Get 20% Off At Amazon Using Just 1 Discover Point

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Amazon customers can get 20% off of their next order when they use just one Discover point. It works on gift cards too! See if you’re targeted for this offer below!

How do I check if I’m targeted?

Direct Link [Amazon]

Ninja Note: Want to see more Amazon offers? Check out all other active Amazon deals here.

The link will bring you to the activation screen. The offer WON’T show up until you add a Discover card as a payment option and link your Discover Cashback Bonus point rewards account to Amazon. If you haven’t done this, go to the next sections in this post where I’ll show you how.

Amazon's 20% off Discover promo banner

How do I add an Discover credit card as a payment option?

Direct Link to Add Credit Card [Amazon]

You can also go there manually to add a credit card by going to “Your Account”, then “Payment options”, and then entering your credit card information:

Adding a credit card on Amazon

How do I link my Discover Cashback Point account to Amazon?

Direct Link to Linking [Amazon]

Linking Amazon to Discover Cashback Bonus

When you are going through this process, be sure to select no when Amazon asks you if you want to use your points as the default payment for future purchases.

I wouldn’t recommend using your Discover Cashback Bonus points at Amazon since the redemption value is not great, but for this specific promotion you only need to use 1 Discover point to get the 20% discount.

Amazon's enrollment screen for Discover Cashback Bonus

What other details do I need to know?

The most important one to remember is that the items need to be sold AND shipped by Amazon. How can you tell?

Chances are that the item is shipped by Amazon if it offers Prime Delivery, but it still could be sold by a third-party seller. To check that Amazon is selling and shipping it, check for this statement near the price tag. Here’s an example where you can find it:

An example of an item being shipped and sold by Amazon


Here’s the terms and conditions… all of them if you’re bored:

  • The promotion will end on the earlier of (a) 11:59 PT on 06/30/2020 (although the promotion ended, it still works using the link I provided), or (b) the time at which offers worth $2,000,000 have been redeemed.
  • Offer applies only to the purchase where Cashback Bonus are used for at least a portion of the purchase and the promotion code is applied at checkout.
  • Offer only applies to products sold by (Look for “sold by Amazon Digital Services LLC” on the product detail page. Products sold by third-party sellers or other Amazon entities will not qualify for this offer, even if “fulfilled by” or “Prime Eligible”.
  • Offer does not apply to purchase of digital content.
  • If any of the products related to your original order are returned, subject to Amazon’s refund policy, you will receive a refund of the amount charged to your card first, followed by Cashback Bonus.
  • Promotional codes (including those placed directly in accounts) may not be redeemed for Amazon Gift Cards.
  • This promotion is available only to customers with an eligible Cashback Bonus card issued in United States.

The Bottom Line

Most people aren’t aware of all the discounts that are offered by Amazon. This is just another example where a simple check can save you a whopping 20% off of Amazon spending spree!

About John Pham

John Pham is a personal finance expert, serial entrepreneur, and founder of The Money Ninja. He has also been fortunate enough to have appeared in the New York Times, Boston Globe, and U.S. News & World Report. John has a B.S. in Entrepreneurship and a Masters in Business Administration, both from the University of New Hampshire.

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4 years ago

It’s working again! This is the third time using the same trick you outlined.

4 years ago

Finally! A promo that works for me on Amazon!

Joe Samaro
Joe Samaro
4 years ago

Just saved 50 bucks on Amazon thanks to this tip👌

Oksana Tielcharova
Oksana Tielcharova
4 years ago
Reply to  John Pham

Worked for me too, but I made a small mistake. I didn’t read the part where you said it has to be shipped and sold by Amazon. I bought $250 worth of stuff, but only $200 of it was from Amazon. Saved $40 instead of $50.