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What are Cash Back Web Sites and How Do They Give You Money for Shopping Online?

Our readers are mainly Generation X and Millennials who are very internet savvy, yet when it comes to web sites offering free money, even the best of us have alarm bells going off. But some sites, called cash back...

Equifax Class Action Settlement: Minimum $125 to $375 per person affected (link included to see if you are)

Equifax, one of the three consumer credit reporting bureaus, experienced a massive data breach in 2017. The data leaked included people's social security numbers, birth dates, home addresses, and driving license numbers. It affected over half of all Americans. VentureBeat called the...

How to Take Advantage of Credit Card Bonus Categories to Earn Millions of Points and Miles

In this post, I'll go over how to take advantage of the various credit card bonus categories issuers promote! Introduction We've all seen this - companies like American Express and Chase offering dozens and dozens of...

How Much Should You Have in Your 401k?

Having a 401k account is one of the most powerful retirement assets one can have, but the reality is that most people are not saving enough in it. Far from it. In fact, Americans as a whole are in a lot of...


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So after many years of sitting on The Money Ninja domain and social media accounts, I have finally slashed away (ninja-style) the inertia and formally launch the blog! Although this is not the first blog I have ventured into, I am truly...

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