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Juno Promotions: $50 Checking Bonus Offer + $10 Crypto

Juno is offering a $50 bonus when you open a new checking account with promo code MICHJWMX and make a direct deposit of $250 or more. This is better than the standard referral bonus!

Plus, take advantage of other limited-time offers and promotions like getting a $10 bonus on your first crypto deposit. Full details of every current and active Juno promo below!

For more current bank offers, see our bank bonuses page. The most popular offers are from Chase BankSoFi, and Axos Bank.

This post may contain affiliate links, meaning I get a commission at no cost to you if you decide to make a purchase through my links. Visit this page for more information. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

What is Juno?

Juno (formerly OnJuno) is an up-and-coming fintech company that offers FDIC-insured banking services. The company launched in 2017 with headquarters in Singapore and offices in the US and India.

Their mission is to provide a top-notch platform with higher interest rates (currently 2.15% APY) than traditional banks. Customers can also get up to 10% cashback at popular brands with the Juno card and they have recently expanded to allow users to trade cryptocurrency.

As an incentive to try Juno out, they’re offering pretty great sign-up bonus offers too.

Juno Promotions

Here are all the active Juno promotions that you can take advantage of today!

Offer #1: Juno $50 Checking Bonus

Open an Juno checking account with referral code MICHJWMX and get a $50 bonus after you make a direct deposit of $250 or more.

How To Get $50 Bonus:

  1. Open a free Juno checking account using this link and enter referral code MICHJWMX during sign-up to lock in the $50 offer.
  2. Make a direct deposit of $250 or more (see what counts as a direct deposit).
  3. Receive a $50 welcome bonus deposited into your Juno checking account.

Ninja Update: You can now elect to have the $50 bonus paid out in crypto instead of cash for those who are interested – choose between Bitcoin or Ethereum.

Offer #2: Juno $10 Bonus

Open an Juno checking account with referral code MICHJWMX and get a $10 bonus after you fund your Juno crypto wallet with $50 or more.

How To Get $10 Bonus:

  1. Sign up for Juno with this link and use referral code MICHJWMX during account registration.
  2. Deposit $50 or more into your Juno crypto wallet.
  3. Receive a $10 bonus.

Offer #3: Juno $10 + 1000 JCOIN Referral Bonus

Refer a friend to Juno and earn a $10 referral bonus and 1000 JCOIN.

Once you’re a customer, invite friends and family to Juno with your unique referral code and earn a $10 bonus for every successful referral. Additionally, receive 1000 in JCOIN.

Juno Coin ($JCOIN) are tokens that Juno launched on October 1, 2022. It’s the first-of-its-kind community-led loyalty program. Redeem them for rewards (more info and analysis below in The Bottom Line section).

How To Get Referral Bonus:

  1. Invite friends using your unique Juno referral code or referral link.
  2. Friend makes a direct deposit of at least $250.
  3. Receive a $10 referral bonus and 1000 JCOIN.

You can refer a maximum of 25 people, earning $250 in total referral bonuses and 25,000 JCOIN.

This referral offer was released on 10/1/22 and replaced the Paycheck Referral Offer. That program awarded you and the person you invited $100 once they made a direct deposit of $250 or more.

Juno Promotions: Referral Code
(Image from Juno)

The Bottom Line

Great offers with small deposit requirements. I’m adding this to the list of the best bank sign-up offers.

It’s an especially good deal because the Juno checking account offers an interest rate of 2.15% APY on balances up to $30,000. You can also earn 5% cashback on up to $3,000 in purchases across five brands, including many popular stores like:

  • Amazon
  • Uber
  • Netflix
  • Airbnb
  • Disney+
  • Starbucks
  • Lyft
  • Dunkin Donuts
  • Uber

The free basic membership caps the 5% cashback up to $500 in spend per year while electing the Metal membership ($9.99 per month) gives 10% cashback up to $3,000. All new users get free Metal membership for six months once they set up direct deposit of $250 or more:

Juno Promotions: Metal card promo
(Image from Juno)

Juno Coin ($JCOIN) is an interesting new addition to the platform. JCOIN are loyalty tokens under Juno’s new tokenized rewards program that gets distributed to account holders as rewards for performing certain activities:

ActivityJCOIN Earnings
Account Creation250 JCOIN
Fund Account (cash)250 JCOIN
Fund Account (crypto)250 JCOIN
Referrals1,000 JCOIN
Cash Paycheck1:1
Crypto Paycheck1:2
Eligible Card Spend (USD)1:1
Eligible Card Spend (USDC)1:2

Existing Juno members will get a JCOIN airdrop based on their activities before the program was released.

Starting on October 15, 2022, you’ll be able to redeem Juno coins for a number of products, discounts, rebates, and offers (more utility will be constantly added). Some examples advertised are:

  • Boost USD earnings to 3.00% APY = 350 JCOIN
  • Boost cashback limits = 250 JCOIN
  • Earn 3X JCOIN for activities = 490 JCOIN
  • Ledger device (hardware wallet to store crypto) = 5,000 JCOIN

$JCOIN is an ERC-20 token deployed on the Ethereum blockchain and can be moved in and out of your Juno wallet to other crypto wallets.

When I signed up, I noticed the ability to convert your paycheck into crypto. So while your employer may not be on board to pay you in cryptocurrency just yet, you can use platforms like Juno to get to exchange part or all of your pay to Bitcoin.

I’m not saying you should do this (I don’t plan to), but there have been a number of high profile people that have. NFL star receiver Odell Beckham took his entire salary in Bitcoin and so did New York City’s mayor.

7 thoughts on “Juno Promotions: $50 Checking Bonus Offer + $10 Crypto”

  1. tried to link onjuno account to Amex Biz so I can make push transfer. Get an error message from Amex Biz, can not link Onjuno (Evolve Bank)

    Reply
    • Hi Mike. Unfortunately, there are not a lot of data points for OnJuno since the company is relatively new and not that popular yet. It doesn’t hurt to try. I looked for the direct deposit deadline but didn’t find that you had to do it in X amount of days.

      Reply
    • Amex Biz checking and Wise works.

      For Wise, you need a USD account only. You send from your USD account and select the “Same Currency” tab on the next page. The fee is 51¢, I cannot use Amex Biz because they won’t open an account for me. If you don’t add the word “Payroll” to the reference field on the page before you submit your payment, it will not process as a DD on OnJuno’s end.

      Reply
  2. Get $100 once you direct deposit $250

    If it’s all the same to you which referral to use please consider using mine. I have many friends and relatives in war-ravaged Ukraine and try to help them financially directly. They need every bit of our help right now. Thanks!

    Few useful OnJuno tidbits:
    – Use ACH push/pull from outside as limits are much higher (the limit is $70k right now, it used to be lower)
    – Verify the limits as they change: https://help.onjuno.com/en/articles/4543197-transfer-and-spend-limits

    Reply

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