I’ve been using Mr. Rebates since 2007 and consider it the best overall cash back shopping portal available. If you’re wondering how to use it or if it’s the right cash back program for you, read on ninjas!
In this review of Mr. Rebates, I’ll go over how to earn cash back with it, how it compares to other shopping portals, and whether it’s worth it or not.
- High cash back levels
- Numerous stores
- Great customer service
- No in-store cash back
There are A LOT of cash back shopping sites around. It’s hard to know which ones are real and which one are scams.
Beyond that, it’s also difficult to know out of the good ones, which one should you use.
One of the original cash back sites, and still one of the best, is Mr. Rebates. It’s not going to knock your socks off with its web site (hello circa 2001), but that’s not what you care about. There’s plenty of good reasons why you want to sign-up.
Here’s my review of Mr. Rebates so you can see if it’s the right one for you to use.
What is Mr. Rebates?
If you don’t know how these cash back sites work, I wrote a cash back primer recently so you can learn more about it.
Here’s the quick and dirty version:
- The cash back site connects you to an online site you shop at
- When you make a purchase, the cash back site gets paid for directing you there
- The cash back site splits the payment with you as a thank you for using their site
If you’re wondering if Mr. Rebates includes online sites you shop at, then have no fear. They have a TON of partners with over 3,000 stores to choose from! The chances are pretty good that the store you’re shopping at is listed on here.
How do I use Mr. Rebates to earn cash back?
Similar to other cash back sites, it’s a super easy process. Your grandmother can do it… and she probably does (we have grandma ninja readers)! Here’s the step-by-step guide:
- After you sign-up for a Mr. Rebates account ($5 sign-up bonus link), go to the Mr. Rebates site and search for the store you want to shop at
- Click the link to the store and it will transfer you to the store’s web site – shop as you normally would
- Your cash back you earned from your purchase will show up in your Mr. Rebates account within 24-48 hours
That’s it! I told you it’s grandma-proof!
Ninja Tip: Once you’re shopping, it’s best not to leave the site until you’ve ordered as the tracking necessary to give you credit might get lost. If you do leave, it’s best to start over again at Mr. Rebates to be on the safe side.
Is Mr. Rebates a scam or a legit business?
People worry about being scammed, and rightfully so – there’s quite a few bad apples out there.
Luckily, you can rest easy with Mr. Rebates. They have been around since 2002 and have a flawless reputation. The Better Business Bureau (BBB) gives it an A+ rating. I always recommend checking a company’s BBB rating to see what other customers are saying.
This is one of the sites I absolutely trust. I’ve been a customer since 2007 and have NEVER ran into any problems whatsoever.
What are the different ways I can use Mr. Rebates?
You can access Mr. Rebates in many ways:
- Mr. Rebates Online: This is the easiest way – you simply go to the Mr. Rebates web site on your desktop or laptop using your preferred web browser.
- Mr. Rebates Phone App: Once you have created an account, you can download the app from the Google Play Store or App Store.
- Mr. Rebates Quick Cash Button: This is a browser extension for your desktop or laptop. It reminds you when you’re shopping at a place, but forgot to visit Mr. Rebates first. This is great tool to make sure you get credit everywhere you shop at.
- Mr. Rebates Coupons: Mr. Rebates also has coupons and discount codes that’s available on their web site. You can combine these with the cash back to save even more!
How Does Mr. Rebates Pay You?
Mr. Rebates gives you a few options when it comes to paying you the cash back you earned. You can get a check snail mailed to you, request a PayPal payment, or exchange your cash for a gift card.
Once you earned more than $10, you can request a pay out. You don’t have to do it right away. Sometimes I wait until I get a big balance to cash it all out at once.
Mr. Rebates has paid me over $2,500 so far. Here a screen shot of the payments Mr. Rebates has sent me over the years:
How does Mr. Rebates compare to other cash back sites?
It compares favorably. Since there’s over 3,000 stores that Mr. Rebates has partnered with – you would have to be Hercules to look at each one.
Instead, I’ll compare Mr. Rebates, Rakuten, Top Cashback, and Swagbucks to see how they stack up against each other at several popular online stores (1-800 CONTACTS, Amazon, Best Buy, Gap, Groupon, Home Depot, Saks Fifth Avenue, and Sephora):
|Mr. Rebates||Rakuten||Top Cashback||Swagbucks|
|Amazon||Up to 8%||Up to 5%||Up to 10%||5%|
|Groupon||6%||4%||Up to 10%||3%|
|Home Depot||1%||N/A||Up to 8%||Up to 4%|
|Saks Fifth Avenue||3%||2%||3%||1%|
It looks like all of them have different cash back rates depending on the store, but Mr. Rebates is either the best or close to it.
These cash back rates aren’t static though, so check back often to see what the most current rate is. Just because Mr. Rebates is offering 8% back at GAP this week doesn’t mean it’s going to be 8% next week.
In fact, as I’m writing this post, they just boosted their cash back rate at the Gap to 10% for a limited time!
You should also always read the fine print. When you see a store that has “Up to X%”, it usually means only some categories are offering the highest rate while the other categories have a lower rate.
Ninja Tip: Open an account for each of the cash back sites I mentioned and use the one with the best rates at the time you’re shopping!
Mr. Rebates has an awesome referral program
Here’s something really cool about Mr. Rebates.
Most cash back sites have a new user sign-up bonus. Mr. Rebates gives $5 for new customers, but it doesn’t end there.
For every friend you refer, you’ll get a 20% referral bonus on what they spend, at no cost to them!
Let’s run through an example:
Your friend spends $100 at the Gap, and since Mr. Rebates is offering 10% back on Gap purchases, he or she will get $10 cash back ($100 x .10 = $10).
Now because you referred your friend, you’ll get a 20% referral bonus on the cash back amount they earned. In this example, your friend received $10 in cash back, so you would earn 20% off of that amount, which is $2 ($10 x .20 = $2).
You’ll keep getting this bonus for your ENTIRE LIFE! There’s no limits to the amount of people you can refer too.
If you refer a few friends here and there, you’ll be on your way to having your own Swiss bank account ::half joking::
I’ve made a little over $300 from just telling my friends about Mr. Rebates. Helping them helps me. Win-win for everyone and nobody leaves feeling like a loser – boom!
The Bottom Line
I love cash back sites like Mr. Rebates, because it’s paying you for something you’re already doing. Why not get something back for nothing?
It’s free! How many things in America can you say that to?!?
I consider Mr. Rebates as the best cash back program out there in terms of overall value. Their cash back rates are high, they have a killer referral program, and getting paid has always been a breeze.
That doesn’t mean you should stick to JUST this one site. I would sign-up for all of them and use the one with the best rates. Between Mr. Rebates and the other cash back sites I use, I have made over $20,000 just for shopping!
Do you use cash back sites? Are there ones you really like, but it wasn’t mentioned here? Tell me about it and why it’s great!