Ibotta Referral Code MONEYNINJA Gets You $10 Bonus Offer

Ibotta referral code “MONEYNINJA” gives you a $10 bonus! Get a $10 sign-up bonus after you submit your first receipt and receive additional bonus offers up to $20 in the app.

Once you have an account, refer friends to the Ibotta app and earn even more rewards. See the complete details of these promotions below.

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Get a $10 bonus when you use “MONEYNINJA”

Sign up for Ibotta using the referral code MONEYNINJA and receive a bonus of $10 when you submit your first receipt and earn additional bonuses of up to $20 for completing special offers.

Step-by-Step Guide To Earn Sign-up Bonus:

  1. Download the Ibotta app using and enter MONEYNINJA in the referral code text field during account registration.
  2. Submit your first receipt within 45 days of account registration.
  3. Receive a $10 bonus added to your account.
  4. Redeem 10 offers within 14 days to qualify for an additional $20 bonus*.

*Bonus offers may change over time[1]. Although everyone will receive a referral bonus, I’ve noticed that the amount of additional bonuses can vary between $5 and $30 depending on when the user signed up.

Screenshot of Ibotta Referral Code THEMONEYNINJA
(Screenshot of Ibotta app)

Remember to complete the offers within the stated timeframe. Most offers are really easy to complete because each submitted receipt could count for multiple redeemed offers.

Once you have a minimum of $20 in your Ibotta account, you can withdraw it as cash via PayPal or to your bank account. You can also redeem your balance for gift cards at popular retailers like Amazon, Walmart, and Target[2].

What is Ibotta?

Ibotta is a free app that offers cash back on your online shopping and in-store purchases. To use it, simply browse and add offers in the app, purchase the qualifying items at the store, and then scan your receipt with your phone. It’s that simple.

Screenshot of Current and Lifetime Earnings on the Ibotta app
(Screenshot of Ibotta app)

You’ll also save money because Ibotta offers exclusive coupons and promotions for buying groceries, shopping for clothes, or ordering items online.

Ibotta Referral Program rewards both new and existing users

Users can participate in the Ibotta referral program and earn a bonus for each person that successfully joins[3]. You’ll earn a $10 bonus for each person that uses your unique Ibotta code to create an account and submit their first receipt. The person you invite will also receive a sign-up bonus.

From time to time, Ibotta may offer extra bonuses. For example, in the past, users have been offered an additional $30 bonus for successfully inviting three or more friends within the promotional period.

One important item I want to note is that you must enter a referral code in all capital letters. Users will get an error code if they enter it in any other variations. I reached out to Ibotta’s marketing team about this and they’re aware of this “issue”, but no timeline on when it will be fixed.

Based on my own data collected on similar programs, the use of non-capital variations range between 3% to 5%, so it’s not a significant problem, but a problem nonetheless.

Where To Find Your Referral Code:

  1. Tap on the ‘Me‘ icon on the top right-hand corner of the Ibotta app.
  2. Click on “Refer and earn $10“.
  3. Find both your referral code and referral link on the next screen.
  4. Share it via text, email, or social media and earn $10 for each person that joins and submits their first receipt.

Ibotta FAQs

How do I enter an Ibotta referral code after login?

You must enter a referral code during account registration. When you create your account, it will ask for your first name, your birthdate, and a code if you have one. Unfortunately, you’re not able to enter one after you have created your account.

Ibotta Referral Bonus: MONEYNINJA

What’s the best Ibotta referral code?

The best Ibotta referral code is MONEYNINJA. As an Ibotta partner, my code gives new users a $10 bonus after they submit their first offer. You may also receive additional bonus offers of up to $20. In total, you could get up to $30 in welcome bonuses.

I found posts on Reddit that claim they have a promo code worth $30 or as high as $50. Is that true?

No. There are no promo codes that offer bonus amounts that high. They are misleading you to use their code so they can earn a referral bonus.

How many people can I refer to Ibotta?

You can refer as many people as you want!

What if I didn’t receive my bonus from referring someone?

First, check to see if your referral is considered a qualified referral. If you met all the requirements and still didn’t receive a referral bonus, please visit their Help Center or contact Ibotta Care.

How many receipts can you scan with Ibotta?

You can scan as many eligible receipts as you have[4]. Keep in mind that each receipt needs to be scanned separately and you cannot claim the exact same offer on multiple receipts.

What’s the minimum cash back required to redeem my earnings?

The minimum threshold is $20 for both cash and gift card redemptions.

Are there other apps like Ibotta?

There are many apps like Ibotta, including Fetch, Receipt Hog, Shopkick, and Upside.

Are there communities or groups I can join I want to talk to other Ibotta users?

Yes. You can join the official Ibotta Saver Community or Facebook group to talk to other savers.

The Bottom Line

Ibotta is one of my favorite receipt rewards apps that you can add to your money-saving arsenal. It’s been around for years and is totally legit. It’s also well-liked by users, receiving an impressive 4.8 out of 5 star rating on the Apple App Store, with over 1.6 million customer reviews.

They have interesting special offers that pop up from time to time, like when they gave away a free Thanksgiving dinner for every user or a free pizza party for you and a friend that you refer to the Ibotta app.

During the run-up to the last Superbowl, they offered all of the following items for free when you referred someone to Ibotta or used a referral code to open an account yourself:

  • Red Baron Pizza ($4.49 value)
  • Bubly Sparkling Water, 8 pack ($3.89 value)
  • Mission Tortilla Chips ($2.99 value)
  • Litehouse Dressing & Dip ($3.79 value)
  • Kraft Shredded Cheese ($2.99 value)
  • Nestle Toll House Cookie Dough ($2.69 value)

The latest deal that my wife and I have done many times is the $1.50 off Taza Chocolate bars. These stone ground chocolate snacks can be found at many grocery stores including Whole Foods, Market Basket, and Shaw’s.

Ibotta Bonus Offer: $1.50 back on Taza Chocolate
(Screenshot from Ibotta app)

Taza chocolate bars normally sell for $2.99 each and the current Ibotta offer lets you claim up to five of them per shopping trip. We’re saving $7.50 off a $15 purchase – 50% off a chocolate brand she’s obsessed with!

I recommend the one with 75% dark chocolate mixed with coconut. Her favorite type is the 95% pure dark chocolate, which is way too bitter in my opinion.

If you’re into receipt rewards apps, I’d also recommend ones such as Shopkick ($5 sign-up offer) and Upside (30¢ per gallon of gas cashback bonus).


1. Ibotta Referral Program Disclosures
A qualifying offer includes an offer, Any Brand, or Any Receipt offer. Online Shopping transactions are not considered a qualifying offer until the offer pending period is complete and the offer is credited to a New User’s account. Ibotta reserves the right to adjust these terms or the bonus amount at any time. All accounts are subject to review. Additional terms and conditions may apply. All prices, offers, cash back, and bonuses may vary and are subject to change with or without notice. Additional terms apply, check the app for details.

2. Ibotta. What are earnings?, Retrieved 2/28/2023

3. Ibotta. What is a referral bonus?, Retrieved 2/28/2023

4. Ibotta. Can I send in more than one receipt?, Retrieved 2/28/2023

About John Pham

John Pham is a personal finance expert, serial entrepreneur, and founder of The Money Ninja. He has also been fortunate enough to have appeared in the New York Times, Boston Globe, and U.S. News & World Report. John has a B.S. in Entrepreneurship and a Masters in Business Administration, both from the University of New Hampshire.

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Liz D.
Liz D.
1 year ago

I love Ibotta! You got me beat in the cashback earned, but not by much!

I came across this after reading your Ibotta vs Fetch post. I couldn’t agree more with the comparison ending up in a tie, I love both and would’ve done given it the same rating! 😂