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American Express Platinum 100K Points Offer (+10X Points At Restaurants)

The Platinum Card® from American Express is offering a 100,000 point sign up bonus! You’ll also earn 10X points at restaurants during your first 6 months of being a cardholder! Read more on this crazy deal from Amex!

Ninja Update 3/11/22: The offer has increased to 100,000 points. Worth at least $1,000 in cash or a roundtrip business class flight to Europe. Wow!

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American Express Platinum Card 100K Sign Up Offer

American Express is offering a great sign up bonus on the Amex Platinum card where you’ll get:

  • 100K Membership Rewards points when you apply for the card and spend $6,000 on your card in your first 6 months of card membership
  • 10x Membership Rewards points on purchases at gas stations and supermarkets restaurants during your first 6 months of card membership (that’s an additional 9 points on top of the 1 point you earn for these purchases)
American Express Platinum 100,000 points sign up offer
(Image from American Express)

How To Apply For The Amex Platinum 100K Bonus

I know some bubbles will burst when I say this, but not everyone is able to pull up this offer – at least not on the first try. Some people are showing the 100K + 10X version.

Here are the options you can try in order to get the 100K + 10X variation to show up:

Option 1: Using CreditCards.com

This card is featured as one of my Top 10 recommended cards. You can check to see what offers you may have on this or any other card through our credit card portal. Learn more by clicking on the button below:

After you click the referral link above, switch over from the business card view to the personal cards view by tapping the bar text that reads, ‘View all Cards with a Referral Offer‘:

American Express referral "Looking for a Personal Card?" link
(Image from American Express)

On the next screen, scroll down until you see the American Express Platinum card and check to see if the higher offer shows up.

Option 3: Using CardMatch

You can try using CardMatch to check for pre-approved offers. CardMatch doesn’t impact your credit score at all since it’s a soft credit check.

CardMatch takes 60 seconds to find out if you can get the American Express Platinum 100K offer. All it does is run your financial profile across the major card carriers (American Express, Chase, Discover, etc.) to see if you qualify for any special sign up offers.

Getting started with CardMatch
(Image from CardMatch)

Option 4: Timing The Deal

The last option is to wait for the top of the hour and try the options I mentioned above.

This might increase your chances of receiving the higher sign up bonus since American Express may release a certain number of available offers each hour.

American Express Platinum Card Overview

I’ll probably create a future post on all the benefits of the American Express Platinum card, but for the purposes of this deal, here are the important highlights:

  • Annual Fee = $695 (not waived the first year – see rates and fees)
    • Authorized Gold cards are free
    • Authorized Platinum cards are $175 for first three users (then $175 per Platinum)
  • No foreign transaction fees
  • Membership Rewards Points Earnings:
    • 10X points per $1 spent on purchases at restaurants for the first 6 months
    • 5X points per $1 spent on purchases made with airlines or with American Express Travel
    • 5X points per $1 spent on hotel bookings made directly from the American Express Travel
    • 1X points on all other purchases
  • $200 airline incidental credit per calendar year
  • $200 hotel credit in the form of statement credits each year
  • $200 Uber or Uber Eats credit ($15 per month and additional $20 in December)
  • $240 digital entertainment credit ($20 back each month when you pay for services like Peacock, The New York Times, Audible, and SiriusXM)
  • $100 Saks Fifth Avenue credit ($50 semi-annually)
  • $155 Walmart+ credit
  • $300 Equinox or Equinox+ gym membership credit
  • Lounge Access:
    • Centurion lounge access
    • International American Express lounge access
    • Delta SkyClub lounge access
    • Priority Pass Select membership
    • Airspace lounge access
  • Marriott Gold status
  • Hilton Gold status
  • Fee Credit for Global Entry or TSA Pre✓
  • $179 CLEAR credit

Note, that American Express bonuses are once per lifetime per card type, although I’ve found that their definition of lifetime is 7 years since you’ve closed the exact same card.

The Bottom Line

If I didn’t already have this card, I’d be jumping all over this. A 120,000 sign-up bonus + 10X points at restaurants for the Amex Platinum card is a smoking deal.

The 100,000 points you get for signing up is worth a minimum of $1,000. I’d argue the value is closer to $2,500 but it depends on what you the redeem the points for.

Those sign up points aside, you’ll also get $200 annually in airline credits and $200 annually in Uber/Uber Eats credit. Then include the additional benefits American Express added to this card earlier this year (e.g. $20 monthly wireless credit and $20 monthly streaming credit) and it really becomes a no-brainer.

I think earning an additional 10X points at restaurants is huge and I’m super envious of readers who can get this. But even if you won’t use it much, it’s still an excellent deal.

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