How To Manifest Money (Even Starting from $0)

You’ve probably heard it said before – you are what you think.

This concept pays homage to the limitless power of your mind, forming the basis of how to manifest money and build a life of abundance.

That’s right; you use your imagination to build a fat bank account and live your best life.

To the average person, the idea of manifesting money might seem like a stretch. But, by learning how to manifest money, you might tap into the universe’s limitless supply of wealth and never again worry about basic necessities.

In this article, I’ll share with you how to manifest money even if you’re starting from $0.

What Does Manifest Money Mean?

Manifesting money is shedding deeply-seated negative beliefs about money and paving the way for a life of wealth and abundance.

Negative money beliefs stem from one’s upbringing, society, personal experience, and more. But these beliefs all have one thing in common – they view money as a terrible thing or a commodity that’s beyond our reach.

In some beliefs, struggling to afford the most basic necessities is viewed as noble or spiritual, while a life of abundance is seen as undesirable. Unfortunately, most people are unaware of such limiting beliefs until they start to reflect and look within.

But is it possible to manifest money? Money manifestation uses thoughts, beliefs, and feelings to attract money. According to the Law of Attraction, you can attract wealth by consistently and coherently manifesting the money you need.

How Does It Work?

Manifesting money is purposely harnessing the Law of Attraction to pack your bank account. It involves changing how you perceive wealth so you can attract money and attain financial freedom.

By changing your money mindset, you can change the way you treat money, how you feel about money, and, as a result, better approach the process of making money.

This process removes any mental and emotional obstacles that limit your ability to build wealth. Since most of these obstacles are in your unconscious mind, they can be challenging to overcome.

Eliminating these barriers unlocks your ability to attract money by tapping into the Law of Attraction. The idea is that you’ll become a money magnet and as a result, unleash an ability to attract more money into your life.

What if Money Manifestation Doesn’t Work?

Not everyone who sets out to manifest money in their life succeeds, but there’s a reason for that. You can’t manifest money fast with limiting money beliefs.

How do you perceive money? Is it a significant source of stress and anxiety in your life? Does thinking about money trigger fear, uncertainty, and negative thoughts? If so, you need to shed this negative energy and believe that you’re worthy of more.

Negative attitudes will only weigh you down and limit your ability to get the results you want. Most people fail to manifest money fast in their lives because they don’t learn how to do so properly.

Reasons to Start Manifesting Money

Many people struggle with poverty because of conscious and unconscious limiting beliefs. You’re more likely to go into debt and live paycheck to paycheck if you hold unhealthy beliefs.

Money manifestation helps people break free from unhealthy money beliefs. Without limiting beliefs or bad energy weighing you down, you can use the Law of Attraction and start manifesting exactly what you want in your life.

How to Manifest Money Fast (8 Steps)

In order to harness the power of the Law of Attraction, you must take a series of steps to manifest money. Take a look at these eight steps to help you live a life of abundance.

1. Adapt Your Mindset

Mindset is a set of beliefs that shape how you view yourself, your ability, and the world around you. It also shapes how you feel, think, and behave in every situation, including attracting money.

Research shows that there are two types of mindsets – fixed and growth mindsets. People with fixed mindsets believe that abilities are fixed and can’t be changed, while people with a growth mindset believe it’s possible to improve talents and abilities.

Most individuals have a fixed mindset about attracting money, which inevitably leads them to a life of struggle. Adjusting your mindset can help you understand that money isn’t a limited resource, and there’s plenty to go around.

The Law of Attraction dictates that you get back tenfold of anything you throw at the universe. That applies to both good and bad thoughts and emotions. If you believe that money is scarce and financial problems are typical, that is what the world will give you.

On the other hand, if you shift to an abundance mindset, the universe rewards you with more money. For this reason, it’s essential to hold a positive mindset that’s open to attracting money from the world.

Many people fail in their efforts to become money magnets because they lack the correct mindset. However, with the right attitude, you can learn how to manifest money in 24 hours or more.

2. Get Rid of Your Limiting Beliefs

Children often get their limiting beliefs from their parents, and they carry them well into adulthood. When a parent consistently says no to a child’s wants like games, books, and toys, it can plant a limiting belief in the child.

The child is likely to internalize cliches such as money is the root of all evil, money doesn’t grow on trees, money can’t buy happiness, and money isn’t meant for spending. All of this influences the way they think about money in the future.

Erasing this childhood programming is a critical step in the journey to financial freedom. If you want to use the Law of Attraction, you must get rid of your limiting beliefs about money.

Any limiting beliefs you may have about money can be undone with positive affirmations, no matter how deeply ingrained they may be. They will slowly, but surely, unravel the layers of limiting beliefs until you’re free from this damaging mindset and on your way to a healthy bank account.

Money affirmations are effective because you can craft them to counter your specific limiting belief. For example, if you’ve been taught to believe that money is evil, you can use a positive affirmation such as:

  • I release all negative emotions and thoughts about money.
  • I am happy and free to build the life of my dreams.
  • I can make all the money I need to lead a happy life.

Positive affirmations are powerful because the more you repeat them, the more you believe what you’re saying. Research shows that you become what you say to yourself. If you’re telling yourself good things about money several times a day, you’ll have no room for limiting beliefs.

I promise you’ll be pleasantly surprised by the shift in mindset and, more importantly, the ability to use the Law of Attraction to build the life of your dreams.

3. Identify Your Money Goals

Manifesting money is a complex art, and the universe will only respond to your needs if you have clear and concise money goals. Vague goals can hinder your ability to bring money into your life. Instead, you should drill down to specifics – the more detailed, the better.

Be clear about what you need the money for and write it down on paper or in a spreadsheet to manifest money quickly. Make a list of all your money needs and make it comprehensive by including the specific dollar amount. If the total amount seems intimidating, break it down into monthly or weekly goals. Feel free to put the figures on your money dream board, too.

Small wins when beginning to manifest money can give you the confidence you need to manifest larger amounts. It can also help improve your ability to set financial goals. It’s tempting to use an estimate because it can cover all your needs, but that won’t work. The Law of Attraction simply doesn’t work that way.

Most people get it wrong because they don’t realize that manifesting money isn’t something that’s done for them or to them. At the end of the day, you’re the one manifesting the money and taking all the necessary actions. Lofty goals look good on a vision board, but they’re hard to achieve, especially if you have no prior experience manifesting money.

You must differentiate your wants from your needs when setting financial goals. Remember, manifesting money isn’t magic. It’s a smart way to help you build wealth faster, but it requires a solid plan.

4. Take Positive Actions Toward Your Goals

It’s not enough to simply state or write down your money goals and hope for the best. You must take positive action that aligns with your goals. Most people trying to manifest money fail because they fail to work with the universe or don’t know how to manifest money.

But what is taking positive action? Taking positive action means defining how you wish to build your wealth and charting the path. There are many ways to make money, so you need to pick one method that works for you.

For example, if paying off debt is the objective, you can take positive steps towards earning a higher income. Here are a few ways you can do so:

  • Polish your resume and start sending out applications.
  • Enroll in a free online course to improve your skills before asking for a pay raise.
  • Learn a new lucrative skill and switch careers.
  • Begin working as a freelancer to earn a little money on the side.
  • Volunteer in your field for networking purposes. 
  • Seek out a mentor for advice and guidance.
  • Search online forums for additional information and recommendations.

At first, it might seem daunting but taking small, consistent steps towards your goals accelerates your ability to manifest money. Positive, goal-oriented actions signal to the universe that you’re committed to achieving your goals. In return, the universe works with you to manifest your money objectives faster.

5. Visualize Your Wealth as if You Already Have It

According to the Law of Attraction, you can attract anything you want in your life with the proper focus and intent. If you wish to attract positive things in your life – more money, higher income, a new car, or afford something – creative visualization can help.

Visualizations are a cornerstone of the manifestation process. They’re powerful and influential because they help you get into the correct headspace. Practicing visualization enables you to build a positive mindset, shed limiting beliefs, and manifest love.

With creative visualization, you get to imagine yourself enjoying the financial success that’s around the corner. Picture your smile as you pay bills without worry, check your healthy savings account, get a new degree, buy something you’ve wanted, help a loved one, or anything else.

Use all your five senses – touch, smell, taste, sound, and sight – to visualize yourself enjoying the fruits of your financial success. Visualizing wealth as if you already have it builds an abundance mindset while melting away the scarcity mindset. It’ll also help shape your money views and realize that money is abundant, and you only need to go out there and get it.

6. Practice Affirmations and Mantras Daily

Daily mantras and affirmations are a credible way to shift your mindset and improve your mental health. Repeating positive and empowering phrases several times a day is a powerful way to attract money into your life.

Besides helping you boost your ability to manifest money into your life, repeating affirmations help to overcome your limiting beliefs. They allow you to tap into your conscious and unconscious mind to induce a permanent change in your future self. Daily practice can help you reassess your beliefs and change how you act and think about money.

They can alter your money habits, change your emotions, reassure your beliefs, and positively impact your life. Affirmations have helped people make positive life changes, achieve great things, and live out their best lives.

Daily affirmations help change your negative thoughts about money and replace them with positive thought patterns. They can also motivate you to achieve your goals while increasing your self-confidence.

7. Believe That the Universe Will Provide

To harness the power of the Law of Attraction, you must ask the universe for what you want. And most importantly, you must believe that the universe will provide. You can pray, meditate, or write it down repeatedly – there’s no right or wrong way of doing it. Just be specific, coherent, ask often, and don’t stop asking.

You must trust and believe that the universe will provide for your every need. There can be no room for doubt, disbelief, or fence-sitting. Some days will be more challenging than others, but you should keep the fail even in the face of looming defeat.

Remind yourself of your why and refocus on your goals if you catch yourself slipping. Part of keeping the faith involves taking consistent, positive actions to help you achieve your goals.

Also, keep an eye out for the signs that the universe is working with you to build your wealth. The signs can be subtle but well-aligned with building your goals. For example, it could be an offer to enroll in a free online course that could build your career or a neighbor telling you they’re struggling with a skill that you’re particularly good at. 

At first glance, these signs might seem random, but you can use them to manifest more money in your life by growing your income.

Stay positive and feed your mind with positive thoughts. Find creative ways to eliminate and reduce stress, such as yoga, daily walks, reading inspirational books, music, dancing, and more.

Remember to surround yourself with positive people who believe in your dreams, too. Manifesting money works faster if you believe in yourself and share your vision with people who believe in you. You must feel that you deserve a life of success and abundance for the money manifesting process to work.

8. Be Grateful for What You Have

Gratitude is a critical part of manifesting money faster in your life. Remember, the universe is watching, and everything you put out you attract back. If you show gratitude and feel grateful for the small wins, the universe will reward you with bigger ones.

Sometimes people wanting money set their sights on such big goals that they overlook the small wins.

Start appreciating the small things in your life and work your way up. Have enough money to cover your bills and pay down some debt? Be grateful for that. Money’s tight, but you have enough to feed your family? Show gratitude for that.

It may not seem like much, but it sends positive energy to the universe, and more importantly, it helps to keep you grounded.

Keeping a gratitude journal is one way to show gratitude as part of your money manifesting process. Each written gratitude should revolve around money being a good and positive force that solves problems.

Manifestation vs. The Law of Attraction

Although they might appear to be similar, there’s a clear difference between the Law of Attraction and Manifestation. The Law of Attraction is universal, just like the law of gravity. It doesn’t require a conscious effort on your part to work.

On the other hand, manifestation requires action to harness the power of your thoughts to attract things into your life. Simply put, to manifest is to create anything you desire using your beliefs, thoughts, and feelings.

The Bottom Line

You hold the power to build the life of your dreams. It’s possible to manifest a life brimming with happiness, abundance, and limitless wealth. But first, you must set the stage by overcoming your negative beliefs about money and changing your mindset by learning how to manifest money. 

Directing your focus, attention, and energy towards manifesting money will signal the universe to reward you with great wealth.

About John Pham

John Pham is a personal finance expert, serial entrepreneur, and founder of The Money Ninja. He has also been fortunate enough to have appeared in the New York Times, Boston Globe, and U.S. News & World Report. John has a B.S. in Entrepreneurship and a Masters in Business Administration, both from the University of New Hampshire.

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