuses currently available for you today:

1. Chase Total Checking – $225 Bonus

Chase is offering a $225 welcome bonus when you open a new checking account and set up a direct deposit.

This checking account is called Chase Total Checking, which is one of their most popular consumer checking products.

Bonus Amount: $225
Availability: Nationwide
Expiration: January 19, 2022

Bonus Requirements:

  1. Open a new Chase Total Checking account via the link below
  2. Set up a direct deposit within 90 days of account opening
  3. Receive the bonus within 15 days of direct deposit posting

2. Chase Business Complete Banking – $300 Bonus

Chase is offering business owners (self-employed people like Uber drivers, eBay sellers, and other side hustlers count as business owners!) a $300 bonus to open a new Chase Business Complete Banking account and make a $2,000 deposit.

Bonus Amount: $300
Account Type: Business Checking
Availability: Nationwide
Expiration: January 20, 2022

Bonus Requirements:

  1. Open a new Chase Business Complete Banking account with the ‘Apply Now’ button below
  2. Deposit at least $2,000 within 30 day and maintain that balance for 60 days
  3. Complete 5 qualifying transactions within 90 days of enrollment (debit card purchases, bill pay, Chase QuickAccept deposits, Chase QuickAccept ACH credits, wire transfers, etc.)
  4. Receive the bonus within 15 days of completing the bonus requirements

3. Chase Secure Banking – $100 Bonus

Chase has a checking account bonus of $100 for new customers when they open a Chase Secure Banking checking account and complete 10 qualifying transactions.

Chase Secure Banking is a second-chance checking account created for people with bad financial history.

It provides you with an opportunity to establish a traditional banking relationship with one of the most recognizable names in banking while removing a couple of features that may tempt people to overspend.

This particular Chase checking account is ideal for consumers who had problems maintaining a checking account in the past and young people just starting out in their financial journey.

Bonus Amount: $100
Account Type: Personal Checking
Availability: Nationwide
Expiration: January 19, 2022

Bonus Requirements:

  1. Open a Chase Secure Banking account using the link below
  2. Complete 10 qualifying transactions (debit card purchases, online bill payments, etc.) within 60 days of coupon enrollment
  3. Receive the bonus within 15 days of completing the requirements

4. Chase College Checking – $100 Bonus

Chase is offering college students a $100 cash bonus when they open a new Chase College Checking account and complete 10 qualifying transactions within 60 days of coupon enrollment.

Completing the 10 qualifying transactions is easy since all activities like debit card purchases, check deposits, and ATM transactions count. You also have 60 days to do this, giving you plenty of time.

Once you hit your 10th transaction, you’ll be paid $100 in cash within 15 days of doing so.

Bonus Amount: $100
Account Type: Business Checking
Availability: Nationwide
Expiration: January 19, 2022

Bonus Requirements:

  1. Apply for a new Chase College Checking account
  2. Complete 10 qualifying transactions within 60 days of opening an account
  3. Receive the cash bonus within 15 days of meeting the requirements

5. J.P. Morgan Self-Directed Investing [New Customers] – Up to $600 Bonus

Chase is offering a bonus of up to $600 when you open a new J.P. Morgan Self-Directed Investing account with qualifying minimum funding. This is available nationwide and for new J.P. Morgan Self-Directed Investing customers.

The offer has two tiers of bonuses. The more you deposit, the bigger your sign-up bonus:

Deposit AmountBonus
$100,000 – $249,000$300
$250,000+$600
Bonus Tiers for New J.P. Morgan Self-Directed Investing Customers

Bonus Amount: $600
Account Type: Brokerage Account
Availability: Nationwide
Expiration: January 13, 2022

Bonus Requirements:

  1. Open a J.P. Morgan Self-Directed Investing account
  2. Fund your account with qualifying new money within 45 days – bonus amount will be determined by your total funds deposited on Day 45 ($100,000 – $249,000 = $300 bonus, $250,000 or more = $600 bonus)
  3. Maintain your new funds for 90 days (trading or market losses won’t be counted against you)
  4. Bonus will be received within 15 days following the 90 day maintaining period

5. J.P. Morgan Self-Directed Investing [Existing Customers] – Up to $400 Bonus

Chase is offering a bonus of up to $400 when you open a new J.P. Morgan Self-Directed Investing account with qualifying minimum funding. This nationwide offer is available for existing users of J.P. Morgan Self-Directed Investing accounts.

The promotion has three bonus tiers. The more you add, the more you’re eligible to earn:

Deposit AmountBonus
$25,000 – $99,999$100
$100,000 – 249,999+$200
$250,000+$400
Bonus Tiers for Existing J.P. Morgan Self-Directed Investing Customers

Bonus Amount: $600
Account Type: Brokerage Account
Availability: Nationwide
Expiration: N/A

Bonus Requirements:

  1. Enroll in the offer to receive a coupon code through the link below
  2. Fund your account with new money within 45 days – bonus amount will be determined by your total funds deposited on Day 45 ($25,000 – $99,999 = $100 bonus, $100,000 – $249,000 = $200 bonus, $250,000 or more = $400 bonus)
  3. Maintain your new funds for 90 days (trading or market losses won’t be counted against you)
  4. Bonus will be received within 15 days following the 90 day maintaining period

6. Chase Sapphire Preferred Card – 60,000 Points

Chase is offering 60,000 points to new Chase Sapphire Preferred cardholders. This is a good offer, but it’s lower than the 100,000 welcome bonus that was available not too long ago.

You can redeem 60,000 points for $600 in cash or $750 in travel rewards through Chase Ultimate Rewards.

The offer has two tiers of bonuses. The more you deposit, the bigger your sign-up bonus:

Bonus Amount: 60,000
Account Type: Credit Card
Availability: Nationwide
Expiration: N/A

Bonus Requirements:

  1. Apply for a new Chase Sapphire Preferred credit card using the link below
  2. Spend $500 on purchases within the first 3 months from account opening
  3. Receive 60,000 bonus points within 6 to 8 weeks

7. Chase Sapphire Reserve Card – 50,000 Points

Chase is offering 50,000 points to new Chase Sapphire Reserve cardholders.

You can redeem 50,000 points for $500 in cash or $750 in travel rewards through Chase Ultimate Rewards (points are worth 50% more when redeemed for travel through the Chase portal).

Bonus Amount: 50,000 points
Account Type: Credit Card
Availability: Nationwide
Expiration: N/A

Bonus Requirements:

  1. Apply for a new Chase Sapphire Reserve credit card using the link below
  2. Spend $4,000 on purchases within the first 3 months from account opening
  3. Receive 50,000 bonus points within 6 to 8 weeks

8. Chase Ink Business Cards – Up To $1,000

Chase is offering sign-up bonuses when you use a referral link and open a Chase Ink Business card and complete qualifying activities.

You can get either a $750 cash bonus or 100,000 points bonus. You can redeem 100,000 points for $1,000 in cash or $1,250 in travel rewards through Chase Ultimate Rewards (points are worth 25% more when redeemed for travel through the Chase portal).

The bonus varies depending on the specific credit card/charge card per the table below:

Chase CardBonus Requirement
Chase Ink Business Unlimited$750 CashSpend $7,500 within first 3 months
Chase Ink Business Cash$750 CashSpend $7,500 within first 3 months
Chase Ink Business Preferred100,000 PointsSpend $7,500 within first 3 months
Welcome Bonuses for Chase Ink Business Cards

Bonus Amount: Varies
Account Type: Credit Card
Availability: Nationwide
Expiration: N/A

Bonus Requirements:

  1. Apply for a new Chase Ink Business credit card using the link below
  2. Spend $7,500 on purchases within the first 3 months from account opening
  3. Receive $750 or 100,000 bonus points within 6 to 8 weeks

9. Chase Banking Refer-A-Friend – $50 Bonus Per Referral

Once you’re a Chase banking customer, you can earn cash bonuses when you refer friends and family through Chase’s refer a friend program.

Chase Checking Account Customers

Refer your friends and get a cash bonus up to $500!

Earn $50 for each friend who opens a qualifying Chase checking account – up to $500 per year. The Chase Refer-A-Friend program is available for the following account types:

  • Chase Total Checking
  • Chase College Checking
  • Chase Premier Plus Checking
  • Chase Sapphire Checking
  • Chase Private Client Checking
  • Chase Secure Banking
  • Some Chase legacy checking accounts such as Chase Better Banking Checking, Chase Premier Checking, and Chase Checking

Bonus Amount: $50
Account Type: Checking Account
Availability: Nationwide
Expiration: N/A

Bonus Requirements:

  1. Refer your family and friends to open a New Chase Total Checking account with qualifying activities through the Chase referral site below
  2. Referred candidate must be a new Chase customer and open a Chase Total Checking account with qualifying activities using corresponding coupon
  3. After your referred family and friends have opened their Chase Total Checking account, Chase will deposit the $50 bonus into your primary checking account within 30 days, provided both the customer and friend accounts are not closed or restricted at the time of payout

10. Chase Credit Cards Refer-A-Friend – $50 Bonus Per Referral

Once you’re a Chase cardmember, you can earn a credit card referral bonus for each friend you refer who gets a card through Chase’s refer a friend program.

Chase Credit Card Customers

Refer your friends and get a cash, points, or miles bonus. Bonus type and amount varies depending on which Chase credit card your friend signs up for:

Chase CardReferral BonusMaximum Annual Bonus
Chase Freedom$100 cash back$500 cash back
Chase Sapphire Preferred20,000 points100,000 points
Chase Southwest Rapid Rewards20,000 points100,000 points
Chase United MileagePlus20,000 miles100,000 miles
Chase British Airways10,000 Avios50,000 Avios
Chase Marriott Bonvoy40,000 points200,000 points
Chase World of Hyatt5,000 points25,000 points
Chase Disney Visa100 Disney500 Disney
Chase IHG Rewards Club Premier10,000 points50,000 points
Chase Ink Business20,000 points100,000 points
Chase Starbucks Rewards2,000 stars10,000 stars
Referral Bonuses for Chase Credit Cards

Bonus Amount: Varies
Account Type: Credit Card or Charge Card
Availability: Nationwide
Expiration: N/A

Bonus Requirements:

  1. Enter your information on the program page linked below
  2. Share your unique referral link with friends and family using the Chase mobile app, sending the unique URL directly, or by email using the “email friends” feature found on the program page
  3. Bonus will be credited to your account within 8 weeks after your friend or family signs up

Expired Chase Bonuses

Theses bonuses were recently offered by Chase, but have now expired and are not currently available. Chase may reactivate these offers again or have a similar deal in the future, so bookmark this page and check back often:

  • Up to a $600 bonus when you open a Chase Total Checking and Chase Savings account
  • Targeted promotion that offers up to $900 for opening a Chase Total Checking and Chase Savings account
  • $25 for opening an account for your kid with Chase First Bank accounting
  • $300 for opening a Chase Premier Plus Checking account
  • $200 for opening a Chase Total Checking account
  • $150 for opening a Chase Savings account

Tips & Tricks For Chase Bank Promotions

Existing vs New Customers

Chase bonus offers generally only applies to new customers.

Chase defines new customers as someone who doesn’t have an existing account in the same “product family” and didn’t close an account in that “product family” within the past 90 days.

For example, once you receive a bonus for opening a Chase Total Checking account, you won’t be eligible to receive another bonus on a different Chase personal checking account since personal checking accounts is a “product family”.

However, you’re still eligible to get a Chase savings account bonus or a Chase Business checking account since the offer terms only exclude you from other personal checking account promotions.

The same applies for Chase credit cards. You can receive one bonus per “card family”. For example, if you open a Chase Sapphire Preferred card and received a bonus, then you won’t be eligible for a Chase Sapphire Reserve bonus since they’re in the same Sapphire card family.

2-Year Limit

For virtually all Chase bonuses, you’re limited to receiving a welcome bonus only once every two years.

Again, welcome bonuses are by “product family” or “card family”.

5/24 Limit for Chase Credit Cards

Chase is well known for its 5/25 rule which blocks people from getting a new Chase credit card if they have opened 5 credit cards in the last 24 months.

This was implemented in June of 2015 and is based on the number of opened credit cards, not credit inquiries (some sites erroneously state the 5/24 rule is based on inquiries).

It’s important to note that Chase counts all new card accounts on your report, not just Chase accounts. For instance, if you applied for and have been approved for four American Express cards and one Citi card in the past 24 months, then you’ll be denied a Chase card if you apply for one.

Ninja Note: Some business cards won’t show up on your credit report, so those cards may not count against your five card limit.

Bonus Clawbacks

For bank account offers, you must keep the account open for six months or you’ll forfeit the bonus.

This would also apply if Chase is the one who closes your account – which could happen if you violate their terms and conditions.

Chase Promotions FAQs

Are sign-up bonuses taxed?

Cash bonuses from bank account offers are taxable and may be reported on IRS Form 1099-MISC. Keep in mind that even if no 1099-MISC (or 1099-INT) is sent to you, you’re still required to self-report and pay taxes. Consult your tax advisor for further information.

Credit card bonuses are typically not taxed, regardless if the bonus is in the form of cash, points, or miles. That’s because most credit card offers require a minimum spending amount to qualify for the bonus, so the reward is considered a rebate on the purchase rather than taxable income.

Where do I find Chase coupon codes?

You can find most Chase coupon codes on this page or by clicking here to show recent Chase offers.

From time to time, Chase may have targeted offers which are not publicly available and may vary from the details you see here.

Do Chase offers expire?

Yes, like most bank bonuses, Chase offers generally have an expiration date.

How long does it take to receive my bonus from Chase?

Payouts on bonuses from bank offers and credit card offers vary. Each offer may detail when the bonus will be received, so read each individual offer carefully.

Typically, Chase will award welcome bonuses or sign-up bonuses within 15 days of completing the qualifying activities.

If you haven’t received your bonus in the expected amount of time, contact Chase customer service. You can find their phone number on the Chase mobile app or on the back of your credit card.

Can I take advantage of multiple Chase promotions?

It depends. For example, once you receive a bonus for opening a Chase Total Checking account, you won’t be eligible to receive another bonus on a different Chase checking account.

However, you’re still eligible to get a Chase savings account bonus since the offer terms only exclude you from other checking account promotions.

The same applies for Chase credit cards. You can receive one bonus per “card family”. For example, if you open a Chase Sapphire Preferred card and received a bonus, then you won’t be eligible for a Chase Sapphire Reserve bonus since they’re in the same Sapphire card family.

The Bottom Line

Chase is one of the best companies for sign-up bonuses and welcome offers. No other company comes close to Chase (besides perhaps American Express).

While you shouldn’t choose a bank based solely on a new customer bonus, it’s a great incentive to try the many banking and credit card products that Chase offers.

1 thought on “Chase Bank Promotions for December 2021 (Up to $1,000!)”

  1. I have a side hustle, but it’s not registered as a business. Can I still get the $300 bonus from the Chase business checking promo?

    Reply

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