Earn up to a $500 bonus when you open a Chase Business Complete Checking® account with qualifying activities! Learn more about this Chase business checking bonus and how to take advantage of the offer below!
For more current bank offers, see our bank bonuses page. The most popular offers are from Chase Bank, SoFi, KeyBank, BMO and Axos Bank.
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Chase Business Complete Checking® $500 Bonus
Chase is offering up to a $500 bonus when you open a Chase Business Complete checking account and complete qualifying activities! To earn the bonus, simply follow these three easy steps:
- Open a new Chase Business Complete checking account with this link.
- Earn $300 with a minimum deposit of $2,000 in new money within 30 days of offer enrollment OR earn $500 with a minimum deposit of $10,000 in new money within 30 days of offer enrollment and maintain that balance for 60 days from offer enrollment.
- Complete 5 qualifying transactions within 90 days of enrollment – qualifying transactions include debit card purchases, accepting credit and debit card payments with QuickAccept, Chase QuickDeposit, ACH (credits), wires (credits and debits), and Chase Online Bill Pay.
The bonus will be deposited into your account 15 days after you have completed the above offer requirements.
What Are The Offer Details?
Availability: Nationwide
Expiration: 4/17/2025
Household Limit: None
Direct Deposit Required: No
Early Account Termination Fee: None
Can I Open a Business Checking Account Without a Business?
A lot of people think they can’t open a business bank account because they don’t have an Employer Identification Number (EIN). That’s simply not true. Many small businesses are run by individuals. Do you sell on eBay, blog online, or have a side hustle? Then you have a business.
If you fit the description above and decide to open an account, you can use your first and last name as the business name. Here’s what to enter in the business checking account application:
- Select “Sole proprietorship” as both your legal business structure and business type .
- Select “Yes“ when it asks if you are the only owner of the business.
- Select “No” when it asks if you use another business name.
- Select “Social Security number (SSN)” when it asks for Tax ID type.
- You can guess your “Total gross annual revenue“, even if it’s as low as $1,000 for the year.
- Select the state you reside/do business when it asks the location of your business organization.
- Select the date you started your business.
Contrary to popular belief, using a business checking account has no bearing whatsoever on your tax liability or filing requirements. You are no more or less likely to face audit for simply having the account.
Am I Eligible For The Bonus?
You are eligible for the bonus if you’re considered a new Chase business checking account customer, which means:
- You haven’t enrolled in a new business checking account opening related bonus in the last 2 years
To be more clear for those who previously received a Chase business checking account bonus, Chase considers the start of the 2 year timeline to be the date of your last enrollment date in the offer, not the date you received the bonus.
For example, let’s say today is October 1, 2024.
If you last opened a business checking account on September 30, 2022 and received the account opening bonus on October 30, 2022, you’re still eligible for this bonus because the two year requirement is based on when you opened the account.
Can I Open a Business Checking Account Without a Business?
A lot of people think they can’t open a business bank account because they don’t have an Employer Identification Number (EIN). That’s simply not true. Many small businesses are run by individuals. Do you sell on eBay, blog online, or have a side hustle? Then you have a business.
How Do I Get The Bonus?
This is a publicly available offer that you can access by clicking the button below:
- Apply online directly through the link or
- Enter your email address to have an offer coupon emailed to you and bring it to a Chase Branch
Chase Business Checking Account Features:
- Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
- Multiple ways to waive the $15 Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card.
- Full-service business banking. Convenient access to all your business banking services in one place — lending, checking, credit card and payment solutions.
- Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle®, Online Bill Pay, wire transfers and ACH payments.
- Convenient access to payment processing. Process all major debit and credit cards with QuickAccept®. It’s a built-in feature with your Business Complete Checking account.
- Helping you save money. Multiple ways to waive $15 service fee and unlimited digital transactions helps you keep more of your money.
- Full-featured banking online and on-the-go. Manage your business’ finances on your terms with the latest online and mobile banking technology.
- Trusted and secure financial partner. Chase is committed to helping you grow and protect your business.
- Get support you can rely on. Get access to our customer support team, plus a wide array of solutions that carter to every stage of your business.
- Associate Debit and Employee Deposit Cards available upon request.
What Are The Fees?
This Chase business checking account has a monthly service fee of $15, but it can be waived to $0, when any one of the following is met during each monthly statement period:
- Maintain a $2,000 minimum daily balance OR
- Use a Chase Ink Business card for $2,000 in purchases OR
- Deposit at least $2,000 from QuickAccept and/or other eligible Chase Merchant Services OR
- Link a Chase Private Client checking account OR
- Provide valid, qualifying proof of military status (active or veteran)
For information on other associated fees, read this PDF document that details everything you need to know about the Chase Business Complete Banking account.
Chase Business Checking Bonus Terms & Conditions
- Checking offer is not available to existing businesses with Chase business checking accounts, local, state or Federal Government entities or agencies, Not for Profit organizations, Political Action Committees, or those with campaign or other political accounts, or whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years from account opening.
- Signers can receive one new business checking account opening-related offer every two years from the last offer enrollment date. Only one offer per account.
- To receive the business checking offer:
- #1) Open: Visit a branch or chase.com/business and open a new Chase Business Complete Checking® account. To open a Chase Performance Business Checking® (or Chase Performance Business Checking® with Interest) account, Chase Platinum Business CheckingSM account, or if the business is a Not For Profit, please visit a branch.
- #2) Fund: Deposit a total of $2,000 or more in new money into your new qualifying checking account within 30 days from offer enrollment. The new money cannot be existing deposits at Chase or its affiliates. Your new money deposit amount will be determined in the following manner at 30 days from offer enrollment:
Business Checking Offer Amount: $300 | New Money Deposit Amount: $2,000 – $9,999
Business Checking Offer Amount: $500 | New Money Deposit Amount: $10,000 or more - #3) Maintain: Maintain the new money (at least $2,000 for the $300 offer OR at least $10,000 for the $500 offer) in the new checking account for at least 60 days from the offer enrollment. If new money deposit amount decreases below the threshold during the 60-day period, your offer amount may change or your checking account may no longer qualify for the offer.
- #4) Complete: Complete 5 qualifying transactions within 90 days of offer enrollment. Qualifying transactions are: debit card purchases, accepting credit and debit card payments with QuickAccept®, Chase QuickDeposit℠, ACH (Credits), wires (Credits and Debits), Chase Online℠ Bill Pay. The following are not considered qualifying transactions: ACH (Debits), Person to Person payments such as Zelle® and online transfers to Chase credit card(s).
- After you have completed all the above checking requirements, we’ll deposit the offer amount in your new account within 15 days.
- To receive this offer, the enrolled account must not be closed or restricted at the time of payout. Offer is good for one-time use.
- Employees of JPMorgan Chase Bank, N.A. and our affiliates are not eligible.
- Chase reserves the right to withdraw this offer at any time without notice.
- Offers are considered interest and may be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
The Bottom Line
I’m a big fan of Chase and have been deep in their ecosystem for years as a cardholder of the Chase Sapphire Reserve, Chase Ink Cash, and Chase Hyatt credit cards along with having a personal checking and savings account.
I plan on opening this business checking account soon to manage and pay for my blog’s expenses. The $500 bonus is the driving force for me to finally apply.
Chase used to include language in the terms and conditions that you may forfeit the bonus if you close your account within 6 months of account opening (although I haven’t heard of an instance that it was actually clawed back), but it’s no longer there. So give this business banking product a try, and if you don’t like it, it’s simple to close.
Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC
can’t find the link. Is there still and active hyperlink in the article!?
There’s a link and two different buttons in the post…
Is the 300 bucks taxable?
Bank bonuses are considered interest income and would be taxable, but most banks won’t send you a 1099-INT unless you made more than $600 with them in a single calendar year. However, I’d still self-report it. You might get tagged with a random audit and the penalties are much more significant for trying to avoid taxes.
What are the “5 qualifying transactions within 90 days of enrollment”? Blog does not address.
Qualifying transactions include debit card purchases, Chase deposits, ACH (credits), wires (credits and debits), and Bill Pay.
Pretty easy requirements – you can buy a pack of gum at the supermarket with your debit card and that’s considered one transaction.
If I have a chase personal account active but never opened a business account, would I qualify for this promo?
Yes, you would. You can get one bonus every two years on a business checking account. Since you never had one, this is a non-issue for you.
The same timeline applies for a Chase personal checking account too. You can get a bonus once every two years on a consumer checking account.
Both bonuses work independently of one another.