Amex Offers: 5x Points On Select Categories

American Express Business cardholders are getting a nice surprise. Amex is offering 5x Membership Rewards points (a bonus of 4x points) across multiple categories. You can potentially earn up to 400,000 additional points with this deal!

What are Amex Offers?

AMEX Offers is a program available to all American Express cardholders that rewards you at places you like to shop, dine, travel, and more.

They partner with numerous brands to give you exclusive deals. The best part about this program is that it’s free and you can still use any coupons or discounts you have.

Personally, I’ve saved thousands of dollars using AMEX Offers since it came out in 2010. Cumulatively, AMEX customers have saved over $736 million dollars with AMEX Offers so far!

Total AMEX Offers savings from card members

Here’s how the program works:

  1. Explore – browse offers from the brands you love
  2. Add Your Offers – when you see something you like, just click the “Add to Card” button
  3. Enjoy – use your enrolled card to pay and then enjoy rewards in the form of a statement credit or Membership Rewards points

Amex Offers 5x Points Offer

Amex is offering American Express business cardholders with Membership Rewards-earning cards 4x bonus points for select categories, for a total of 5x points.

This is an awesome follow-up to the temporary benefits they’ve offered recently.

The Amex Offers seem to be showing up for Business Platinum and Business Gold cards. If you’re seeing this on other business cards, please reach out to me so I can update this post.

Amex Offers: 4x bonus points on wireless, advertising, shipping, office supplies, and gas

As you can see from the screenshot, all categories have an 80,000 bonus points limit that you can earn through this promotion and all offers expire on 6/30/2021.

If you max out all the category bonuses during this promo, you’d earn 400,000 Membership Rewards points!

4x Bonus Points Categories


  • Get +4 Membership Rewards points per eligible dollar spent. Up to 80,000 pts.


  • Get +4 Membership Rewards points per eligible dollar spent. Up to 80,000 pts.


  • Get +4 Membership Rewards points per eligible dollar spent. Up to 80,000 pts.

Office Supplies

  • Get +4 Membership Rewards points per eligible dollar spent. Up to 80,000 pts.


  • Get +4 Membership Rewards points per eligible dollar spent. Up to 80,000 pts.

How To Add Amex Offers To Card

How to find AMEX Offers depends on where you’re accessing your American Express account from.

Desktop Browser

If you’re using a browser (Internet Explorer, Chrome, Firefox) then log onto your account at the American Express web site. Scroll to the bottom of the main page of your account and you should see something like this:

AMEX Offers on desktop


Once you sign in to your AMEX app, you’ll see an “Offers” option at the bottom menu of your screen, shown here:

AMEX Offers on AMEX app


The Bottom Line

Keep in mind American Express is very unfriendly towards manufactured spending.

Manufactured spending is the process of buying things on credit cards that can be converted into cash – like Visa gift cards from Staples.

The cardholder then uses the converted cash to pay off the credit card bill, which essentially means he or she is earning credit card rewards (points, miles, cash back) without actually spending money.

There are actually people who do this full-time. They use a high-earning card like the Chase Ink product line and just churn rewards every day.

I’d avoid manufactured spending with Amex. They’re known to shut down people who use their cards in this fashion. While it isn’t illegal at all, Amex believes it runs against the “spirit of the rewards system”.

The categories that the 4x points are being offered are really valuable ones though. You shouldn’t have trouble taking advantage of them the “normal” way.

About John Pham

John Pham is a personal finance expert, serial entrepreneur, and founder of The Money Ninja. He has also been fortunate enough to have appeared in the New York Times, Boston Globe, and U.S. News & World Report. John has a B.S. in Entrepreneurship and a Masters in Business Administration, both from the University of New Hampshire.

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