Lili Referral Code: $100 Bonus Offer + $100 Referrals

New users that sign up for Lili Banking will get a $100 bonus when make a direct deposit of $250 or more. Stack this referral bonus with other Lili promotions listed below and make $190 for opening an account!

Check out the latest Lili promotions below and get your free money today.

For more current bank offers, see our bank bonuses page. The most popular offers are from Chase BankSoFi, U.S. Bank, and Axos Bank.

This post may contain affiliate links, meaning I get a commission at no cost to you if you decide to make a purchase through my links. Visit this page for more information. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

About Lili Banking

Lili is banking designed for freelancers – it’s perfect for people who have a side-hustle or small business to manage their work, life, and balance all in one account.

The standard Lili account is completely free with no monthly service charges, no minimum balances, and no hidden fees.

Lili Banking Promotions

Offer #1: Lili $100 Sign-Up Bonus

Open a Lili account using referral code JohnPham to earn a $100 bonus when you make a single direct deposit of $250 or more within 45 days of account opening.

Ninja Update: Per Lili email: “Lili has decided to pause their referral program, effective Feb 20, 2022. Any new account opened after February 20, 2022 will not be eligible for the referral rewards.”

How To Get $100 Bonus:

  1. Open a free Lili account using this link.
  2. Use JohnPham as the referral code when prompted during the sign-up process.
  3. Make a single direct deposit of at least $250 within 45 days of account opening.
  4. Receive $100 bonus deposited within 5 business days.

A qualified direct deposit is defined as a payroll deposit or a payment from a gig economy payer.

Offer #2: Lili $100 Referral Bonus

Once you have a Lili account, earn a $100 referral bonus for every friend who joins Lili and receives a single direct deposit of at least $250. Your friend will also earn a $100 sign-up bonus.

How To Earn Referral Bonus:

  1. Your friend joins Lili using your referral link or referral code.
  2. Your friend receives at least $250 in a single direct deposit within 45 days of account opening.
  3. Get $100 as a referral bonus deposited directly into your Lili account within 5 business days.

You can do this up to 10 times, for a max earning of $1,000! The friend you refer must be a new Lili customer with no current or prior Lili account.

Lili referral code
(Screenshot from Lili app)

Previous Promotions

Previous Offer #1: Lili $90 Bonus on Drop

Open a Lili account through Drop and earn 90,000 points (worth $90) when you fund your Lili account with a minimum of $200 within 45 days of opening the account.

Drop is a free app that rewards you for shopping at your favorite brands (or in this case, opening a Lili account).

How To Get Stack Deals:

  1. Download the free Drop app if you don’t already have one [$5 Drop sign-up bonus]
  2. Search for ‘Lili‘ on the Drop app and an offer for 90,000 ($90) points will appear.
  3. Open a Lili account via the offer link on Drop.
  4. Fund your new Lili account with at least $200 within 45 days of account opening to get the Drop offer bonus.
  5. Receive 90,000 points in your Drop account.
Lili promotion
(Screenshot from Drop app)

The Bottom Line

Lili increased the referral bonus from $50 to $100, but changed the bonus requirement from spending $250 or more on your Lili debit card to making a single direct deposit of $250 or more.

This makes the deal go from “very easy” to “just easy” and in line with similar sign-up bonuses from other fintech banking apps like Chime and Albert.

This deal has been added to the list of the best bank sign-up bonuses.

About John Pham

John Pham is a personal finance expert, serial entrepreneur, and founder of The Money Ninja. He has also been fortunate enough to have appeared in the New York Times, Boston Globe, and U.S. News & World Report. John has a B.S. in Entrepreneurship and a Masters in Business Administration, both from the University of New Hampshire.

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2 years ago

Is this deal still good? Can we use your code to open the acct?

2 years ago
Reply to  Sabrina

The referral program ended on February 20 – look at his update note at the top.

2 years ago

So can you just load the money then spend it of the card