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First Citizens Bank Promotions

First Citizens Bank offers bank bonuses for their checking accounts and savings accounts from time to time. Here you’ll find the latest First Citizens promotions and offers available.

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About First Citizens Bank

First Citizens Bank is one of the largest family-controlled banks and was established in 1898 and is headquartered in Raleigh, North Carolina.

Its national online footprint allows them to offer a full range of banking services beyond its branch network, but they remain focused as a community bank and building relationships with their customers.

Checking and savings accounts are available to residents in AZ, CA, CO, FL, GA, KS, MD, MO, NC, NM, OK, OR, SC, TN, TX, VA, WA, WI, and WV.

First Citizens Promotions

First Citizens Free Checking Account Offer

First Citizens offers a free checking account that makes life easy with this simplest personal checking account that features:

  • No Fees: $0 monthly fee when enrolled in paperless statements.
  • No Minimum Balance: Never worry about maintaining a balance.
  • Bank Anywhere: Bank when and where you want with free digital banking and 24/7 mobile deposits.

Opening the free checking account from First Citizens only requires a $50 initial deposit.

Previously, First Citizens Bank has offered checking bonuses of $200, $300, and $500 to open an account and make direct deposits.

Currently, there are no bank account opening bonuses available. Consider this $225 Chase Bank checking account bonus if you’re look for an easy bank promotion.

First Citizens Free Online Savings Account Offer

First Citizens offers a free savings account that’s great for things like saving for a sunny vacation, buying a new car, or planning your dream wedding. This online savings account features:

  • No Minimum Balance: Save as much or as little as you’re ready for.
  • No Monthly Service Charge: You won’t pay a fee to keep your online savings account open.
  • Bank Anywhere: Earn interest on your daily balance and receive monthly credits.

Opening the free savings account from First Citizens only requires a $50 initial deposit.

Previously, First Citizens Bank has offered savings bonuses to open an account.

Currently, there are no bank account opening bonuses available. Consider this $200 Discover Bank savings account bonus if you’re looking for an quick savings bonus.

The Bottom Line

The last time First Citizens offered a bank bonus was March 2020 where you could get a bonus of up to $500.

To get a $500 bonus, it required you to open both a Premier checking account and a savings account, fund it with a total deposit balance of $15,000 or more for 90 days, and make a direct deposit of at least $4,000 per month (or 10 debit card transactions) within 90 days of account opening.

Or to earn a $300 bonus, you just had to open a free checking account and savings account, establish a direct deposit of at least $1,000 per month (or make 10 debit card transactions) within 90 days of account opening.

Hopefully a new bonus gets offered soon so readers can try out First Citizens. While you wait, check out this page that lists all available bank bonuses.

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