Get up to a $10,000 bonus with the latest E*TRADE promotion. Simply open and fund a new brokerage or retirement account and receive a cash bonus based on your total deposit amount.
There’s an offer for existing customers too where they can earn a bonus by opening a new account or funding an existing account.
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About E*TRADE
E*TRADE is one of the most established stock brokerages, offering the ability to trade stocks, options, ETFs, mutual funds, futures, and Forex.
It pioneered online stock trading in 1992 and was the first brokerage account I opened (during my high school days). Back then, E*TRADE didn’t incentivize new users to open an account, but that has all changed now as they try to get people to switch to their investing platform.
E*TRADE Promotions
Offer #1: E*TRADE Brokerage Bonus (Up to $10,000)
Open a new E*TRADE brokerage account using the promo code OFFER25 and get a cash credit up to $10,000 based on your total deposit amount. Offer valid for new and existing customers opening a new eligible brokerage account by 7/31/2025.
| Deposit Amount | Cash Credit |
| $1,000 – $4,999 | $50 |
| $5,000 – $19,999 | $150 |
| $20,000 – $99,999 | $300 |
| $100,000 – $199,999 | $600 |
| $200,000 – $499,999 | $800 |
| $500,000 – $999,999 | $1,000 |
| $1,000,000 – $1,499,999 | $3,000 |
| $1,500,000 – $1,999,999 | $5,000 |
| $2,000,000 – $4,999,999 | $6,000 |
| $5,000,000+ | $10,000 |
How To Get E*TRADE Brokerage Bonus:
- Open a new E*TRADE brokerage account using code OFFER25.
- Fund your account within 60 days of opening an account.
- Receive a cash credit within seven business days following the end of the 60-day funding period.
New Customers & Existing Customers Terms & Conditions:
- New Customers: These rules strictly apply to customers who are opening one new E*TRADE brokerage (non-retirement) account, do not have an existing E*TRADE account and do not open any other new E*TRADE accounts for 60 days after enrollment in this offer. For other circumstances, please refer to the “Existing Customers or New Customers Opening More than One Account” disclosures.
- Reward tiers under $200,000 will be paid within seven business days following the expiration of the 60 day period. However, if you deposit $200,000 or more, you will receive a cash credit within seven business days, followed by any additional reward based on your fulfillment tier at the expiration of the 60 day period.
- If you have deposited at least $200,000 in the new account, and you make subsequent deposits in that account to reach a higher tier, you will receive a second cash credit following the close of the 60 day window. For example, if you deposit $250,000, you will receive a cash credit of $800 within seven business days, then if you deposit an additional $300,000 into your new account, you will receive an additional cash credit of $200 at the end of the 60 day window for a total reward of $1,000. If you deposit $5,000,000 in your new account, you will receive two cash credits that will total $10,000 within seven business days. Cash credits will be paid to the account where the deposit is made.
- Existing customers or new customers opening more than one account: If you have an existing E*TRADE account and enroll in this offer by opening a new account or are a new customer who then opens one or more new accounts within 60 days of enrolling in this offer, different rules apply. Cash credits will be granted based on deposits of new funds or securities from external accounts made within 60 calendar days of account opening.
- Reward tiers under $200,000 will be paid per the “new account” column denoted in the chart (located at the bottom of the promotion page link) following the expiration of the 60 day period.
- In addition, existing customers who deposit higher than the previous mentioned tiers will be receive a higher cash credit per the chart (located at the bottom of the promotion page link).
Offer Rules for All Participants:
- This offer applies only to E*TRADE from Morgan Stanley self-directed (non-retirement) brokerage accounts.
- New funds or securities must (i) be deposited/transferred to the new E*TRADE account within 60 days of enrollment in this offer; (ii) be from accounts outside of E*TRADE; and (iii) remain in the new E*TRADE account (minus any trading losses) for a minimum of six months otherwise your cash credit(s) may be surrendered.
- If you are attempting to enroll in this offer with a Joint Account, then the primary account holder may have to fulfill at the tiers noted before the secondary account holder can enroll in this offer. If you experience any issues when attempting to enroll with a Joint Account, then please call E*TRADE at 800-387-2331 to receive assistance with your enrollment.
E*TRADE from Morgan Stanley reserves the right to terminate this offer at any time.
Securities products offered by Morgan Stanley Smith Barney LLC, Member SIPC. E*TRADE is a business of Morgan Stanley.
Offer #2: E*TRADE Retirement Bonus (Up to $10,000)
New users who open and fund a new retirement account with promo code RETIRE25 can receive a cash credit of up to $10,000 based on new or transferred funds or securities. The cash credit amount is based on the total you deposit in cash or securities within 60 days of account opening:
| Deposit Amount | Cash Credit |
| $1,000 – $4,999 | $50 |
| $5,000 – $19,999 | $150 |
| $20,000 – $99,999 | $300 |
| $100,000 – $199,999 | $600 |
| $200,000 – $499,999 | $800 |
| $500,000 – $999,999 | $1,000 |
| $1,000,000 – $1,499,999 | $3,000 |
| $1,500,000 – $1,999,999 | $5,000 |
| $2,000,000 – $4,999,999 | $6,000 |
| $5,000,000+ | $10,000 |
This offer is valid for new customers who are opening a new E*TRADE retirement account, do not have an existing E*TRADE account, and do not open a new E*TRADE account for 60 days after enrollment in this offer.
The Bottom Line
The latest Etrade promo is better than the standard new user offer and is one of the best brokerage bonuses currently available. It’s extremely competitive compared to other very nice ones like Charles Schwab because of the additional bonus tiers for higher deposits.
The $1,000 to $4,999 tier is the best “bang for your buck” because you can deposit $1,000 to earn $50. That represents a 5% APY over 60 days, which beats any HYSA or CD by a wide margin.
I’ll include this in the list of the best bank offers.
