Chase Sapphire Preferred® Card is offering 75,000 points after $4,000 in spend within the first three months. The welcome bonus is normally 60,000 points, so this is 15,000 more than usual. See how you can check if this bonus offer is available to you.
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Apply Now: Open a Chase Sapphire Preferred card and receive 75,000 bonus points after you spend $4,000 on purchases in the first three months of account opening – that’s worth $938 towards travel when you redeem through Chase Ultimate Rewards.
Chase Sapphire Preferred 75,000 Welcome Bonus
Chase is offering a great sign up bonus on the Chase Sapphire Preferred card where you’ll get:
- 75,000 bonus points when you apply for the card and spend $4,000 on purchases in the first 3 months of account opening.
- 5x points on all travel purchased through Chase’s Ultimate Rewards portal.
- 3x on dining.
- 2x on all other travel purchases.
- 1x on all other purchases.
The card does come with an annual fee of $95, which is not waived for the first year. However, the bonus points is worth at least $938. In my opinion, its value is a lot more than that (see the bottom of this post to see why).
How To Find Chase Sapphire 75K Welcome Bonus
The welcome bonus offer for the public is only 40,000 points, and the referral bonus is typically 60,000 points – but there are several ways to get the higher 75,000 version.
Option 1: Use A Referral Link
If you know someone who has a Chase Sapphire Preferred card, you can ask them to send you their personal referral link as multiple sources are telling me these will show the 75,000 sign-up bonus. I just checked my Chase account and can confirm it shows the higher offer. You can use mine below if you’d like:
Claim BonusIf you plan on using a friend’s invite link, you must have them generate a new link. Existing links that they may have previously created will still show the smaller 60,000 bonus version. People with a Chase Sapphire Preferred card can create invitation links here.
Option 2: Check My Top 10 Credit Card Page
The Chase Sapphire Preferred Card is one of my recommended best credit cards. You can use the credit card page to check the cards I recommend and what welcome bonuses are available for each card.
Learn more about The Money Ninja’s best travel rewards card.
Option 3: Check Your Mail
Credit card companies like Chase and American Express frequently send out snail mail that sometimes offer higher sign-up bonuses or welcome bonuses than what’s available to the general public.
If you’re like me, you probably throw out postal mail advertisements without taking a second look. But sometimes it pays off if you comb through them more carefully (for great offers like this).
How To Use 75,000 Chase Points
Like I stated earlier, if you want straight up cash, you can actually redeem 75,000 Ultimate Rewards points for $750 by simply logging on to your Chase card account online and requesting that option.
The system will convert 75,000 points to $750 and then you can either withdraw the money directly to your bank account or receive a statement credit.
However, if you use the points on the Chase Ultimate Rewards Travel Portal, your points are worth 25% more for a total value of $938.
But wait, that’s not all! (cue the cheesy 2:00am infomercial voice).
The ultimate way to maximize your Chase points is to transfer it to airline or hotel rewards programs.
For example, you can convert 66,000 Chase points to 66,000 United Airlines miles and fly business class on Lufthansa from Washington, D.C. to Frankfurt, Germany for just $37.80 in taxes:
If you were to pay cash for that same flight, it would costs you $6,251.40!
Talk about outsized gains!
Now, you wouldn’t actually pay $6,000+ for a one-way flight to Europe (or maybe you would and you’re an ultra-rich ninja reader), but you get the idea. You can get much more value by transferring the points to airline and hotel programs and booking directly with them.
The Bottom Line
I consider this to be one of the best credit cards available, based on its superb earnings rate on a number of categories and great options to redeem points for rewards.
You can redeem your points for cash back at any time starting at 1 point for 1 cent of cash back, so the 75,000 points you get as a welcome bonus is worth at least $750. The points can be redeemed as a statement credit or as a direct deposit into a checking or savings account.
Personally, I value them much higher as I transfer them to Chase’s travel partners like United Airlines and Hyatt Hotels.
For instance, transferring 25,000 points to United could be enough for a domestic roundtrip ticket in the United States or sending 35,000 points to Hyatt could give me a free night award at an all-inclusive hotel like Hyatt Zilara in Cancun – I’ve seen regular rates there as high as $1,000 per night.
