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Fetch Rewards Review: 3 Ways To Earn Points Fast

Fetch Rewards is an app that lets you earn gift cards and cash back for snapping your grocery ad shopping receipts! It’s so simple and easy that even your grandma can do it.

The biggest thing I’ve learned since creating this site is that not only do people love making extra money (across all income levels), but they REALLY love it when they can do it effortlessly.

This post may contain affiliate links, meaning I get a commission at no cost to you if you decide to make a purchase through my links. Visit this page for more information. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

Enter the promo code MONEYNINJA during the sign-up process and get 100 bonus points!

What is Fetch Rewards?

Fetch Rewards is a mobile app that lets you earn rewards just for scanning your grocery receipts.

It’s available to download both on Apple iOS and Google Android phones. Use the promo code MONEYNINJA when you sign up and you’ll get a new user bonus to get started!

To enter the sign-up bonus code manually, go to the “Me” section at the bottom right-hand corner of the app and then click on “Refer for Points“. You can enter a referral code anytime before you scan your first grocery receipt.

The biggest advantage Fetch Rewards has over their competitors is that it doesn’t care where you shop at, it allows you to scan shopping receipts from ANY types of stores, including:

  • Grocery Stores (Trader Joe’s, Whole Foods, Kroger’s)
  • Warehouse Clubs (Sam’s Club, Costco, BJs)
  • Convenience Stores (7-Eleven, Circle K, Cumberland Farms)
  • Drug Stores (CVS, Walgreens, Rite Aid)
  • Liquor Stores (Daveco Liquors, State Wine Outlets, Total Wine and More)

Although the Fetch Rewards app has existed for a while, it only became very popular in the last couple of years now that 81% of Americans own a smart phone. That’s up from 2011 when it was just 35%. Grandparents are using smart phones!

3 Ways to Earn Points with Fetch Rewards

First Method: Scan All Your Grocery Receipts

If you want simple, this is it. Once you shop, just open up your app and take a picture of your grocery receipt. Even if you only buy one item, Fetch Rewards will give you at least 25 points per receipt.

Receipt summary screen on the Fetch Rewards app
(Screenshot of Fetch Rewards app)

Ninja Tip: For long receipts, scan one section at a time. The app will allow you to take more pictures to get the whole receipt uploaded.

It’s not the most rewarding way, but it adds up fast. A typical weekend for me would involve going to a grocery store to buy food for the week, stopping by a pharmacy to pick up something real quick, and going to the liquor store for a bottle of wine (my wife’s an alcoholic… I hope she doesn’t read this). That’s at least 3 receipts on the weekend alone!

Fetch Reward users have scanned a whopping 161 million receipts with the app:

Number of receipts scanned with the Fetch Rewards app
(Image from Fetch Rewards)

Assuming that’s all they did, those 161 million receipts at are worth over $4 million dollars (I’ll get to how much these points are worth in the next section)!

Second Method: Buy From Participating Brands

The second way which earns more points is to buy products from major brands that participate in the program. These are well-known companies that you’re probably already buying from today. For instance, take a look at some of the beauty and personal care brands Fetch Rewards partners with:

Examples of beauty and personal care brands that partner with Fetch Rewards
(Image from Fetch Rewards)

Here’s the full list for the beauty and personal care category:

  • ApotheCARE Essentials
  • Axe
  • Caress
  • Clear
  • Degree
  • Depend
  • Dove (including Dove Men+Care)
  • Kotex
  • Lever 2000
  • Love Beauty and Planet
  • Nexxus
  • Poise
  • Pond’s
  • Q-tips
  • Simple
  • St. Ives
  • Suave
  • The Right to Shower
  • Tigi
  • Toni&Guy
  • TRESemme
  • Vaseline

As you can see, these are brands that you’re all familiar with and likely already use, so why not get rewarded for it?

And the best part? There’s no additional steps needed. When you scan your receipt, the app will automatically find what you bought and give you extra points based on the cost of the product. No coupon clipping or barcode scanning necessary!

To find the list of all the brands you’ll earn extra points on, just click on the “Discover” icon on the app. They’re under a section named “Brands that always earn you points”.

Discovering brands that earn bonus points on the Fetch Rewards app
(Screenshot of Fetch Rewards app)

Third Method: Purchase A Special Offer Product

The BEST way to earn the biggest amount of points is to buy the special offers they have on certain products. To see what special offers you have, click on the same “Discover” icon tab and scroll down a little. Below the section “Brands that always earn you points” is another area called “Special Offers made for you”. It’s here where you’ll see what products you can buy and the amount of bonus points Fetch Rewards will give you:

Special Offers section on the Fetch Rewards app
(Screenshot of Fetch Rewards app)

There’s about 50 special offers that show up here that get you anywhere from an extra 100 points to all the way up to 3,000 points. All the special offers are on a limited time basis, and they change all the time so check back often for new deals.

How much are Fetch Rewards points worth?

Fetch Rewards points have a fixed value; 1,000 points is equivalent to $1. This is based on my research of the value of things you can redeem for, which brings us to the next section…

What can I redeem Fetch Rewards points for?

Fetch Rewards has partnered with a ton of popular places for you to redeem your points for gift cards! There’s too many to list here, but favorites include stores like Amazon, Target, Walmart, Uber, eBay, and Home Depot. You can start redeeming for gift cards once you’ve reach 3,000 points.

There’s also the option of redeeming them for Visa and Mastercard gift cards, but I wouldn’t recommend it because these are the only two choices where the redemption rate is worse. For example, a $10 Visa card will costs 11,500 in points whereas a $10 gift card anywhere else only costs 10,000:

(Screenshot of Fetch Rewards app)

Frequently Asked Questions about Fetch Rewards

What’s the best Fetch Rewards referral code?

The best Fetch Rewards referral code for new users is MONEYNINJA, which awards 100 points as a welcome bonus. You’ll get an additional 25 points for each receipt scanned and another 5 to 10,000 points each day you scan at least one receipt via the Daily Reward game.

Is there a limit on how many receipts can be scanned?

Yes, you can scan up to a maximum of 35 receipts in a rolling 7-day period.

How long can receipts be accepted for?

You have up to 14 days of the date on the receipt to submit.

Can I use coupons and still earn Fetch Rewards points?

Yes, you can use as many coupons as you’d like!

Do points expire?

Your points will only expire if your account is inactive for 90 days. Fetch Rewards will email you with a warning before your points expire so you have a chance to scan a receipt to keep the account active.

What if I have other questions?

You can see other frequent asked Fetch Rewards app questions here.

What else should I know about Fetch Rewards?

Another benefit of the app is that is acts as a budgeting tool for your groceries. Not only does it scan your grocery receipts, but it separates it out by store, types of food, and how much you’ve spent per month – and it does this with nice looking charts so you can visually keep track of monthly spend.

Fetch Rewards Referral Program

You can refer your friends and family to the app. To access the referral section, click on the “Me” icon in the app, it will bring you to your account info page. You’ll find your referral code that you can share with others there.

Once your friends or family sign up, you’ll earn an additional 100 to 1,000 points per person depending on the referral offer at the time.


The Bottom Line

Fetch Rewards is another great app because it’s free to use and rewards you for something you’re already doing! I make it a habit of taking a picture of my receipt right away so I don’t forget later.

No, not “right away” like while I’m still in the grocery store (I’m not that neurotic), but once I go home, I’ll unpack my groceries, take a picture of my receipt, and then go about my day. Don’t procrastinate, that’s not The Money Ninja way!

It doesn’t look like Fetch Rewards is going out of business anytime soon either. The company was founded in 2013 and has 7 major investors pouring in over $50 million in capital.

Don’t forget your Fetch Rewards sign-up bonus. Just download the app and when it asks you for the referral code, enter in MONEYNINJA.

Thanks for reading!

51 thoughts on “Fetch Rewards Review: 3 Ways To Earn Points Fast”

  1. Forgive me if this question has already been answered, but if you scan a receipt that you forgot you already scanned, I understand you don’t get credit for it, but does that duplicate scan count toward your limit of 35 scans in 7 days?

  2. Shop anywhere. Snap every receipt. Earn FREE gift cards! 🎉 Sign up for Fetch with my code “JD4EB” and get 2,000 points when you snap your first receipt #ShareFetchRewards

  3. When scanning receipts, do you have to have the physical receipt in hand from the actual brick and mortar store, or is there a way to scan an email/app order confirmation of a purchase from say Amazon, Target, etc. ?

    • Hi Arielle,

      Can you tell me what you see when your open the Fetch Rewards app, click the “Me” icon on the bottom-right corner, and then click on “Refer a friend”?

      No box shows up to enter the referral code?

  4. the best way I rack up points is by linking my email and amazon account account to fetch, literally a game changer!

    use code EGT9V when signing up and if you use it, thank you 🙂

  5. Our family goes through a pint of Breyers ice cream every week. The bonus points for Breyers helps rack up the rewards faster.

  6. I want to join, but I can’t find anywhere that asks for name and address etc. I have a referral and the code is JKXR8. Now what do I do???????????????

    Sign me frustrated.

    • Hi Deborah,

      What do you mean you want to join Fetch Rewards, but you can’t find the name and address? If you have a referral code already, it means you’ve already joined the app and can refer people using that referral code.

      Maybe I’m misunderstanding you?

  7. My referral code: KX2YR

    I hate how my points expire! Also, I don’t like how am invalid receipt goes against your 14 max total for the week.

    • It does expire, but only if you don’t use it for 3 months. I think that’s a pretty long time without scanning a receipt, but maybe some folks do grocery shopping only 4 times a year 🙂

  8. thanks for reviewing this. i buy so much diapers now with two babies and Fetch is giving 3,000 points for every Huggies diapers we buy!

  9. I signed up w/ Fetch using the code you provided that says 4500 points when join & submit 1st receipt. I only got the 2000 I have submitted 2 receipts got credit for my planters purchases but that was all.

    Also just noticed it says 4,500 as 2,000 sign up & 1,500 for 1st receipt which is 3,500 which I didn’t get that amount either.

    Do they change the referral offer often?

    Anyone want to help out a newbie can use my referral code.. A4AJH Hope this is okay I saw you reply to another it would be okay if I added something

    Thanks Again

    • Hi Kelly,

      The app changes their referral offer all the time so it’s a challenge to keep it updated. Currently, they offer 2,000 points after you sign up and another 1,500 bonus points for taking a picture of your next few receipts. I have updated this to the review.

      And yes, it’s totally okay to leave your referral code here. That comment was made to a well-known spammer and doesn’t apply to readers like you 🙂

  10. I’m loving this. I usually buy enough food for the next day or two. A lot of receipts to scan in, but I just used my points for a $10 gift card at Best Buy!

  11. Fetch Rewards isn’t the sleekest app, but it packs quite a punch. The short answer is download it (and, if you should appreciate this review, throw in my promo code [deleted], scan a recent receipt, and viola… we both benefit from 2,000 points ($2). I’d eternally appreciate it).

    You can redeem the points with as few as 3,000 ($3) for gift card from a wide array of brands like Target, Dunkin, Delta, Amazon, etc. I’ve had the app for a short time, and I’ve already earned $6 in Amazon gift cards… in just two days, without any referrals or anything! Plus, the receipts upload virtually instantly, points are instantly available, and rewards redeem instantly without having to wait. It’s great!

    Bottom line; download it and use my referral code [deleted] so we both get 2,000 free points. My code is: [deleted]. I really, really appreciate it!

    • Jake – I deleted your referral codes you put everywhere in your novel. While I don’t mind people leaving their referral codes in the comments section, they need to contribute something useful and not just regurgitate the review.

  12. This is great! I use a similar app (Ibotta), but I like how this takes any receipt and shows me how much I spent. A rewards and budgeting app all-in-one 🙂


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