You could earn up to $7,000 when you open a Premier Checking account and complete qualifying activities. See all the details of this checking offer below!
For more current bank offers, see our bank bonuses page. The most popular offers are from Chase Bank, SoFi, KeyBank, BMO and Axos Bank.
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HSBC Premier Checking: Up to $7,000 Bonus Offer
Earn up to $7,000 when you open an HSBC Premier checking account by March 31, 2026.
It’s easy. The more you deposit, the more you can earn. Add New Assets to your Premier checking account, Premier Savings account and/or Premier Relationship Savings account by March 31, 2026, and maintain the New Assets through June 30, 2026.
- Get a $1,000 Cash Bonus: Add and maintain New Assets of $150,000 to $249,999 or
- Get a $2,500 Cash Bonus: Add and maintain New Assets of $250,000 to $499,999 or
- Get a $3,500 Cash Bonus: Add and maintain New Assets of $500,000 to $999,999 or
- Get a $7,000 Cash Bonus: Add and maintain New Assets of $1,000,000+
If all offer requirements are met, the bonus will be paid by August 31, 2026.
Steps to Qualify for the Cash Bonus:
- Open a Premier checking account by March 31, 2026 via this link.
- Add new assets by March 31, 2026 and maintain the new assets through June 30, 2026.
- Receive a cash bonus if all offer requirements are met (cash bonuses will be paid by August 31, 2026).
Offer Details
Availability: Nationwide
Expiration: 03/31/26
Household Limit: None
Direct Deposit Required: No
Early Account Termination Fee: None
HSBC Premier
Here’s what you get with an HSBC Premier relationship:
- Send and receive money with Zelle® right from HSBC’s mobile app.
- Earn HSBC’s best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify.
- Manage your money safely, easily and fee-free around the world – from Global Money Transfers to multi-currency needs.
- Enjoy peace of mind with unique travel benefits available through HSBC’s credit cards.
- Keep an eye out for new health and wellness services that will be introduced soon.
Account Fees
The account comes with a $50 monthly maintenance fee that is waived for the first six months. After six months, the monthly fee can continue to be waived by:
- Maintaining a minimum balance of $100,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment accounts OR
- Making monthly recurring direct deposits totaling at least $5,000 or more per month from a third party OR
- Having any HSBC U.S. residential mortgage loan serviced by HSBC (Home Equity products, loans that are in foreclosure or bankruptcy, and loans for which servicing rights have been transferred are not included).
My Opinion
An offer up to a $7,000 bonus is on the upper-tier of bank account bonuses. However, the larger deposit amounts may be challenging for many people.
I personally think it’s worth your time to grab any bank bonuses that your situation allows you to. It gives you an incentive to try out a bank product you might not have otherwise.
If the requirements of this offer is too high for you, check out my list of the best bank bonuses to find an easier promotion. For example, Chase is offering a $300 bonus to open an account and make a direct deposit of just $500.
Previous Promotions
The following promotions have expired, but are listed here for you to reference for informational purposes.
HSBC Premier Checking Bonus – Up to $4,000
New customers may earn up to $4,000 when they open an eligible HSBC Premier checking account from January 8, 2024 through March 27, 2024 (“Offer Period”) and complete qualifying activities.
Get started by opening a Premier checking account and earn a bonus based on the amount you deposit within the first 20 days of account opening:
- Receive a cash bonus of $1,500 when you deposit or invest $100,000 to $199,999.99
- Receive a cash bonus of $2,000 when you deposit or invest $200,000 to $299,999.99
- Receive a cash bonus of $2,500 when you deposit or invest $300,000 to 499,999.99
- Receive a cash bonus of $3,500 when you deposit or invest $500,000+
Plus, earn an extra $500 when you set up recurring monthly Direct Deposit of at least $5,000 for 3 months.
$3,500 Cash Bonus Details
Each requirement must be met in order to qualify for Cash Bonus:
- Open a new HSBC Premier checking account (“New Account”) during the Offer Period AND
- Meet a Qualifying Balance of $100,000 or more of New Money in deposit and/or eligible investment accounts within 20 calendar days of opening the New Account AND
- Maintain the required Qualifying Balance for 3 full consecutive calendar months following the New Account opening month
If all offer requirements are met, the Cash Bonus will be deposited into the New Account within 8 weeks from the date the New Account is fully qualified. Any payments may be subject to tax and will be reported to the Internal Revenue Service as required by applicable law.
$500 Extra Cash Bonus Details
To qualify for an Extra Cash Bonus of $500, new customers must:
- Meet all the requirements for the Cash Bonus AND
- During the Offer Period, begin receiving Qualifying Direct Deposits totaling at least $5,000 per calendar month into the New Account on which the New Customer is “primary”; AND
- Maintain the recurring Qualifying Direct Deposits for 3 full consecutive calendar months. The date of the first Qualifying Direct Deposit posted to the New Account starts the count of 3 full consecutive calendar months
If all offer requirements are met, the Extra Cash Bonus will be deposited into the New Account within 8 weeks from the date the New Account is fully qualified for the Extra Cash Bonus. Any payments may be subject to tax and will be reported to the Internal Revenue Service as required by applicable law.
The Bottom Line
Overall, HSBC promotions tend to be generous, but the funding requirements are also on the higher end. If you have the available funds, then this is a deal I’d consider.
HSBC’s reputation is stellar and they’re a well-known financial institution, so there’s no concerns on this perspective at all.
I’ll add this to the list of the best checking account welcome bonuses.
Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
*Investment and annuity products are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. HSI is an affiliate of HSBC Bank USA, N.A.
