Chase is offering a $100 bonus for new Chase Secure Banking customers! Learn more about this Chase checking account and how to qualify for the $100 bank bonus!
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Overview of Chase Secure Banking Account
Chase Secure Banking is a second-chance checking account created for people with bad financial history.
It provides you with an opportunity to establish a traditional banking relationship with one of the most recognizable names in banking while removing a couple of features that may tempt people to overspend.
Chase Secure Banking customers don’t have access to:
- Overdraft Protection – say goodbye to overdraft fees with a Chase debit card that helps you stay within your balance
- Paper Checks – you can use your Chase debit card to make payments instead
This particular Chase checking account is ideal for consumers who had problems maintaining a checking account in the past and young people just starting out on their financial journey.
Chase Secure Banking $100 Checking Bonus
Get a $100 bonus when you open a Chase Secure Banking account and complete at least 10 qualifying transactions.
How To Earn Bonus:
- Open a new Chase Secure Banking account using this link.
- Complete at least 10 qualifying transactions within 60 days after account opening.
- Receive a $100 bonus deposited into your account within 15 days of completing the qualifying transactions.
A qualifying transaction includes:
- debit card purchases
- online bill payments
- Zelle transactions
- Chase QuickDeposit
- ACH credits
Ninja Note: Direct Deposits don’t count as a qualifying transaction for this sign-up bonus offer.
You can also open this account at a Chase branch by requesting a coupon on Chase’s landing page for this promotion.
Am I Eligible For The $100 Bonus?
You are eligible for the $100 bonus if you’re considered a new Chase checking account customer, which means:
- You don’t have an existing Chase checking account or closed one within the last 90 days
- You haven’t received a new checking account opening related bonus in the last 2 years
- You didn’t close a checking account with a negative balance within the last 3 years
If you satisfy those three conditions, then you can take advantage of this bonus offer.
What Are The Offer Details?
Household Limit: None
Direct Deposit Required: No
Monthly Fee: $4.95
Early Account Termination Fee: None listed
What Are The Fees?
The Chase Secure Banking checking account has a monthly service fee of $4.95, which will be deducted from your account balance.
Unlike other Chase Bank offers, there’s no way to waive this monthly fee, but this simple fee includes the following benefits:
- No minimum deposit to open an account plus no overdraft fees with a Chase debit card (the account doesn’t allow you to spend over your cash balance).
- Track your credit score, get a personalized action plan provided by ExperianTM to help improve your score and receive identity monitoring for free through Chase Credit Journey®.
- Pay bills, cash checks and send or receive money with Zelle®.
- No fees for Chase Online Bill Pay or to send money.
- No fees on money orders or cashier’s checks.
- Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
For information on other miscellaneous fees, read this PDF document that details everything you need to know about the Chase Secure Banking account.
The Bottom Line
For those who made a few mistakes financially, the Chase Secure Banking account is a good way to establish a relationship with a premier bank. The $100 bonus is also a nice little cherry on top.
I recommend the Chase Total Checking® account instead for people with a better track record. That account comes with more features and you can waive the monthly fee in a number of ways. It also comes with a higher $200 bonus offer (Chase had a $600 offer at one point, but that offer has expired).
I’ll include this in the list of bank account opening bonuses.
JPMorgan Chase Bank, N.A. Member FDIC.