Open a Chime acocunt using a referral link and earn a $100 bonus! Simply set up a direct deposit of at least $200 to be eligible for the referral bonus.
Already a Chime user? Refer people to Chime and you’ll get a $100 referral bonus for every person that successfully joins and makes a direct deposit of $200 or more. The person you refer will also earn $100 making it a win-win situation. Make money with friends and family!
For more current bank offers, see our bank bonuses page. The most popular offers are from Chase Bank, SoFi, and Axos Bank.
This post may contain affiliate links, meaning I get a commission at no cost to you if you decide to make a purchase through my links. Visit this page for more information. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
Chime Banking Overview
Chime is a digital bank that provides fee-free financial services through its mobile app. In contrast with traditional consumer firms, Chime has no physical branches and does not charge monthly or overdraft fees.
Account-holders are issued Visa debit cards and have access to an online banking system accessible through chime.com or via the mobile app for Android or iOS. Deposits are FDIC insured up to $250,000.
Chime $100 Sign-Up Bonus
New customers can get $100 when you open a Chime account. In order to be eligible for the $100 bonus, you must enroll and:
- use the referral link above
- pass the ID verification system
- receive a direct deposit of $200 or more within 45 days of opening a Chime Spending Account.
Once a new customer completes those qualifying activities, both the new user and the person who referred will get $100 each.
Chime $100 Referral Bonus
Chime has boosted their referral program for a limited time – it is offering current members a $100 bonus for each new person that they refer who signs up for a Chime account. The new customer will also receive a $100 bonus, so it’s a win-win for both people!
Ninja Note: The Chime referral program offers different referral bonuses, so when you click on a referral link, pay attention to the details (bonus amount and what you need to do in order to receive the bonus).
What Are The Details?
Availability: Nationwide
Expiration: 12/31/23
Household Limit: None (everyone in your family can get the bonus!)
Direct Deposit Required: Yes, $200 within 45 days (see what counts as a direct deposit)
Soft/Hard Pull: Soft
Early Account Termination Fee: None
| Brokerage | Promotion | Link |
|---|---|---|
 | 12 Free Stocks | Link |
 | 17 Free Stocks | Link |
 | 1 Free Stock ($25) | Link |
 | 1 Free Stock (Up To $300) | Link |
 | $150 Cash Bonus | Link |
 | Up to $500 | Link |
 | $60 Bonus | Link |
 | 1 Free Stock (Up To $225) | Link |
 | $3,000 Bonus | Link |
 | $10 Cash Bonus | Link |
Terms & Conditions
In order for both parties (the referred friend and the referring Chime member) to qualify for and receive the $100 referral reward, the following conditions must be met:
- The referred friend must open a new Chime Spending Account using the referring Chime member’s unique referral link, and receive a payroll direct deposit of $200 or more within 45 days from when the Chime Spending Account was opened.
- The payroll direct deposit must be made by an employer or payroll provider by an ACH deposit. Bank ACH transfer, Pay Friends transfers, verification or trial deposits from financial institutions, transfers from PayPal or Venmo, and cash loads do not qualify as a payroll direct deposit.
- Referring Chime member must be part of the $100 for $100 referral reward campaign in order for both parties to be eligible for the $100 referral reward.
- Referrer is part of the SpotMe Referral Incentive referral reward campaign
- The referral reward is paid to both parties within 2 business days after qualifying funds are first deposited into the referred friend’s Spending Account.
- Eligible referring Chime members can earn no more than $1,000 in referral rewards per calendar year (January 1 – December 31).
The Bottom Line
I’ve never seen a $100 sign-up bonus before. Previously, most people had a $50 referral offer and some lucky ones had a $75 one. This is great considering most people can complete the $200 deposit requirement. That’s a 50% return with no minimum holding period.
Chime also offers an interest rate of 2.00% APY, which is decent if you wanted to explore their financial technology platform.
I’ll include this offer in the list of the best bank bonuses. Looking for a similar bonus? The Albert app has a $150 new user bonus too.
Feel free to leave your referral links below in the comments section. Do not write anything else as part of your referral post.
I used Ashley’s link to sign up. Here’s mine ($100 offer): chime.com/r/michaelkraus28
I clicked on several of these links. In the fine print for all of them, it sates that in order for either party to receive the bonus, several conditions must be met, including (3) Referred opened a new Account between January 1, 2022 and December 31, 2022.
Chime didn’t update the offer date that you saw at the bottom of the landing page, but the bonus has been extended annually and has been working throughout this year. They’ve been notified of the date discrepancy (not sure when they’ll fix it).
Thanks for that info!
We’ll both get $100 when you join a Chime and set up direct deposit! https://chime.com/r/ashleyholland68
My family and yours both get $100 when you use this code!
chime.com/r/jacquelinewarren43
Thanks!
Has anybody had luck recently claiming the chime bonus with a push from chase?
It looks like from your other comment that you’re attempting to do this. Can you share with us your data point once you find out?
member.chime.com/join/jeffgao2
Get $100 when you use my link to open a Chime account and set up a direct deposit of $200 or more within the first 45 days of enrollment.
https://www.chime.com/r/michaelpham18/
Thanks in advance for using my link 🙂
Hi Michael,
Can you provide your email address that you have used for chime signup. I will refer you and you will get $100. Please provide your email address.
Why do my posts keep getting deleted?
All I’m trying to do is leave my referral link…
You submitted too many comments in the same time frame and our spam bot put them under moderation control. Please wait a bit before resubmitting more comments (especially if they include a URL).
Okay… I’m sorry about that. When I tried posting, and nothing happened, I kept trying different keywords hoping one of my comments would stick. It didn’t work so I just assumed I was banned or something.
Anyway, if you allow it, I will simply try again to leave my referral link in a newly posted comment. Feel free to remove this thread. Have a good one 👍
chime.com/r/julianguerra17
John,
Chime is asking me is giving me hassle for your info.. They’re asking me for your email or phone number to get my $100 for the referral bouns.
Rockkeem – please scroll down to the bottom of any page and see the email listed. Send an email to that address and someone will get back to you regarding your issue with the Chime referral bonus.
We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Learn more. chime.com/r/darshanvenkateshrao2
Enjoy We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Learn more. chime.com/r/gregorylirette
Is there someone who wants to share their $100 if I use there name for a referral?
Hi ed b,
Yes, I will share $40 with you if you used my chime referral.
Thanks in advance,
Lee
Get $100 when you use this link and direct deposit $200 or more within the first 45 days of enrolling!
chime.com/r/darshanvenkateshrao2
We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Learn more. chime.com/r/stephanieyuen
The bonus is still going strong. Receive $100 by using my referral link and and direct deposit $200 within 45 days. No fees. Can withdraw anytime. No hard credit pull (soft pull only). Check it out!
chime.com/r/colinrose2
We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Learn more. chime.com/r/jovarbell
✨ Chime Bank $100 Bonus. (EASY, No Direct Deposit Required)
Chime $100 Bonus.
chime.com/r/robertogil
Get $100 when you join and deposit $200 into your account which could be deposited using Cashapp, Zelle, Venmo Chase etc.
Easy money during this never ending pandemic.
1-Use my link
chime.com/r/rafaelcontiero
2-Deposit $200 to your new chime account. Easiest way is to set up an external transfer from using your existing bank account.
3- Get $100 free.
We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Learn more. chime.com/r/prestonspohr
Get $100 when you receive your qualifying direct deposit of $200 or more within the first 45 days of opening your new Chime Spending Account:
https://www.chime.com/r/jamesleary8/
We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Learn more. chime.com/r/aignermcnear
member.chime.com/join/jeffreychiu
We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Join me. It’s literally FREE MONEY!
chime.com/r/dylanmcdonald14
chime.com/r/raevinbailey …. single mom could really use the christmas bonus plus we each get $100 and I will send you $25 out my bonus!
Im a New customer to chime
i would like to split this with how can you contact me directly?
Hey did u get my message email me I need info chime is saying for us to get the bonus westrn177 [at] gmail.com
thanks
We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Learn more. -chime.com/r/calebmaclaren
$100 Chime referral link: chime.com/r/gauravrajasekar
We’ll both earn $100 when you join Chime and receive a qualifying direct deposit!
use my link to sign up for a chime bank account & we’ll both get $100 after your first deposit of $200 or more! chime.com/r/quatasiaparhams
New and active link!
We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Learn more.
chime.com/r/devinstephens19
I’m trying to use ur link
We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Learn more. chime.com/r/donovinbishop
We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Learn more. chime.com/r/locanselmo
We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Learn more. chime.com/r/kamontewashington1
We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Learn more. chime.com/r/jessicahafer2
My referral code became 100$ i stead of 75!!
earn $100 when you join Chime and receive a qualifying direct deposit! Learn more. chime.com/r/jaylee62
chime.com/r/andrewdevries3
🥰🥰🥰We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Learn more. 😍https://chime.com/r/quynguyen6
We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Learn more. chime.com/r/briangonani
September 2021 latest referral link that’s still in effect:
Get $100 when you join Chime and receive a qualifying direct deposit! chime.com/r/junlu3
We’ll both earn $5 when you join Chime! PLUS, earn an extra $100 when you receive a $200 direct deposit. Learn more. chime.com/r/prestonspohr
Get $100. Give $100.
We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Learn more. chime.com/r/melissabeaven
I also got the new promotion! Chime will give both of us $100 each when you sign up and direct deposit $200:
https://www.chime.com/r/michaelpham18/
$100 for each of us! chime.com/r/andrewmaddocks
We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Learn more. chime.com/r/robertkotec
We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Learn more. chime.com/r/damiansears
We’ll both get $75 when you join Chime and set up direct deposit! Win win!
https://chime.com/r/tobinbader
We’ll both get $75 when you join Chime and set up direct deposit! https://chime.com/r/tracynobes
We’ll both get $75 when you join Chime and set up direct deposit! chime.com/r/jasonmcnealy
We’ll both get $75 when you join Chime and set up direct deposit! chime.com/r/jennifernguyen68
Get $75 when you use my link to open a Chime bank account and set up direct deposit!
chime.com/r/austinlewis70
Free money!
We’ll both get $75 when you join Chime and set up direct deposit! chime.com/r/christopherglenn44
Here is a link for the $100 bonus deal. We’ll both get $100 when you join a Chime and set up direct deposit! Thanks for using my link! chime.com/r/pavansaranguhewa
We’ll both get $75 when you open a Chime bank account and set up direct deposit!
https://www.chime.com/r/kyleholtkamp
Feel free to use me as a referral!! We’ll both get $75 when you open a Chime bank account and set up direct deposit! https://chime.com/r/davidpross
Get $75 when you use this link and direct deposit $200 or more within the first 45 days of enrolling!
https://www.chime.com/r/kevinbaker562/
Hi! I’ve had my Chime account for 5 months and love it. Open a Chime Bank account and get a $75 bonus with a qualifying direct deposit. Use my link and we both get paid. Thanks in advance!
https://chime.com/r/joanstoltzfus
We’ll both get $75 when you open a Chime bank account and set up direct deposit! https://chime.com/r/seankay7
Get $75 when you use this link and direct deposit $200 or more within the first 45 days of enrolling!
https://www.chime.com/r/robertogil
We’ll both get $75 when you open a Chime bank account and set up direct deposit! chime.com/r/ryanhawkins3
https://www.chime.com/r/catherinetan1/
We’ll both get $75 when you open a Chime bank account and set up direct deposit! https://chime.com/r/anthonyrapone
Get $75 when you use my link to open a Chime bank account and set up direct deposit!
chime.com/r/nickanselmo/
Get $75 when you use my link to open a Chime bank account and set up direct deposit! https://chime.com/r/lyzetperalta
Single mother of 2 please use my code.
Get $75 when you use this link and direct deposit $200 or more within the first 45 days of enrolling!
https://www.chime.com/r/jennyevans1/