U.S. Bank $500 Business Checking Bonus

U.S. Bank is offering a bonus up to $500 when you open a new business checking account with the promo code Q2AFL25 and meet the deposit requirements. Full details of this business checking account sign-up bonus below.

For more current bank offers, see our bank bonuses page. The most popular offers are from Chase Bank, SoFi, KeyBank, BMO and Axos Bank.

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U.S. Bank Business Checking $500 Offer

Earn a $500 bonus when you open a Business Essentials Checking account with promo code Q2AFL25 and complete qualifying activities, subject to certain terms and limitations.

To earn the bonus, you need to:

1. Open a Business Essentials Checking account using this link.
2. Make deposit(s) of at least $5,000 in new money within 30 days of account opening and maintain a daily balance of at least $5,000 until the 60th day after account opening.
3. Complete 5 qualifying transactions within 60 days of account opening.

The $500 bonus will be deposited into your new U.S. Bank business checking account within 45 days of deposit verification, as long as the account is open and has a positive balance.

Offer Details

Availability: Nationwide
Expiration: 6/30/2025
Household Limit: None
Direct Deposit Required: No
Early Account Termination Fee: No

Eligibility

You’re eligible for the $500 bonus as long as you’re a new U.S. Bank business checking account customer, which means:

• You or any signer do not have an existing U.S. Bank business checking account AND
• You or any signer did not have a U.S. Bank business checking account in the last 12 months

Avoiding Fees

I recommend opening the Business Essentials account as it does not have a monthly maintenance fee.

Business Essentials Checking Account Fees:

• $0 monthly maintenance fee
• Unlimited electronic transactions
• $0.50 fee for each additional transaction

$500 Bonus Terms & Conditions

• Promo code Q2AFL25 must be used when opening the business checking account.
• Limit of one Business Checking bonus per business.
• A $100 minimum deposit is required to open a Business Essentials Checking account.
• The Business Checking bonus will be deposited into your new U.S. Bank business checking account within 45 days of deposit verification, as long as the account is open and has a positive balance.
• Offer may not be combined with any other business checking account bonus offers.
• Offer is not valid if you or any signer on the new business checking account have an existing U.S. Bank business checking account or had a U.S. Bank business checking account in the last 12 months.
• Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes.

For complete terms, please see the disclosures at the bottom of this page.

The Bottom Line

Great offer for a business bank account and the account features are very competitive when compared to my list of the best business checking accounts.

The Essentials Business Checking account is particularly interesting for small businesses because it doesn’t have a monthly maintenance fee and no transaction fees are charged if you have 125 or less transactions per month.

So if you have a business (driving for Uber, selling things online, or any side hustles count as a business), then this is an offer I recommend taking advantage of.

We’ve seen a number of really good business banking promotions lately like this $300 Chase Business Checking bonus, $400 Axos Business Checking bonus, and the $300 American Express Business Checking bonus.

This promotion will be added to the list of the best bank account bonuses.

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