Chase Total Checking®

Fetch Rewards Referral Code THEMONEYNINJA (Sept 2023)

Fetch Rewards referral code MONEYNINJA gives you 130 points. You’ll earn 100 points as a welcome bonus, 25 points for scanning your first receipt, and at least 5 points from the Daily Reward.

Update 9/12/23: For a limited time, use Fetch promo code 9EFD5C to get a better sign-up bonus!

Earn points every time you scan your receipts and redeem them for free gift cards at Amazon, Roblux, and more! If you’re using the Fetch Rewards app for the first time, use our code to get the biggest bonus.

Full details on how to get the sign-up bonus and how to enter the code into the Fetch app below.

This post may contain affiliate links, meaning I get a commission at no cost to you if you decide to make a purchase through my links. Visit this page for more information. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

Fetch Rewards Referral Code

Fetch Rewards referral code MONEYNINJA is an exclusive code that gives you a sign-up bonus of 100 points. Get an additional 25 points when you scan your first receipt and at least 5 points from the daily reward. We negotiated with Fetch Rewards as an official affiliate in order to give our readers the biggest bonus possible.

Fetch Referral CodeBonus

You will earn at least 130 Fetch points and up to 10,125 points when you join:

  • 100 points from the sign-up bonus from using my referral code
  • 25 bonus points minimum for every receipt scanned
  • 5 to 10,000 daily reward each day you scan at least one receipt

You can redeem Fetch points for gift card at many participating stores like Amazon, Apple, and Target. You can even redeem your points for cash by converting them to Visa gift cards.

How to add a referral code on Fetch Rewards:

Here are step-by-step directions on how to enter a code in the Fetch Rewards app:

  1. Open The Fetch Rewards App
    Download the Fetch app through this link.
  2. Enter Referral Code During Sign-Up
    Enter the Fetch referral code “MONEYNINJA” when prompted during account registration.
  3. Earn At Least 130 Points
    Earn a minimum of 130 points after scanning your first receipt.

If you already have a Fetch Rewards account, check the FAQs section below to see how to add a referral code to an existing account.

Fetch Rewards Referral Code: How to add a referral code for Fetch Rewards
(Screenshot from Fetch Rewards)

What is Fetch Rewards?

Fetch (formerly Fetch Rewards) is a free app that lets you earn rewards for taking pictures of all your shopping receipts. Scan receipts from places like grocery stores, restaurants, gas stations, and coffee shops. Digital receipts from stores like count as well.

Simply scan your shopping receipt from any store to start earning rewards. You’ll also get extra points when you purchase a product from one of Fetch Rewards’ participating brands – there’s no coupons to clip or worry about.

Then redeem the points you’ve accumulated for free gift cards at hundreds of popular retailers or get cash to spend with Visa gift cards!

Fetch Rewards Referral Code: steps to earn points
(Image from Fetch Rewards)

Fetch Referral Program

Once you’re a Fetch user, you can refer your own friends and family to earn even more points with the Fetch referral program. Simply share your unique Fetch referral code or referral link and when someone uses it to download the Fetch app and scans their first receipt, you’ll earn a referral bonus.

You’ll earn 100 points for every successful referral and the person you refer will also get 100 points.

Occasionally, Fetch will offer you a higher referral bonus. In the past, users have received 1,000 points, 3,000 points, or even 4,000 points! The sign-up bonus for the person you refer remains at 100 points regardless of what your offer is.

Where To Find Your Referral Code

  1. Tap on the ‘Me‘ icon on the bottom right-hand corner of the Fetch app.
  2. Click on “Refer a friend – You’ll both get points when they join“.
  3. Find both your referral code and referral link on the next screen.
  4. Share it via text, email, or social media and earn at least 100 points whenever someone signs up.

Fetch Rewards FAQs

How do I enter a Fetch Rewards referral code after login?

If you forgot to enter a Fetch referral code during sign up, you can enter one later on by tapping on the “Me” tab located at the bottom right-hand corner of the app and selecting “Refer a friend”.

You must enter a referral code before scanning or snapping your first receipt. If the first receipt is already scanned or snapped, you won’t be able to enter a referral or promo code.

The points for entering a referral code will appear in the point breakdown of the very first receipt you snap successfully.

What’s the best Fetch Rewards referral code?

The best Fetch Rewards referral code is MONEYNINJA. As a Fetch Rewards partner, my code provides new users 125 points after they scan their first receipt and an additional 5 to 10,000 points from the Daily Reward. In total, new users can earn up to 10,125 points as a referral bonus.

There are Reddit users that are claiming their promo code will give 5,000 Fetch points. Is that true?

No, it’s not true. Some dishonest Reddit users (and bloggers) mislead people on the amount of points you can receive as a referral bonus. I’ve even come across a few who promote codes as high as 7,000 bonus points.

No personal referral codes award you more than 100 points. You can identify personal codes since they all have 5 random alphanumeric characters. Only authorized Fetch Rewards affiliates like us provide higher sign-up bonuses.

Is there a difference between a Fetch Rewards promo code and referral code?

A Fetch promo code is the same thing as a Fetch referral code. Fetch Rewards use “promo code” and “referral code” interchangeably.

How many people can I refer to Fetch Rewards?

You can refer as many people as you want. For every successful referral (someone who uses your referral code and submits their first receipt), you will get 100 points and the person you refer will also get 100 points.

Occasionally, Fetch will have limited-time promotions where you can earn 500 to 1,000 points. However, the person you refer will still get 100 points.

How many points will I get for scanning receipts with Fetch Rewards?

You’ll receive a minimum of 25 points per receipt scanned. Each day you scan at least one receipt, you can also play the Daily Reward game where you will get an addition 5 to 10,000 points.

You’ll also receive an extra 1% back in points based on the amount you spend on products from participating brands. For example, if you spend $10.00 on a participating brand’s product, you’d receive 100 bonus points!

Additionally, Fetch Rewards frequently has special offers that you can earn thousands of points from.

How many receipts can you scan with Fetch Rewards?

You can submit a total of 35 receipts within a 7-day period. This receipt limit is based on the date you snap the receipt, not the checkout date. In other words, this means that over a rolling 7-day period, you can snap up to 35 receipts.

What is the minimum points needed for redeeming rewards?

Fetch Rewards requires a minimum of 3,000 points to redeem a reward. The 3,000 points can be redeemed for a $3 gift card from many popular retail brands.

What gift cards can you get with Fetch Rewards have?

There are over 100 different gift cards to choose from. The most popular gift cards are Amazon, Best Buy, Roblux, and Uber. Points can also be redeemed for Visa gift cards that can be used like cash anywhere Visa is accepted, including online purchases.

Are there other apps like Fetch Rewards?

Yes. There are many apps like Fetch Rewards and you can double-dip or triple-dip on rewards by using several of them together!

The Bottom Line

I’ve been using Fetch Rewards since 2019 and it’s totally legit. It’s an easy way to earn rewards for scanning receipts from any store.

From my personal experience of normal day-to-day use, I earn an average of 10,840 Fetch points each week, which is worth $10.84.

That comes out to $563.68 a year!

My best advice to earn a lot of points is to focus on the Special Offers from household brands that partner with Fetch Rewards. I typically see offers ranging between 500 to 5,000 bonus points, but it can be as high as 20,000!

Look at this shopping trip of mine for instance. I bought a couple of gift cards and didn’t think I was going to earn a lot of points from it, but Fetch was offering bonus points just for spending money at Shaw’s Supermarkets:

I try to buy the brands or products promoted by Fetch since they earn a ton of points and they’re items I would have bought anyways. Some deals are incredible, like the free ice cream offer from Talenti or stacking promos to get free chicken.

My other go-to cashback shopping apps are Ibotta, Shopkick, and Receipt Hog. If you’re not using these apps yet, definitely check them out. Use this Ibotta referral code to get a welcome bonus of up to $10, this Shopkick promo code to get a $5 sign-up bonus, and this Receipt Hog promo code to get 15 free spins at the bonus slot machine.

If you do decide to use the app, don’t forget to add the Fetch promo code MONEYNINJA to earn a sign-up bonus. Happy snapping in 2023!

25 thoughts on “Fetch Rewards Referral Code THEMONEYNINJA (Sept 2023)”

  1. Hi Mr. Pham.
    Can you please explain in detail, how redeeming your Fetch reward points for a Visa gift card can get you cash. Thanks, Lee S.

    • Hi Lee, sorry for the confusion. I meant you can redeem Fetch points for popular store gift cards or convert them to a Visa gift card as a cash equivalent. There are ways to liquidate Visa/MC gift cards for cash too – which I can write about if there’s enough interest, but the details require its own separate post.

      • Thanks John for the clarification about redeeming Fetch points to a Visa gift card as a cash equivalent. If it is not too much to ask, could you be so kind as to send me an email [redacted] on the ways to liquidate Visa/MC gift cards for cash money. Thanks for all that you do to help educate the uninform like myself………much, much appreciated!

        • You can add Visa or Mastercard gift cards to a PayPal account and send a payment to a trusted party (spouse, sibling, friend). This works up to a certain amount of added cards. If you add too many, PayPal may shut you down. You can also go to Walmart and buy a money order with them, then deposit the money order to your bank account.

    • Nice job on reaching 20,000 Fetch points!

      To get your gift cards, go into the Fetch Rewards app, click on “Rewards” in the menu section at the bottom of the screen, and tap on the “My rewards” tab. You can claim all your cards there.

  2. Use the Fetch Rewards referral code PDHVV to get 3,000 points (2,000 point sign-up bonus + 1,000 point after scanning your first two receipts).

  3. Thanks John! I love this app. My wife is a big fan and eats up all the special bonuses to boost her points balance. We both used your referral code 😊

    • Open the Fetch app and click on the ‘Rewards’ icon located at the bottom. There, you’ll see all the categories you can redeem the points in (Visa gift cards and retail gift cards).

    • Read the post. I got 3,000 points immediately after taking a picture of my first receipt and got offered an extra 1,000 points for the next receipt.

  4. Just stopping by to share my referral code: 92TB75. New Fetch sign-ups will receive 2,000 points when you snap your first receipt!

  5. Sign up for Fetch with my code “PYRFD” and get 2,000 points when you snap your first receipt #ShareFetchRewards fetchrewards

      • Open your Fetch app and go to your Profile page (the icon on the bottom right-hand side of the screen). There’s a place to enter a referral code on that page.

        • I downloaded from your link and there was no place to enter your referral code during sign up. It never asked and I don’t see anywhere to enter on profile page as you state above

      • You’re screwed now. If you haven’t verified your email yet, which you will be required to do when receiving first gift card, then I believe you can start a new account.

  6. On March 29 2021 I was supposed to receive a Visa USD card for $5.00 it was from scanning my receipts it was supposed let me use it from 30 days from March 29 2021 I have not received anything

    • Did you check your email spam folder or promotions folder? Sometimes the Fetch emails end up in there. Another alternative is just to open your Fetch app and go to your rewards section. There are links to each gift card you’ve redeemed.


Leave a Comment