The Money Ninja

Equifax Class Action Settlement: Minimum $125 to $375 per person affected (link included to see if you are)

January 8, 2020July 24, 2019 by John Pham

Gavel-Symbolizing-Class-Action-Settlement

Equifax, one of the three consumer credit reporting bureaus, experienced a massive data breach in 2017. The data leaked included people’s social security numbers, birth dates, home addresses, and driving license numbers. It affected over half of all Americans. VentureBeat called the exposure of 140+ million …

How to Take Advantage of Credit Card Bonus Categories to Earn Millions of Points and Miles

April 21, 2022July 9, 2019 by John Pham

Everyone loves when they earns points and miles on their credit cards, but sometimes it seems like earning those rewards take forever. In this post, I’ll go over one of the hacks I’ve used to generate millions of points and miles. It’s not so complicated as …

How Much Should You Have in Your 401k?

March 30, 2020February 25, 2019 by John Pham

Having a 401k account is one of the most powerful retirement assets one can have, but the reality is that most people are not saving enough in it. Far from it. In fact, Americans as a whole are in a lot of trouble. According to the …

Welcome!

August 13, 2019February 16, 2019 by John Pham

So after many years of sitting on The Money Ninja domain and social media accounts, I have finally slashed away (ninja-style) the inertia and formally launch the blog! Although this is not the first blog I have ventured into, I am truly passionate and excited about …