Juno Promotions: $25 Checking Bonus + 10000 JCOIN Referral Offer

Juno is offering a $25 bonus when you open a checking account with promo code 74H1AFER and make a $50 deposit. This is better than the standard referral bonus!

Plus, take advantage of other limited-time offers and promotions like getting a 10,000 JCOIN referral bonus for each person you invite to Juno and a $10 bonus on your first crypto deposit. Full details of every current and active Juno promo below!

For more current bank offers, see our bank bonuses page. The most popular offers are from Chase BankSoFi, U.S. Bank, and Axos Bank.

This post may contain affiliate links, meaning I get a commission at no cost to you if you decide to make a purchase through my links. Visit this page for more information. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

What is Juno?

Juno (formerly OnJuno) is a fintech company that offers FDIC-insured banking services and a crypto wallet. The company launched in 2017 with headquarters in Singapore and offices in the US and India. Their mission is to provide a top-notch platform with higher interest rates (up to 5.00% APY) than traditional banks.

Customers can also get up to 10% cashback at popular brands with the Juno card and they have recently expanded to allow users to trade cryptocurrency. As an incentive to try Juno out, they’re offering pretty great sign-up bonus offers too.

Juno Promotions

Here are all the active Juno promotions that you can take advantage of today!

Offer #1: Juno $25 Bonus

Open a Juno checking account with referral code 74H1AFER and get a $25 cash bonus after you deposit or buy $50 worth of crypto.

How To Get Sign-up Bonus:

  1. Download Juno using this link and enter referral code 74H1AFER during account registration.
  2. Deposit or buy $50 worth of crypto with your Juno wallet.
  3. Receive a $25 bonus.

Juno Coin ($JCOIN) are tokens that Juno launched in 2022. It’s the first-of-its-kind community-led loyalty program. Redeem them for rewards (more info and analysis below in The Bottom Line section).

Offer #2: Juno Referral Bonus = 10,000 JCOIN

Refer a friend to Juno and earn 10,000 JCOIN for each person that joins using your referral code.

Once you’re a customer, invite friends and family to Juno with your unique referral code and earn 10,000 in JCOIN.

How To Get Referral Bonus:

  1. Invite friends using your unique Juno referral code or referral link.
  2. Friend opens an account and deposits $50 to their Juno checking account or purchases $50 in crypto.
  3. Receive a 10,000 JCOIN referral bonus.

You can refer a maximum of 10 people, earning 100,000 JCOIN in total referral bonuses. If you can refer more than 10 people, contact the support team to learn how to become a “Juno Ambassador”.

This latest referral offer was released on 3/23/23 and replaces other referral offers including the Paycheck Referral Offer.

Note:
1. For December 1, 2022 to March 22, 2023 the rewards were 500 JCOIN.
2. For October 1, 2022 to November 30, 2022 the rewards were $10 and 1,000 JCOIN.
3. For December 1, 2022 to February 21, 2023, the rewards were $10 and 5,000 JCOIN.
4. For February 21, 2023 to March 23, 2023, the rewards were, 10,000 JCOIN for you. Your referred friend gets $10 when they fund their crypto wallet for the first time with $50 or more.

Previous Juno Promotions

The following Juno offers have expired. They are listed here for reference purposes only.

Previous Offer #1: Juno $100 Checking Bonus

Open an Juno checking account with referral code 74H1AFER and get a $100 bonus after you make a direct deposit of $250 or more.

How To Get $100 Bonus:

  1. Open a free Juno checking account using referral code 74H1AFER during sign-up to lock in the $100 offer.
  2. Make a direct deposit of $250 or more (see what counts as a direct deposit).
  3. Receive a $100 welcome bonus deposited into your Juno checking account.

Ninja Note: You can elect to have the $100 bonus paid out in crypto instead of cash for those who are interested – choose between Bitcoin or Ethereum.

Juno Promotions: Referral Code
(Image from Juno)

The Bottom Line

This is an interesting deal because the Juno checking account offers an interest rate of 5.00% APY on cash balances up to $250,000 as long as you maintain a daily closing balance of at least $25,000. That ranks up there as one of the best high-yield savings rate. If your daily balance falls below $25,000 then you’ll earn a 3.00% APY instead.

You can also earn 5% cashback on up to $10,000 in purchases across your top ten brands, including many popular stores like:

  • Amazon
  • Uber
  • Netflix
  • Airbnb
  • Disney+
  • Starbucks
  • Lyft
  • Dunkin Donuts
  • Uber

For these reasons, I’m adding this to the list of the best bank sign-up offers.

Your debit card can also be upgraded to Metal membership when you have direct deposits totaling at least $100 per month, which gives you access to a metal debit card and enhanced checking account benefits. This requirement used to be $250 in direct deposits every month.

Juno Promotions: Metal card promo
(Image from Juno)

Juno Coin ($JCOIN) is an interesting new addition to the platform. JCOIN are loyalty tokens under Juno’s new tokenized rewards program that gets distributed to account holders as rewards for performing certain activities:

ActivityJCOIN Earnings
Account Creation250 JCOIN
Fund Account (cash)250 JCOIN
Fund Account (crypto)250 JCOIN
Referrals10,000 JCOIN
Cash Paycheck1:1
Crypto Paycheck1:2
Eligible Card Spend (USD)1:1
Eligible Card Spend (USDC)1:2

You’re able to redeem Juno coins for a number of products, discounts, rebates, and offers (more utility will be constantly added). Some examples are:

  • Boost USD earnings to 5.50% APY = 350 JCOIN
  • Boost cashback limits = 1000 JCOIN
  • Earn 3X JCOIN for activities = 500 JCOIN
  • Ledger device (hardware wallet to store crypto) = 5,000 JCOIN
  • Buy gift cards from popular brands like Amazon, Best Buy, and Starbucks = varies by gift card amount

Existing Juno members received a JCOIN airdrop based on their activities before the program was released.

$JCOIN is an ERC-20 token deployed on the Ethereum blockchain and can be moved in and out of your Juno wallet to other crypto wallets.

When I signed up, I noticed the ability to convert your paycheck into crypto. So while your employer may not be on board to pay you in cryptocurrency just yet, you can use platforms like Juno to get to exchange part or all of your pay to Bitcoin.

I’m not saying you should do this (I don’t plan to), but there have been a number of high profile people that have. NFL star receiver Odell Beckham took his entire salary in Bitcoin and so did New York City’s mayor.

About John Pham

John Pham is a personal finance expert, serial entrepreneur, and founder of The Money Ninja. He has also been fortunate enough to have appeared in the New York Times, Boston Globe, and U.S. News & World Report. John has a B.S. in Entrepreneurship and a Masters in Business Administration, both from the University of New Hampshire.

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Becca
Becca
1 year ago

Wow that is a good one. And mutually beneficial, but thanks for this! I’m going to hold on to the Juno coin but im wondering how easy it is to sell/trade?

Also, I want the 10,000 jcoin over the 500+ $10. Is it possible to choose the first offer? Or does the referral just get 500?

mike
mike
2 years ago

tried to link onjuno account to Amex Biz so I can make push transfer. Get an error message from Amex Biz, can not link Onjuno (Evolve Bank)

mike
mike
2 years ago

Hey John – will a push transfer for $250 from Goldman Sachs trigger the direct deposit requirement?

Dominique
Dominique
2 years ago
Reply to  mike

Amex Biz checking and Wise works.

For Wise, you need a USD account only. You send from your USD account and select the “Same Currency” tab on the next page. The fee is 51¢, I cannot use Amex Biz because they won’t open an account for me. If you don’t add the word “Payroll” to the reference field on the page before you submit your payment, it will not process as a DD on OnJuno’s end.

Adam
Adam
2 years ago
Reply to  Dominique

How long after your deposit posted did you receive the bonus?

Sergei
Sergei
2 years ago

Get $100 once you direct deposit $250

If it’s all the same to you which referral to use please consider using mine. I have many friends and relatives in war-ravaged Ukraine and try to help them financially directly. They need every bit of our help right now. Thanks!

Few useful OnJuno tidbits:
– Use ACH push/pull from outside as limits are much higher (the limit is $70k right now, it used to be lower)
– Verify the limits as they change: https://help.onjuno.com/en/articles/4543197-transfer-and-spend-limits