When Should You Refinance Your Mortgage?

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With mortgage rates at historic lows, many people are wondering if they should refinance their mortgage at this time. After all, mortgage refinancing is one of the best ways to potentially save you thousands of dollars. But with so many different numbers thrown around, it can …

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How To Get A Free BJ’s Membership

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Looking for a free membership to BJ’s Wholesale Club? You’re in the right spot as this post will share how to get a free BJ’s membership from 1-day shopping passes to 3-month free trials! Explore all the free membership offers below! BJ’s Free Membership Offers BJ’s …

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Making $100,000 A Year And Still Struggling

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A new reader of The Money Ninja sent an email to us that she is making $100,000 a year and still struggling to make ends meet. Here’s her story, what her expenses are, and what I recommend to her in order to get back on the …

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21 Tips On How To Save Money On Gas

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Every time we hope that low gas prices will stick around for a while, it does the opposite and ends up higher than where we’d prefer it to be. In fact, gas prices have been rising weekly, sitting at their one-year highs. The national average for …

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The Math On Coffee: Homemade Vs Store-Bought

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When it comes to homemade vs store-bought coffee, one of the most common advice you’ll hear is how much money you’ll save by making coffee at home versus buying a cup of coffee at a store. But is it really that simple? What about the taste? …

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GetUpside Promo Code NINJA20 Gives You 45¢/Gallon

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Here are the current promo codes for GetUpside! Supercharge your cash back rewards from gas purchases by applying the latest GetUpside promo code found here! Ninja Note 10/23: It was great meeting everyone this weekend at Encore Boston Harbor! The PowerPoint links were switched from this …

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9 Bad Money Habits You Need To Fix

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We all develop habits based on how we have lived our lives. Some are good, some are bad. Bad money habits might not seem so bad at first, but if they’re allowed to go on for too long, they can cost you thousands of dollars. By …

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9 Frugal Living Tips That Will Save You Money

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Too often we hear the phrase “living frugally” and immediately think “penny-pinching” or “scrimping”. But smart financial ninjas know that frugal living isn’t about restricting yourself. It’s about changing your mindset from “it’s not worth it” to “every little thing adds up”. A lot of people …

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