Chase Business Checking $500 Bonus

Earn up to a $500 bonus when you open a Chase Business Complete Banking℠ account with qualifying activities! Learn more about this Chase business checking bonus and how to take advantage of the offer below!

For more current bank offers, see our bank bonuses page. The most popular offers are from Chase BankSoFi, and Axos Bank.

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Chase Business Complete Banking℠ $500 Bonus

Chase is offering a bonus up to $500 when you open a Chase Business Complete Banking account!

  • Earn a $300 bonus with qualifying activities including total deposits of at least $2,000
  • Earn a $500 bonus with qualifying activities including total deposits of at least $15,000

To earn the bonus, simply follow these three easy steps:

  1. Open a new Chase Business Complete Checking account with this link.
  2. Deposit a minimum deposit of $2,000 in new money within 30 days of enrollment and maintain the balance for 60 days.
  3. Complete 5 qualifying transactions within 90 days of enrollment – qualifying transactions include debit card purchases, accepting credit and debit card payments with QuickAccept, Chase QuickDeposit, ACH (credits), wires (credits and debits), and Chase Online Bill Pay.

The bonus will be deposited into your account 15 days after you have completed the above offer requirements.

Chase Business Checking Account $500 Bonus
(Image from Chase Bank)

This Chase business checking account features:

  • Earn up to $500 when you open a new Chase Business Complete CheckingSM account. For new Chase business checking customers with qualifying activities.
  • Multiple ways to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card.
  • Full-service business banking. Convenient access to all your business banking services in one place — lending, checking, credit card and payment solutions.
  • Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle®, Online Bill Pay, wire transfers and ACH payments.
  • Convenient access to payment processing. Process all major debit and credit cards with QuickAccept. It’s a built-in feature with your Business Complete Checking account.
  • Helping you save money. Multiple ways to waive service fees and unlimited digital transactions helps you keep more of your money.
  • Full-featured banking online and on-the-go. Manage your business’ finances on your terms with the latest online and mobile banking technology.
  • Trusted and secure financial partner. We’re committed to helping you grow and protect your business.

How Do I Get The $500 Bonus?

This is a publicly available offer that you can access by clicking the button below:

  • Apply online directly through the link or
  • Enter your email address to have an offer coupon emailed to you and bring it to a Chase Branch

Am I Eligible For The Bonus?

You are eligible for the bonus if you’re considered a new Chase business checking account customer, which means:

  • You haven’t enrolled in a new business checking account opening related bonus in the last 2 years

To be more clear for those who previously received a Chase business checking account bonus, Chase considers the start of the 2 year timeline to be the date of your last enrollment date in the offer, not the date you received the bonus.

For example, let’s say today is October 1, 2022.

If you last opened a business checking account on September 30, 2020 and received the account opening bonus on October 30, 2020, you’re still eligible for this bonus because the two year requirement is based on when you opened the account.

Can I Open a Business Checking Account Without a Business?

A lot of people think they can’t open a business bank account because they don’t have an Employer Identification Number (EIN). That’s simply not true.

Many small businesses are run by individuals. Do you sell on eBay, blog online, or have a side hustle? Then you have a business.

So when you open a business bank account like this Chase Business Complete Banking checking account, just use your Social Security number during the application process.

What Are The Offer Details?

Availability: Nationwide
Expiration: 8/03/2023
Household Limit: None
Direct Deposit Required: No
Early Account Termination Fee: Must keep the account open for 6 months or you’ll forfeit the bonus

What Are The Fees?

This Chase business checking account has a monthly service fee of $15, but it can be waived to $0, when any one of the following is met during each monthly statement period:

  • Maintain a $2,000 minimum daily balance OR
  • Use a Chase Ink Business card for $2,000 in purchases OR
  • Deposit at least $2,000 from QuickAccept and/or other eligible Chase Merchant Services OR
  • Link a Chase Private Client checking account

For information on other associated fees, read this PDF document that details everything you need to know about the Chase Business Complete Banking account.

The Bottom Line

I’m a big fan of Chase and have been deep in their ecosystem for years now as a cardholder of the Chase Sapphire Reserve, Chase Ink Cash, and Chase Hyatt credit cards along with having a Chase checking and savings account.

I plan on opening this business checking account soon to manage and pay for my blog’s expenses. The $500 bonus is the driving force for me to finally apply.

Just be sure to keep your account open for at least six months. While there’s no account closing fee, you’ll forfeit the bonus if you close your account before then.

8 thoughts on “Chase Business Checking $500 Bonus”

    • Bank bonuses are considered interest income and would be taxable, but most banks won’t send you a 1099-INT unless you made more than $600 with them in a single calendar year. However, I’d still self-report it. You might get tagged with a random audit and the penalties are much more significant for trying to avoid taxes.

    • Qualifying transactions include debit card purchases, Chase deposits, ACH (credits), wires (credits and debits), and Bill Pay.

      Pretty easy requirements – you can buy a pack of gum at the supermarket with your debit card and that’s considered one transaction.

    • Yes, you would. You can get one bonus every two years on a business checking account. Since you never had one, this is a non-issue for you.

      The same timeline applies for a Chase personal checking account too. You can get a bonus once every two years on a consumer checking account.

      Both bonuses work independently of one another.


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