Chase is offering a $225 bonus for new Chase checking customers that open a Chase Total Checking account! Learn more about this Chase bank bonus and how to take advantage of the offer!
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Ninja Update 1/6/22: The $225 welcome bonus is extended through April 20th.
Chase Total Checking $225 Bonus
The Chase Total Checking account is the most popular checking account in Chase’s lineup and now you can get a $225 bonus when you sign up for one!
To earn the bonus, simply open a Chase Total Checking account and set up a direct deposit within 90 days of account opening.
Once you make a direct deposit, you’ll receive the bonus into your account within 15 days of doing so.
There’s no minimum direct deposit requirement making this an easy offer for many people!
How Do I Get The $225 Bonus?
Click the ‘Apply Now‘ links to reach Chase’s landing page for this promotion. You can either:
- Apply online directly through the link or
- Enter your email address to have an offer coupon emailed to you and bring it to a Chase Branch
Am I Eligible For The $225 Bonus?
You are eligible for the $225 bonus if you’re considered a new Chase checking account customer, which means:
- You don’t have an existing Chase checking account or closed one within the last 90 days
- You haven’t received a new checking account opening related bonus in the last 2 years
- You didn’t close a checking account with a negative balance within the last 3 years
If you satisfy those three conditions, then you can take advantage of this bonus offer.
What Are The Offer Details?
Household Limit: None
Direct Deposit Required: Yes, any amount
Early Account Termination Fee: Must keep the account open for 6 months or you’ll forfeit the bonus
What Are The Fees?
The Chase Total Checking account has a monthly service fee of $12, but that can be waived to $0, when one of the following happens during each monthly statement period:
- Receive electronic deposits into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment network, or (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network OR
- Have a monthly balance at the beginning of each day of $1,500 or more in this account OR
- Have an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances
For information on other miscellaneous fees, read this PDF document that details everything you need to know about the Chase Total Checking account.
The Bottom Line
I’m a big fan of Chase and have been deep in their ecosystem for years now as a cardholder of the Chase Sapphire Reserve, Chase Ink Cash, and Chase Hyatt credit cards along with having a Chase checking and savings account.
Chase has offered higher sign-up bonuses for their checking accounts in the past, but this is currently the highest available nationwide bonus.
This should be easy to do for most people since it only requires a single direct deposit of any amount to trigger the $225 bonus.
Just be sure to keep your account open for at least six months. While there’s no account closing fee, you’ll forfeit the bonus if you close your account before then.
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