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Porte Banking Promotions: $100 Bonus + 3.00% APY

Get a $100 bonus when you open a Porte banking account and make qualifying direct deposits. Plus, earn up to a 3.00% APY on your deposits every quarter you meet the requirements for the Bonus Savings.

Existing users can refer friends and family and earn $50 to $100 for each person that successfully joins Porte through their referral link.

Full details of all Porte promotions along with how to earn 3.00% APY on your money below!

This post may contain affiliate links, meaning I get a commission at no cost to you if you decide to make a purchase through my links. Visit this page for more information. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

What is Porte?

Porte is a mobile banking app with bank services provided and FDIC-insured through Metabank. The Porte account is a hybrid checking and savings solution that features no monthly fees, no minimum balances, and fee-free access to over 32,000 MoneyPass ATMs across the United States.

Its biggest benefit is the Porte Savings Account that earns a base rate of 0.20% APY, but if you meet the requirements for the Bonus Savings each quarter, you’ll earn a 3.00% APY on balances up to $15,000 during that quarter!

Porte Banking Promotions

Offer #1: Porte 3.00% APY Savings Bonus

Increase your savings rate from 0.20% APY to 3.00% APY each calendar quarter that you meet the Savings Bonus!

To qualify for the bonus 3.00% APY interest during a calendar quarter, receive qualifying direct deposits totaling $3,000 or more and make at least 15 transactions with the Porte debit card.

(Image from Porte)

Once you receive a qualifying direct deposit of $1,000 or more in a calendar month, you become eligible for Porte’s Savings Account. Once eligible, the option to set it up will show up in your Porte app.

Making 15 debit card transactions in 3 months is not difficult and there are creative ways to do this. For example, you can just reload your Amazon account in $1 increments 15 time.

Offer #2: Porte $100 Sign-up Bonus

Get a sign-up bonus of $100 when you open up a Porte banking account and make qualifying direct deposits within six months of account opening.

Ninja Update: Sign-up bonuses have been paused at this time. Check back often as Porte may revive this bank bonus or offer similar deals in the future.

How To Get $100 Sign-up Bonus:

  1. Open a free Porte banking account using this link.
  2. Ensure your referral makes direct deposits totaling $500 or more within 6 months of account opening.
  3. Receive $50/$100 referral bonus within 24 hours after the qualifying direct deposit has been posted to your referral’s account.

Offer #3: Porte Referral Bonus – $50 to $100

Porte offers referral bonuses of $50 and up $100 for each person you refer and successfully opens an account. Your friend will also get a bonus of the same amount.

Ninja Update: Referral bonuses have been paused at this time. Check back often as Porte may revive this promo or offer similar deals in the future.

How To Get $50/$100 Referral Bonus:

  1. Invite friends to open a new Porte banking account using your personal referral link.
  2. Ensure your referral makes direct deposits totaling $500 or more within 6 months of account opening.
  3. Receive a $50/$100 referral bonus within 24 hours after the qualifying direct deposit has been posted to your referral’s account.

Each user can receive up to $500 in Refer-a-Friend rewards while the referral program is active.

The Bottom Line

All Porte bonus offers and referral bonuses ended in late 2021/early 2022, which is unfortunate since Porte is also a good option to earn a high interest rate. Nevertheless, I’m going to open an account anyway and deposit $15,000 to maximize the 3.00% APY.

My family has already maxed out on other high interest options like this amazing I Bonds deal, so I’m always looking for other places to optimize idle cash.

If you came here specifically for a bank account opening bonus, check out this list of all bank offers that include excellent deals like these Chase Bank promotions.

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