Chase Business Checking $300 Bonus

Earn a $300 bonus when you open a Chase Business Complete Banking℠ account with qualifying activities! Learn more about this Chase business checking bonus and how to take advantage of the offer below!

For more current bank offers, see our bank bonuses page. The most popular offers are from Chase BankSoFi, and Axos Bank.

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Chase Business Complete Banking℠ $300 Bonus

Chase is offering a $300 bonus when you open a Chase Business Complete Banking account! To earn the bonus, simply follow these three easy steps:

  1. Open a new Chase Business Complete Checking account with this link.
  2. Deposit a total of $2,000 or more in new money within 30 days of enrollment and maintain a $2,000 balance for 60 days.
  3. Complete 5 qualifying transactions within 90 days of enrollment (qualifying transactions include debit card purchases, Chase QuickAccept deposits, Chase QuickDeposit, ACH (credits), wires (credits and debits), and Bill Pay.

The $300 bonus will be deposited into your account 15 days after you have completed the above offer requirements.

How to get $300 bonus for opening Chase business checking account
(Image from Chase)

This Chase business checking account features:

  • Earn $300 when you open a new Chase Business Complete Checking℠ account. For new Chase business checking customers with qualifying activities.
  • Multiple ways to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card.
  • Built-in card acceptance. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAccept℠.
  • Same-day deposits with QuickAccept. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
  • Alerts to help you stay on top of your account activity.
  • Easy account management through Chase Business online and the Chase Mobile® app.
  • Unlimited electronic deposits, ACH and Chase QuickDeposit℠.
  • Convenient access to more than 16,000 ATMs and more than 4,700 branches.

How Do I Get The $300 Bonus?

This is a publicly available offer that you can access by clicking the button below:

  • Apply online directly through the link or
  • Enter your email address to have an offer coupon emailed to you and bring it to a Chase Branch
Chase $300 business checking bonus offer
(Image from Chase)

Am I Eligible For The $300 Bonus?

You are eligible for the $300 bonus if you’re considered a new Chase business checking account customer, which means:

  • You haven’t enrolled in a new business checking account opening related bonus in the last 2 years

To be more clear for those who previously received a Chase business checking account bonus, Chase considers the start of the 2 year timeline to be the date of your last enrollment date in the offer, not the date you received the bonus.

For example, let’s say today is October 1, 2022.

If you last opened a business checking account on September 30, 2020 and received the account opening bonus on October 30, 2020, you’re still eligible for this bonus because the two year requirement is based on when you opened the account.

Can I Open a Business Checking Account Without a Business?

A lot of people think they can’t open a business bank account because they don’t have an Employer Identification Number (EIN). That’s simply not true.

Many small businesses are run by individuals. Do you sell on eBay, blog online, or have a side hustle? Then you have a business.

So when you open a business bank account like this Chase Business Complete Banking checking account, just use your Social Security number during the application process.

What Are The Offer Details?

Availability: Nationwide
Expiration: 2/16/2023
Household Limit: None
Direct Deposit Required: No
Early Account Termination Fee: Must keep the account open for 6 months or you’ll forfeit the bonus

What Are The Fees?

This Chase business checking account has a monthly service fee of $15, but it can be waived to $0, when any one of the following is met during each monthly statement period:

  • Maintain a $2,000 minimum daily balance OR
  • Use a Chase Ink Business card for $2,000 in purchases OR
  • Deposit at least $2,000 from QuickAccept and/or other eligible Chase Merchant Services OR
  • Link a Chase Private Client checking account

For information on other associated fees, read this PDF document that details everything you need to know about the Chase Business Complete Banking account.

The Bottom Line

I’m a big fan of Chase and have been deep in their ecosystem for years now as a cardholder of the Chase Sapphire Reserve, Chase Ink Cash, and Chase Hyatt credit cards along with having a Chase checking and savings account.

I plan on opening this business checking account soon to manage and pay for my blog’s expenses. The $300 bonus is the driving force for me to finally apply.

Just be sure to keep your account open for at least six months. While there’s no account closing fee, you’ll forfeit the bonus if you close your account before then.

8 thoughts on “Chase Business Checking $300 Bonus”

    • Bank bonuses are considered interest income and would be taxable, but most banks won’t send you a 1099-INT unless you made more than $600 with them in a single calendar year. However, I’d still self-report it. You might get tagged with a random audit and the penalties are much more significant for trying to avoid taxes.

    • Qualifying transactions include debit card purchases, Chase deposits, ACH (credits), wires (credits and debits), and Bill Pay.

      Pretty easy requirements – you can buy a pack of gum at the supermarket with your debit card and that’s considered one transaction.

    • Yes, you would. You can get one bonus every two years on a business checking account. Since you never had one, this is a non-issue for you.

      The same timeline applies for a Chase personal checking account too. You can get a bonus once every two years on a consumer checking account.

      Both bonuses work independently of one another.


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