Chase Total Checking®

OnJuno Promotions: $100 Checking Bonus Offer + 1.20% APY + $599 Giveaway

OnJuno is offering a $100 bonus when you open a new checking account with promo code 74H1AFER and make a direct deposit of $250 or more. This is much higher than the standard $50 referral bonus!

Plus, take advantage of other limited-time offers and promotions. Full details of every current and active promo below!

This post may contain affiliate links, meaning I get a commission at no cost to you if you decide to make a purchase through my links. Visit this page for more information. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

What is OnJuno?

OnJuno is an up-and-coming fintech company that offers FDIC-insured banking services. The company launched in 2017 with headquarters in Singapore and offices in the US and India.

Their mission is to provide a top-notch platform with higher interest rates (currently 1.20% APY) than traditional banks. Customers also get 5% cashback at popular brands and have recently expanded to allow users to trade cryptocurrency.

As an incentive to try OnJuno out, they’re offering pretty great sign-up bonus offers too.

OnJuno Promotions

Here are all the active OnJuno promotions that you can take advantage of today!

Offer #1: OnJuno $100 Checking Bonus

Open an OnJuno checking account with referral code 74H1AFER and get a $100 bonus after you make a direct deposit of $250 or more.

How To Get $100 Bonus:

  1. Open a free OnJuno checking account using this link and enter referral code 74H1AFER during sign-up to lock in the $100 offer.
  2. Make a direct deposit of $250 or more (see what counts as a direct deposit).
  3. Receive a $100 welcome bonus deposited into your OnJuno checking account.
OnJuno Promotions: Referral Code
(Image from OnJuno)

Ninja Update 3/22/22: You can now elect to have the $100 bonus paid out in crypto instead of cash for those who are interested. It looks like Ethereum is the only option at this time.

Offer #2: OnJuno $100 Referral Bonus

Refer a friend to OnJuno and earn a $100 referral bonus.

Once you’re a customer, invite friends and family to OnJuno with your unique referral code and earn a $100 bonus for every successful referral. You can refer a maximum of 10 people, earning $1,000 in total referral bonuses.

How To Get Referral Bonus:

  1. Invite friends using your unique OnJuno referral code or referral link.
  2. Friend makes a direct deposit of at least $250.
  3. Receive a $100 referral bonus.

After 5/1/22, the referral offer will go back to the standard $50 per person referred.

Offer #3: OnJuno Referral Giveaway

During the OnJuno Referral Giveaway promotion, earn a WAGMI t-shirt and a NFT NYC ticket worth $599!

From March 18, 2022 to May 1, 2022:

  • Refer 1 friend and win a WAGMI t-shirt!
  • Refer 5 or more friends and win a free NFT NYC ticket worth $599!

How To Earn Referral Giveaway:

  1. Invite friends using your unique OnJuno referral code/link.
  2. Friend makes a direct deposit of at least $250 (between March 18 – May 1 for the limited-time promo).
  3. Receive a WAGMI t-shirt for one referral and a NFT NYC ticket for five referrals.

Note that the WAGMI t-shirt shipping starts on April 15th and there are a total of 10 tickets to grab. Full details of the Referral Giveaway promotion on this page.

The Bottom Line

Great offer with a small deposit requirement. I’m adding this to the list of the best bank sign-up offers.

It’s an especially good deal because the OnJuno checking account offers an interest rate of 1.20% APY on balances up to $30,000. You can also earn 5% cashback on up to $3,000 in purchases across five brands, including many popular stores like:

  • Amazon
  • Uber
  • Netflix
  • Airbnb
  • Disney+
  • Starbucks
  • Lyft
  • Dunkin Donuts
  • Uber

The free basic membership caps the 5% cashback up to $500 in spend per year while electing the Metal membership ($9.99 per month) gives 5% cashback up to $3,000. All new users get free Metal membership for six months once they set up direct deposit of $250 or more:

OnJuno Promotions: Metal card promo
(Image from OnJuno)

When I signed up, I noticed the ability to convert your paycheck into crypto. So while your employer may not be on board to pay you in cryptocurrency just yet, you can use platforms like OnJuno to get to exchange part or all of your pay to Bitcoin.

I’m not saying you should do this, but there have been a number of high profile people that have. NFL star receiver Odell Beckham took his entire salary in Bitcoin and so did New York City’s mayor.

7 thoughts on “OnJuno Promotions: $100 Checking Bonus Offer + 1.20% APY + $599 Giveaway”

  1. tried to link onjuno account to Amex Biz so I can make push transfer. Get an error message from Amex Biz, can not link Onjuno (Evolve Bank)

    • Hi Mike. Unfortunately, there are not a lot of data points for OnJuno since the company is relatively new and not that popular yet. It doesn’t hurt to try. I looked for the direct deposit deadline but didn’t find that you had to do it in X amount of days.

    • Amex Biz checking and Wise works.

      For Wise, you need a USD account only. You send from your USD account and select the “Same Currency” tab on the next page. The fee is 51¢, I cannot use Amex Biz because they won’t open an account for me. If you don’t add the word “Payroll” to the reference field on the page before you submit your payment, it will not process as a DD on OnJuno’s end.

  2. Get $100 once you direct deposit $250

    If it’s all the same to you which referral to use please consider using mine. I have many friends and relatives in war-ravaged Ukraine and try to help them financially directly. They need every bit of our help right now. Thanks!

    Few useful OnJuno tidbits:
    – Use ACH push/pull from outside as limits are much higher (the limit is $70k right now, it used to be lower)
    – Verify the limits as they change:


Leave a Comment