Wings Credit Union is offering a $300 checking account bonus along with a $100 referral. The referral bonus can be combined with the welcome bonus for a total of $400!
Full details below.
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Wings Credit Union $300 Checking Account Bonus + $100 Referral Bonus
Get $300 when you open a new checking account and complete offer requirements detailed below.
Step-by-Step Directions To Earn $300 Checking Bonus
- Open a new Wings Credit Union checking account with promo code WINGS25 by using this link.
- Enroll in digital banking and eStatements (eDocuments).
- Make direct deposits that total $3,000 or more within 60 days of account opening.
- Complete 5 or more debit card or credit card purchases of $25 or more each.
- Receive bonus on or before 3/13/26 if all requirements are met.
Note: Electronic transfers such as person-to-person payments via digital payment platforms or mobile payment apps are not considered as qualified debit card or credit card purchases.
Offer Details
Availability: Nationwide (with $5 donation)
Expiration: 12/31/2025
Household Limit: None
Direct Deposit Required: Yes, $3,000
ChexSystems Check: Yes
Early Account Termination Fee: None
Ninja Note: The offer terms state that “this exclusive Bonus Offer is only available for the original recipient and cannot be shared or made eligible beyond the original recipient.” However, the offer is also appearing in Google searches so it appears to be available to the public. We reached out to a PenFed banker and he was confident the offer was open to everyone.
Bonus Terms & Conditions
- One offer per person. Must be 18 years or older. Valid for U.S. residents only.
- Membership with a Share Savings account and $5 minimum opening deposit required and must be opened at the same time as checking account.
- Accounts must be funded within 7 business days of opening.
- Accounts must be in good standing (positive balance for the last 30 days).
- Applicants must use promo code “WINGS25” at account opening.
- New members and new recipients only:
- (a) Cannot have been a previous member (owner of a Primary Share account) of Wings Credit Union within 12 months of promotional account application.
- (b) Cannot have previously received a new account bonus.
- Not applicable to business accounts or accounts established for estates, benefits, trusts or in a fiduciary capacity.
- Direct deposit must also be active on the bonus payout date.
- Enrollment in eDocuments must also be active on the bonus payout date.
Avoiding Checking Account Fees
I don’t see any monthly service fees across the eligible checking accounts.
The Bottom Line
This is an easy bonus and I have added in to the best checking account bonuses.
There’s also a $100 referral bonus for both parties. In order to stack both bonuses, you need to register using the referral link first before you apply. I recommend people to use the same email address and name to make sure the connection between the referral registration and account opening is crystal clear.
I’m applying later next week so I don’t have a valid referral link yet. If one of my readers have this account already, I’m more than happy to use yours.
The High-Yield Checking account offers a 3.04% APY (as of 11/18/25) up to the first $25,000 if the rate requirements are met (eDocuments enrollment, active direct deposit of $1,000 or more in the previous month, and 15 debit/credit card transactions over $5 in the previous month). That’s really solid for a checking account.
I would put just enough money to earn the bonus or enough to earn the High-Yield Checking account rate. Otherwise, you should plunk the rest of your short-term cash in a high-yield savings account.
