The Money Ninja helps people of all ages maximize their finances.

The Money Ninja logo

John Pham is the founder of The Money Ninja, the modern voice when it comes to personal finances: how to make more money, save it better, and spend it wisely.

What started as a side project during his graduate studies to help family and friends maximize their finances has scaled to a brand with over 200,000 monthly visitors.

He draws insight from his unique past; someone who started working at a local grocery store at age 16, and by the time he turned 30, had already made his first million dollars.

As a sophomore in college he founded Azurik Inc., an ecommerce technology start-up that was subsequently sold to Microsoft. John is also an angel investor in various Silicon Valley endeavors and a co-founder of three other finance, travel, and lifestyle blogs. Additionally, he has over 15 years of corporate experience working for a number of Fortune 100 companies.

John holds an MBA from Peter T. Paul College of Business and Economics at the University of New Hampshire where he also received his BS in Business Administration.

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You can buy ad space on this site through my full-service ad management firm, Mediavine. The minimum ad spend is $100. To get started, fill out this form with your information, creatives, and ad dates.

If you are a brand representative for a bank, fintech app, investment group, or other financial institution, feel free to contact me via email at to see if your product or service is a match for The Money Ninja.

I’ve been able to generate tremendous growth for some of the most popular brands in the United States, including American Express, Bask Bank, Capital One, Chase Bank, Fidelity Investments, KeyBank, Plynk,, Raisin, Robinhood, SoFi, UFB Direct, US Bank, and Webull.

With over 20 years of personal finance experience, I can help the bridge the gap between your customer acquisition goals and the needs of my readers via:

  • Content Reviews & Articles: I can collaborate with brands seeking exposure to an audience highly interested in personal finance.
  • Promotions: My readers love promotions! If you’re looking to drive conversions with sign-up offers, promo codes, referral codes or coupon codes, let me be part of your marketing campaign today.
  • Sponsorships: I’m the perfect brand to sponsor and an expert in delivering intent-driven content. I understand what consumers are looking when it comes to their money and will work with you to tailor campaigns to reach that audience organically.
  • Subject-Matter Expert Interviews: I’m always happy to help on television, podcasts, radio shows, and blogs. If you’re a reporter, I can act as a subject-matter expert on financial topics.

However, please don’t message me about free advertising, linking to your articles, paid links, or any random sponsors that don’t align to the core value of The Money Ninja. Also, please don’t try to sell any web-based products and services for the site. These e-mails will be ignored and moved to spam. Thank you for understanding.

John Pham, Founder of The Money Ninja

The Money Ninja LLC
50a Northwestern Dr
Unit 3 #255
Salem, NH 03079