U.S. Bank $800 Business Checking Bonus

U.S. Bank is offering a bonus up to $800 when you open a new business checking account with the promo code Q3AFL23 and meet the deposit requirements. Full details of this business checking account sign-up bonus below.

For more current bank offers, see our bank bonuses page. The most popular offers are from Chase Bank, SoFi, U.S. Bank, and Axos Bank.

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U.S. Bank Business Checking $800 Offer

U.S. Bank is offering up to a $800 bonus when you open a new U.S. Bank Business Checking account and complete qualifying activities. You’re eligible for the bonus as long as you’re a new U.S. Bank business checking account customer.

• Earn a $350 bonus when you complete $5,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.
• Earn an $800 bonus when you complete $25,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.

You can earn the bonus by opening the Silver Business Checking Package, Gold Business Checking Package, or Platinum Business Checking Package. I recommend the Silver Business Checking Package, which is best for small businesses with basic banking needs with $0 monthly maintenance fees.

How To Get Bonus:

1. Open a new, eligible U.S. Bank business checking account using this link and enter promo code Q3AFL23
2. Complete $5,000 in new money deposits for a $350 bonus or $25,000 in new money deposits for a $800 bonus within 30 days of account opening and maintain the balance for 60 days.
3. Receive the bonus deposited into your U.S. Bank business checking account.

Offer Details

Availability: Nationwide
Expiration: 1/08/2024
Household Limit: None
Direct Deposit Required: No
Early Account Termination Fee: No

Eligibility

You’re eligible for the $750 bonus as long as you’re a new U.S. Bank business checking account customer, which means:

• You or any signer do not have an existing U.S. Bank business checking account AND
• You or any signer did not have a U.S. Bank business checking account in the last 24 months

Avoiding Fees

Here are the various fees for the Silver, Gold, and Platinum Business Account Package. I recommend opening the Silver Business Checking Account Package since it doesn’t have a monthly maintenance fee.

Silver Business Checking Account Fees:

• $0 monthly maintenance fee
• 125 free transactions per month
• $0.50 fee for each additional transaction

There are no monthly maintenance fees to worry about.

Gold Business Checking Account Fees:

• $20 monthly maintenance fee, waivable
• 300 free transactions per month
• $0.45 fee for each additional transaction

The $20 monthly maintenance fee can be waived if one of the following applies:

1. U.S. Bank Payment Solutions Merchant Banking OR
2. $10,000 average collected checking balance OR
3. $20,000 combined average collected business deposit balances OR
4. $50,000 combined average collected business deposits and outstanding credit balances OR
5. $75,000 in combined business deposits and outstanding business credit

Platinum Business Checking Account Fees:

• $30 monthly maintenance fee, waivable
• 500 free transactions per month
• $0.40 fee for each additional transaction

The $30 monthly maintenance fee can be waived if one of the following applies:

1. $25,000 average collected balance OR
2. $75,000 combined average collected business deposits and outstanding business credit balances

$800 Bonus Terms & Conditions

• Promo code Q3AFL23 must be used when opening the business checking account.
• Limit of one Business Checking bonus per business.
• A $100 minimum deposit is required to open a U.S. Bank Silver, Gold or Platinum Business Checking account.
• Earn your $800 Business Checking bonus by opening a new U.S. Bank Silver Business Checking, Gold Business Checking or Platinum Business Checking account.
• Earn a $350 bonus for making a deposit of at least $5,000 in new money (Direct, Mobile, ACH or Wires) within 30 days of account opening and maintaining the balance until the 60th day of account opening
• Earn an $800 bonus for making a deposit of at least $25,000 in new money (Direct, Mobile, ACH or Wires) within 30 days of account opening and maintaining the balance until the 60th day of account opening
• The Business Checking bonus will be deposited into your new U.S. Bank business checking account within 45 days of deposit verification, as long as the account is open and has a positive balance.
• Offer may not be combined with any other business checking account bonus offers.
• Offer is not valid if you or any signer on the new business checking account have an existing U.S. Bank business checking account or had a U.S. Bank business checking account in the last 24 months.
• Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes.

For complete terms, please see the disclosures at the bottom of this page.

The Bottom Line

Great offer for a business bank account and the account features are very competitive when compared to my list of the best business checking accounts.

The Silver Business Checking account is particularly interesting for small businesses because it doesn’t have a monthly maintenance fee and no transaction fees are charged if you have 125 or less transactions per month.

So if you have a business (driving for Uber, selling things online, or any side hustles count as a business), then this is an offer I recommend taking advantage of.

We’ve seen a number of really good business banking promotions lately like this $300 Chase Business Checking bonus, $200 Axos Business Checking bonus, and the $300 American Express Business Checking bonus.

This promotion will be added to the list of the best bank account bonuses.

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