TD Bank $300 Checking Account Bonus

TD Bank is offering a $300 checking bonus when you open a TD Beyond Checking account! Learn more about this account opening promotion and how to get the $300 bonus below.

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TD Bank Checking Bonus Offer

TD Bank is one of the largest banks in the United States and operates primarily in the East Coast, serving the states of:

Connecticut, Delaware, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Texas, Vermont, Virginia, Washington, D.C.

If you live in one of these states (if not, see this list for other great bank offers), then here’s an exciting offer!

New customers can earn up to a $300 bonus when you open a TD Bank personal checking account:

  • Earn $300 when you open a TD Beyond Checking account and make one or more direct deposits totaling $2,500 within 60 days of account opening OR
  • Earn $150 when you open a TD Convenience Checking account and make one or more direct deposits totaling $500 within 60 days of account opening
TD Bank $300 checking bonus
(Screenshot from TD Bank)

TD Beyond Checking $300 Bonus

Availability: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
Expiration: 11/30/2021
Household Limit: None
Direct Deposit Required: Yes, $2,500
Soft/Hard Pull: Soft
Early Account Termination Fee: Must keep the account open for 6 months or you’ll forfeit the bonus

How to get $300 bonus for TD Beyond Checking?

To earn the $300 bonus, open a new TD Beyond Checking account and receive direct deposits totaling at least $2,500 within 60 days of account opening.

How long does it take to get the $300 bonus from TD Bank? Once you complete both activities, the bonus will be credited to your new personal checking account no later than 140 days from the account opening date.

TD Convenience Checking $150 Bonus

Availability: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
Expiration: 11/30/2021
Household Limit: None
Direct Deposit Required: Yes, $500
Soft/Hard Pull: Soft
Early Account Termination Fee: Must keep the account open for 6 months or you’ll forfeit the bonus

How to get $300 bonus for TD Convenience Checking?

To earn the $150 bonus, open a new TD Convenience account and receive direct deposits totaling at least $500 within 60 days of account opening.

How long does it take to get the $150 bonus from TD Bank? Once you complete both activities, the bonus will be credited to your new personal checking account no later than 140 days from the account opening date.

Am I Eligible For The $150 or $300 Bonus?

You’re eligible for the $150/$300 bonus if you’re considered a new TD Bank checking account customer, which means:

  • You’re not an existing TD Bank checking account holder
  • You didn’t have a TD Bank personal checking account within the preceding 12 months
  • You never received a bonus on a previous checking account from TD Bank at any time

If you satisfy those three conditions, then you can take advantage of this bonus offer.

What Are The Fees?

The checking accounts have a monthly fee between $15 to $25, but they can be waived if you do ONE of the following each month:

TD Beyond Checking ($25 Monthly Fee)

  • Set up monthly direct deposits of $5,000 or more OR
  • Maintain a $2,500 minimum daily balance OR
  • Have a $25,000 combined balance across eligible TD accounts

For additional details on TD Beyond Checking, read this PDF document.

TD Convenience Checking ($15 Monthly Fee)

  • Maintain a $100 minimum daily balance OR
  • Be a student or young adult between the ages of 17 through 23

For additional details on TD Convenience Checking, read this PDF document.

The Bottom Line

This is one of the best checking bonuses with really simple requirements. I recommend opening the Beyond Checking account to get the higher $300 bonus offer.

If you don’t think you’ll have $2,500 in direct deposits within two months of account opening, then go for the Convenience Checking account instead as it requires just $500 in direct deposits within the same time frame, but you’ll get the lower $150 bonus instead.

If you’re not from the East Coast, you’ve probably never heard of TD Bank even though it’s the 11th largest bank in the U.S. I live in Boston and the bank is everywhere – TD Bank sponsors the stadium the Boston Celtics play in so it’s hard to miss.

I’ll include this TD Bank checking promotion in my list of the best bank account bonuses.

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