Fairwinds Credit Union Promotions: $100/$300 Checking Bonus

FAIRWINDS Credit Union is offering a sign-up bonus of $100 or $300 when you open a checking account or savings account. Fairwinds sign-up bonuses are available nationwide. Full details of these promotions below.

For more current bank offers, see our bank bonuses page. The most popular offers are from Chase BankSoFi, and Axos Bank.

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About FAIRWINDS Credit Union

Fairwinds Credit Union, headquartered in Florida, is an American member-owned credit union with close to 200,000 members and over $2 billion in assets.

Established in 1949, it’s a member-owned and not-for-profit financial institution, which means Fairwinds can focus on providing unbiased advice and competitive products. Membership is just $5 and is available nationwide.

FAIRWINDS Promotions

Here are all the current Fairwinds promo codes, bonuses, and offers available.

Offer #1: FAIRWINDS $100 Checking Bonus

Get a $100 bonus when you open a Fairwinds Checking Account or Fairwinds Spending Account and complete a direct deposit of $200 or more.

Offer Details

Availability: Nationwide
Expiration: 12/31/23
Household Limit: None
Direct Deposit Required: Yes, $200+ (see what counts as a direct deposit)
Soft/Hard Pull: Soft
Early Account Termination Fee: None

Fairwinds $100 Bonus Step-by-Step Directions:

  1. Open a Fairwinds Checking or Spending Account with a $25 minimum deposit via this link.
  2. Make a qualifying direct deposit of $200 or more (excluding the new account deposit) within 45 days of account opening.
  3. Get a $100 bonus on or about the 15th day of the month following the qualifying direct deposit.

This offer expires on December 31, 2023 and isn’t valid for individuals that have or had a Fairwinds bank account.

Offer #2: FAIRWINDS $100 Referral Bonus

Invite friends and family to open a Fairwinds bank account and you’ll each receive a $100 referral bonus once they successfully open an account and complete a direct deposit of $200 or more.

Fairwinds Referral Bonus Step-by-Step Directions:

  1. Share your unique referral code with friends and family.
  2. Referred person uses your referral code to open a Fairwinds checking or spending account.
  3. Receive a $100 referral bonus on the 15th day of the following month. The person you refer will also earn a $100 welcome bonus.

Referral bonuses are capped a $1,000 per calendar year, which means you can refer a maximum of 10 people.

Offer #3: FAIRWINDS $300 Checking Bonus

Use Fairwinds promo code 300BONUS and earn a $300 bonus when you open a Fairwinds Spending or consumer Checking Account and Emergency Savings Account with qualifying activities.

Ninja Update: This offer expired on April 30, 2022.

Fairwinds $300 Bonus Step-by-Step Directions:

  1. Open a Fairwinds Spending or consumer Checking Account.
  2. Open a Fairwinds Emergency Savings Account.
  3. Enter Fairwinds promo code 300BONUS during the application process.
  4. Make a minimum of 10 qualified purchases with the Fairwinds Debit Card within 45 days of account opening.
  5. Receive a $300 bonus on the 15th day of the month following the completion of making 10 qualified purchased with the Fairwinds Visa Debit Card.

This offer expires on April 30, 2022 and is limited to new customers that don’t have a current or previously had a Fairwinds consumer bank account.

The Bottom Line

Fairwinds is relatively new at offering bank account bonuses. I typically see sign-up bonuses for their personal and business credit cards – which are really generous and comparable to bonuses from bigger banks like American Express and Chase.

For example, the Fairwinds Visa Signature Credit Card is offering a welcome bonus of 60,000 points that are worth $900 in travel.

The Fairwinds Cash Back Visa Credit Card has a 0% balance transfer offer with no balance transfer fees. We’re not in the 2004-2008 era anymore, zero balance transfer fees are very rare now.

Note that Fairwinds Credit Union is not a churnable bank, meaning that each person is limited to one lifetime account sign-up bonus.

9 thoughts on “Fairwinds Credit Union Promotions: $100/$300 Checking Bonus”

  1. Fairwinds just started a neat Earn and Learn program for current members. Take courses and answer questions to earn points. Log in daily to earn points. Redeem points for $5 gift cards.

      • No public link that I know of. If you have an active account its right on main screen when you log in. It says “Get rewarded for learning about money”. So far I have earned 3 $5 Target eGift cards in only 3 weeks time. They have some extra bonuses at the beginning. But I started doing Daily Trivia and that earns 300 points a day. 5K points earns a potential eGift Card.

  2. Yes this is a super easy bonus. Plus they have an emergency savings that pays 3% interest on the first $1000. Looks like the referral program is still running if someone needs one to qualify for the $100 bonus:

  3. This was a straightforward bonus. Bonus is paid around 15th of each month so if you don’t get it right away don’t stress. Anyone who needs a link, please use mine.


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