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Chime $100 Referral Bonus

Open a Chime acocunt using a referral link and earn a $100 bonus! Simply set up a direct deposit of at least $200 to be eligible for the referral bonus.

Already a Chime user? Refer people to Chime and you’ll get a $100 referral bonus for every person that successfully joins and makes a direct deposit of $200 or more. The person you refer will also earn $100 making it a win-win situation. Make money with friends and family!

This post may contain affiliate links, meaning I get a commission at no cost to you if you decide to make a purchase through my links. Visit this page for more information. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

Ninja Update 5/12/22: Now earn $100 when you sign up with the links in this post. This is $25 higher than the previous offer of $75.

Chime Banking Overview

Chime Referral Bonus
(Image from Chime)

Chime is a digital bank that provides fee-free financial services through its mobile app.

In contrast with traditional consumer firms, Chime has no physical branches and does not charge monthly or overdraft fees. Account-holders are issued Visa debit cards and have access to an online banking system accessible through chime.com or via the mobile app for Android or iOS.

Deposits are FDIC insured up to $250,000.

Chime $100 Sign-Up Bonus

Sign-Up Bonus Link

New customers can get $100 when you open a Chime account.

In order to be eligible for the $100 bonus, you must enroll and:

  • use the referral link above
  • pass the ID verification system
  • receive a direct deposit of $200 or more within 45 days of opening a Chime Spending Account.

Once a new customer completes those qualifying activities, both the new user and the person who referred will get $100 each.

Chime $100 Referral Bonus
(Image from Chime)

Chime $100 Referral Bonus

Chime has boosted their referral program for a limited time – it is offering current members a $100 bonus for each new person that they refer who signs up for a Chime account.

The new customer will also receive a $100 bonus, so it’s a win-win for both people!

Ninja Note: The Chime referral program offers different referral bonuses, so when you click on a referral link, pay attention to the details (bonus amount and what you need to do in order to receive the bonus).

What Are The Details?

Availability: Nationwide
Expiration: 12/31/22
Household Limit: None (everyone in your family can get the bonus!)
Direct Deposit Required: Yes, $200 within 45 days (see what counts as a direct deposit)
Soft/Hard Pull: Soft
Early Account Termination Fee: None

BrokeragePromotionLink
Webull logo5 Free Stocks (Up To $9,600)Link
Moomoo logo5 Free Stocks (Up To $17,520)Link
Public logo1 Free Stock (Up To $1,000)Link
SoFi logo1 Free Stock ($25)Link
M1 Finance logoUp to $500Link
Robinhood logo1 Free Stock (Up To $225)Link
TradeUP$20 Cash + AMZN Free StockLink
tastyworks logo$250 Stock BonusLink
Acorns logo$10 Cash BonusLink
Stash logo$20 Cash BonusLink

Terms & Conditions

In order for both parties (the referred friend and the referring Chime member) to qualify for and receive the $100 referral reward, the following conditions must be met:

  • The referred friend must open a new Chime Spending Account using the referring Chime member’s unique referral link, and receive a payroll direct deposit of $200 or more within 45 days from when the Chime Spending Account was opened.
  • The payroll direct deposit must be made by an employer or payroll provider by an ACH deposit. Bank ACH transfer, Pay Friends transfers, verification or trial deposits from financial institutions, transfers from PayPal or Venmo, and cash loads do not qualify as a payroll direct deposit.
  • Referring Chime member must be part of the $100 for $100 referral reward campaign in order for both parties to be eligible for the $100 referral reward.
  • Referrer is part of the SpotMe Referral Incentive referral reward campaign
  • The referral reward is paid to both parties within 2 business days after qualifying funds are first deposited into the referred friend’s Spending Account.
  • Eligible referring Chime members can earn no more than $1,000 in referral rewards per calendar year (January 1 – December 31).

The Bottom Line

I’ve never seen a $100 sign-up bonus before. Previously, most people had a $50 referral offer and some lucky ones had a $75 one. This is great considering most people can complete the $200 deposit requirement. That’s a 50% return with no minimum holding period.

Chime also offers an interest rate of .50% APY, which is decent if you wanted to explore their financial technology platform.

I’ll include this offer in the list of the best bank bonuses.

Looking for a similar bonus? The Albert app has a $150 new user bonus too.

Feel free to leave your referral links below in the comments section. Do not write anything else as part of your referral post.

58 thoughts on “Chime $100 Referral Bonus”

  1. We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Learn more. chime.com/r/darshanvenkateshrao2

    Reply
  2. Enjoy We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Learn more. chime.com/r/gregorylirette

    Reply
  3. Get $100 when you use this link and direct deposit $200 or more within the first 45 days of enrolling!

    chime.com/r/darshanvenkateshrao2

    Reply
  4. The bonus is still going strong. Receive $100 by using my referral link and and direct deposit $200 within 45 days. No fees. Can withdraw anytime. No hard credit pull (soft pull only). Check it out!

    chime.com/r/colinrose2

    Reply
  5. ✨ Chime Bank $100 Bonus. (EASY, No Direct Deposit Required)
    Chime $100 Bonus.

    chime.com/r/robertogil

    Get $100 when you join and deposit $200 into your account which could be deposited using Cashapp, Zelle, Venmo Chase etc.

    Reply
  6. Easy money during this never ending pandemic.

    1-Use my link
    chime.com/r/rafaelcontiero
    2-Deposit $200 to your new chime account. Easiest way is to set up an external transfer from using your existing bank account.
    3- Get $100 free.

    Reply
  7. We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Join me. It’s literally FREE MONEY!

    chime.com/r/dylanmcdonald14

    Reply
  8. chime.com/r/raevinbailey …. single mom could really use the christmas bonus plus we each get $100 and I will send you $25 out my bonus!

    Reply
  9. $100 Chime referral link: chime.com/r/gauravrajasekar

    We’ll both earn $100 when you join Chime and receive a qualifying direct deposit!

    Reply
  10. use my link to sign up for a chime bank account & we’ll both get $100 after your first deposit of $200 or more! chime.com/r/quatasiaparhams

    Reply
  11. New and active link!

    We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Learn more.

    chime.com/r/devinstephens19

    Reply
  12. We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Learn more. chime.com/r/donovinbishop

    Reply
  13. We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Learn more. chime.com/r/kamontewashington1

    Reply
  14. My referral code became 100$ i stead of 75!!
    earn $100 when you join Chime and receive a qualifying direct deposit! Learn more. chime.com/r/jaylee62

    Reply
  15. 🥰🥰🥰We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Learn more. 😍https://chime.com/r/quynguyen6

    Reply
  16. September 2021 latest referral link that’s still in effect:

    Get $100 when you join Chime and receive a qualifying direct deposit! chime.com/r/junlu3

    Reply
  17. We’ll both earn $5 when you join Chime! PLUS, earn an extra $100 when you receive a $200 direct deposit. Learn more. chime.com/r/prestonspohr

    Reply
  18. Get $100. Give $100.
    We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Learn more. chime.com/r/melissabeaven

    Reply
  19. We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Learn more. chime.com/r/damiansears

    Reply
  20. Get $75 when you use my link to open a Chime bank account and set up direct deposit!
    chime.com/r/austinlewis70

    Free money!

    Reply
  21. Here is a link for the $100 bonus deal. We’ll both get $100 when you join a Chime and set up direct deposit! Thanks for using my link! chime.com/r/pavansaranguhewa

    Reply

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