Chime: Earn 25,000 Swagbucks (Worth $250 Cash) For Account Sign-Up

Chime is offering 25,000 Swagbucks (worth $250) when you sign up for a new account and receive a direct deposit of any amount!

Ninja Update 11/2/21: Deal is back and now worth 25,000 SB ($250)! The sign-up process is the same so the info below is still relevant.

About Swagbucks

Swagbucks is an online cash back site that pays you doing things like shopping at your favorite retailers, taking surveys, and playing games. Since launching in 2006, Swagbucks has given away almost $400 million in cash and rewards!

Want to learn more? Read my review here and then sign up with this link to get a bonus of up to $13.

Ninja Note: Want to see more Swagbucks offers? Check out all other Swagbucks deals here.

Chime 25,000 SB Offer

Swagbucks is offering 25,000 SB points, which is redeemable for $250 in cash, when you open a new account with Chime and make a direct deposit of any amount.

Chime is a digital bank that provides fee-free financial services through its mobile app.

In contrast with traditional consumer firms, Chime has no physical branches and does not charge monthly or overdraft fees. Account-holders are issued Visa debit cards and have access to an online banking system accessible through or via the mobile app for Android or iOS.

Deposits are FDIC insured up to $250,000.

Availability: Nationwide
Expiration: 10/31/2020 11/30/2021
Household Limit: None (everyone in your family can get the bonus!)
Direct Deposit Required: Yes, any amount for checking account (see what counts as a direct deposit)
Soft/Hard Pull: Soft
Early Account Termination Fee: None

How To Add Chime Offer On Swagbucks

Sign up for Swagbucks or log in to your Swagbucks and search for ‘Chime‘ in the search bar at the top of page. An offer to earn 25,000 points with Chime should appear.

Click on ‘View Offer‘ to continue:

Swagbucks Chime 10,000 SB offer

A pop-up window will show up with the details of the offer. At the bottom of the pop-up screen, tap on ‘Earn 25000 SB‘:

Swagbucks Chime 10,000 SB offer details pop-up

You’ll be taken to a page where you’ll enter your email address to get transferred to Chime’s account opening portal. It’s important to open a Chime account this way in order for the offer to be tracked correctly to your Swagsbucks account:

Chime sign up by email landing page

Once you open an account and direct deposit any amount, Swagbucks will reward you 25,000 SB points.

Terms & Conditions

  • Must enroll with Chime Bank Account between 3/1/21 and 10/31/21.
  • Set up direct deposit and receive your first paycheck within 30 days of signing up.
  • Please allow up to 90 days for SB to be credited to your account. You must use the same email address associated with your Swagbucks .account when opening a bank account with Chime to earn SB.
  • Offer may only be completed once (1) per user.
  • This offer is presented to you by Swagbucks on behalf of a third-party merchant or sponsor (“Merchant”). Swagbucks does not endorse (and therefore is not responsible to you for) the Merchant’s views, policies, products or services.
  • If you are not credited within 90 days of offer completion, you have 14 days to contact the Swagbucks Help Center for further investigation. Help Center tickets submitted after the 14 day grace period are not eligible for further investigation and SB.

Other Swagbucks Deals:

The Bottom Line

An additional bonus is that Chime’s current interest rate on deposit accounts is 1.00% APY, which blows away the interest rate offered for many savings and money market accounts.

If you prefer, there’s also a sign-up and referral bonus program directly from Chime.

About John Pham

John Pham is a personal finance expert, serial entrepreneur, and founder of The Money Ninja. He has also been fortunate enough to have appeared in the New York Times, Boston Globe, and U.S. News & World Report. John has a B.S. in Entrepreneurship and a Masters in Business Administration, both from the University of New Hampshire.

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2 years ago

Ok so you are saying I can transfer money from cashapp to chime and can get bonus.

2 years ago

So the direct deposit from UberEATS, for which I had to fill out “direct deposit” forms just like with any other job, will not work for the chime offer? 😰 It’s coming up as an “EPI payment” so I figured that since it said “payment” I might be okay, but not seeing it on the list, I don’t want to take the chance of not getting the bonus. I am only a SB user and new to the bank bonus thing, so I do not bank with any others on the list. What’s the easiest way for me to make sure I get the bonus?

2 years ago
Reply to  John Pham

Yes I do have cash app. So I just add cash to that, then push it into the chime account via cash app?

3 years ago

Hey Ninja – I did a push transfer from my chase checking account to my new chime account. It’s listed on my chime account as a ext transfer, will that count as a direct deposit?

Carlos Meneses
Carlos Meneses
2 years ago
Reply to  Mike

It worked for me

2 years ago
Reply to  Mike

Unfortunately push transfers are not direct deposits. Direct deposits come from your employer or unemployment benefits and there is a form you need to fill out. Contact your payroll or state benefits

3 years ago

Good deal, I set up through Swagbucks and did a push transfer from my chase checking account. Will that be considered a direct deposit? Can anyone confirm this works with Chime? Thanks in advance